Templeton India Equity Income Fund Direct Growth
Equity
Direct
Dividend Yield
NAV as on 21-11-2024
₹ 148.22
1D
Inception Returns
16.8%
/yr
About Templeton India Equity Income Fund Direct Growth
Templeton India Equity Income Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Anand Radhakrishnan. The fund could potentially beat inflation in the long-run.
Key Parameters
- Templeton India Equity Income Fund Direct Growth has ₹2414 Cr worth of assets under management (AUM) as on Oct 2024 and is less than category average.
- The fund has an expense ratio 1.2.
Returns
Templeton India Equity Income Fund Direct Growth has given a CAGR return of 16.81% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 33.73%, 19.24% and 25.63% respectively.
Holdings
Templeton India Equity Income Fund Direct Growth has allocated its funds majorly in Securitize, Cash Equivalent, Utilities, Tech, Energy, Consumer Defensive, Financial Services, Basic Materials, Industrial, Consumer Cyclical, Communication, Real Estate. Its top holdings are NTPC Ltd, Infosys Ltd, NHPC Ltd, HCL Technologies Ltd, ITC Ltd
Taxation
As it is a dividend yield mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitDividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.
Investment objective of Templeton India Equity Income Fund Direct Growth
The Scheme seeks to provide a combination of regular income and long-term capital appreciation by investing primarily in stocks that have a current or potentially attractive dividend yield, by using a value strategy
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Templeton India Equity Income Fund Direct Growth has no lock in period.
Historical NAV & Returns
Annualised
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734 people have invested ₹ 76.6L in Templeton India Equity Income Fund Direct Growth in the last three months
INDmoney Rank for Templeton India Equity Income Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
5Y returns in the top 25% of the category
Beats FD returns for both 3Y & 5Y duration
No bad points found for this fund.
Templeton India Equity Income Fund Direct Growth Overview
| Expense ratio | 1.22% |
Benchmark | S&P BSE 500 India TR INR |
| AUM | ₹2414 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 11.17% |
| STCG | Redeeming before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (21-Nov-24)
Fund Distribution
as on (31-Oct-24)
Large cap
55.8%
Small cap
13.6%
Mid cap
5.7%
Sector Allocation
Utilities
25.5%
Tech
23.7%
Energy
16.1%
Consumer Defensive
11.7%
Financial Services
7.8%
Basic Materials
5.1%
Industrial
4%
Consumer Cyclical
3.8%
Communication
1.6%
Real Estate
0.6%
All changes are between Aug'24 and Oct'24
- This fund’s returns stands at -5.82% whereas the fund’s underlying benchmark Nifty 500 returns stands at -6.52% as on Oct'24
- This fund outperformed Nifty 500 by 0.69% in Oct'24
- AUM of the fund stands at 2.4K Cr as of Oct'24
- AUM decreased by 140.1 Cr between Oct'24 and Sep'24
Top Stocks bought last month
Akzo Nobel India Ltd's allocation increased from 1.7% to 2.1%
MediaTek Inc's allocation increased from 1.89% to 2.18%
HDFC Bank Ltd's allocation increased from 3.87% to 4.1%
Top Stocks sold last month
NTPC Ltd's allocation decreased from 6.59 % to 6.42 %
Infosys Ltd's allocation decreased from 5.04 % to 5 %
NHPC Ltd's allocation decreased from 5.2 % to 4.79 %
Large Cap allocation has gone down from 57.2% to 55.8%
Small Cap allocation has gone up from 13.3% to 13.6%
Mid Cap allocation has gone down from 6% to 5.7%
Cash allocation has gone up from 4.6% to 5.5%
Debt allocation has gone up from 6% to 6.5%
Top 3 Sectors in October were Securitize, Utilities & Tech
Oct'24
Securitize
54%
Utilities
26%
Tech
24%
Sep'24
Securitize
57%
Utilities
27%
Tech
23%
See all
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Anand Radhakrishnan
Fund Manager of Templeton India Equity Income Fund Direct Growth, since 1 January 2019
Top funds managed
Fund House
Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Total Schemes
Total AUM
₹1.17L Cr
as on 31-Oct-2024
Address
One International Centre, Tower 2, 12th and 13th Floor,Senapati Bapat Marg, Elphinstone Road (West), Mumbai
Phone
+912267519100
Website
service@templeton.com
Mutual Fund Insights
Over the last 1 month, this fund has experienced a 5.5% drop in AUM moving from 2.55K Cr to 2.41K Cr.
In the last 1 year, LIC MF Dividend Yield Fund Direct Growth has given 43.34% return, outperforming this fund by 9.61%.
In the last 3 years, ICICI Prudential Dividend Yield Equity Fund Direct Growth has given 24.17% return, outperforming this fund by 4.93% per annum.
This fund has one of the lowest expense ratio in the category (dividend yield). Its expense ratio is 1.22% which is lower than the category average expense ratio of 1.38%.
In the last 5 years, ICICI Prudential Dividend Yield Equity Fund Direct Growth has given 27.01% return, outperforming this fund by 1.38% per annum.
Templeton India Equity Income Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 16.81% since inception which is more than its category average return of 16.08%
Fund Allocations
This fund has an allocation of 88.03% in Equity, 6.49% in Debt and 5.5% in Cash related instruments
AUM size ₹2414 Cr
This fund has AUM of ₹2414 Cr which is less than its category average of ₹ 3337 Cr
Expense Ratio 1.22%
This fund has an expense ratio of 1.22% which is less than its category average expense ratio of 1.48%
Frequently Asked Questions for Templeton India Equity Income Fund Direct Growth
The current NAV of Templeton India Equity Income Fund Direct Growth is ₹148.22 as on 21-Nov-2024.
Existing (Absolute + CAGR) as on 21-Nov-2024.
Templeton India Equity Income Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -6.49% | -6.49% |
6 Month Returns | 3.79% | 3.79% |
1 Year Returns | 33.73% | 33.73% |
3 Years Returns | 69.55% | 19.24% |
5 Years Returns | 213% | 25.63% |
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1.22% as on October 2024
₹2414 Cr as on October 2024
NTPC Ltd(6.42%), Infosys Ltd(5%), NHPC Ltd(4.79%), HCL Technologies Ltd(4.69%), ITC Ltd(4.15%) as on October 2024
Utilities(22.45%), Tech(20.86%), Energy(14.14%) as on October 2024
The alpha ratio for the Templeton India Equity Income Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Templeton India Equity Income Fund Direct Growth | 8.63 | 7.68 | 7.45 |
As on October 2024
The alpha for Templeton India Equity Income Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Templeton India Equity Income Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Templeton India Equity Income Fund Direct Growth | 0.98 | 0.74 | 0.84 |
As on October 2024
The Beta for Templeton India Equity Income Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Templeton India Equity Income Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Templeton India Equity Income Fund Direct Growth | 2.24 | 1.22 | 1.15 |
As on October 2024
The sharpe ratio for Templeton India Equity Income Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Templeton India Equity Income Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Templeton India Equity Income Fund Direct Growth | 14.97 | 12.26 | 17.31 |
As on October 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 2.26 as on October 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.82 as on October 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
Anand Radhakrishnan is the fund manager of Templeton India Equity Income Fund Direct Growth
The Exit load of Templeton India Equity Income Fund Direct Growth is 1%