Templeton India Equity Income Fund Direct Growth
Equity
Direct
Dividend Yield
NAV as on 20-12-2024
₹ 149.82
1D
Inception Returns
16.8%
/yr
About Templeton India Equity Income Fund Direct Growth
Templeton India Equity Income Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by . The fund could potentially beat inflation in the long-run.
Key Parameters
- Templeton India Equity Income Fund Direct Growth has ₹2399 Cr worth of assets under management (AUM) as on Nov 2024 and is less than category average.
- The fund has an expense ratio 1.2.
Returns
Templeton India Equity Income Fund Direct Growth has given a CAGR return of 16.79% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 26.64%, 21.40% and 25.76% respectively.
Holdings
Templeton India Equity Income Fund Direct Growth has allocated its funds majorly in Securitize, Cash Equivalent, Utilities, Tech, Energy, Consumer Defensive, Financial Services, Basic Materials, Industrial, Consumer Cyclical, Communication, Real Estate. Its top holdings are NTPC Ltd, Infosys Ltd, NHPC Ltd, HCL Technologies Ltd, ITC Ltd
Taxation
As it is a dividend yield mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitDividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.
Investment objective of Templeton India Equity Income Fund Direct Growth
The Scheme seeks to provide a combination of regular income and long-term capital appreciation by investing primarily in stocks that have a current or potentially attractive dividend yield, by using a value strategy
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Templeton India Equity Income Fund Direct Growth has no lock in period.
Historical NAV & Returns
Annualised
▲
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690 people have invested ₹ 52.3L in Templeton India Equity Income Fund Direct Growth in the last three months
INDmoney Rank for Templeton India Equity Income Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
5Y returns in the top 25% of the category
Beats FD returns for both 3Y & 5Y duration
No bad points found for this fund.
Templeton India Equity Income Fund Direct Growth Overview
| Expense ratio | 1.22% |
Benchmark | S&P BSE 500 India TR INR |
| AUM | ₹2399 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 11.17% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (20-Dec-24)
Fund Distribution
as on (30-Nov-24)
Large cap
56%
Small cap
12.9%
Mid cap
5.9%
Sector Allocation
Utilities
24.6%
Tech
24.6%
Energy
15.7%
Consumer Defensive
11.6%
Financial Services
8.2%
Basic Materials
4.8%
Industrial
4.1%
Consumer Cyclical
3.8%
Communication
1.9%
Real Estate
0.6%
All changes are between Sep'24 and Nov'24
- This fund’s returns stands at -1.13% whereas the fund’s underlying benchmark Nifty 500 returns stands at -0.60% as on Nov'24
- This fund underperformed Nifty 500 by 0.53% in Nov'24
- AUM of the fund stands at 2.4K Cr as of Nov'24
- AUM has remained same between Nov'24 and Oct'24
Top Stocks sold last month
CESC Ltd's allocation decreased from 5.26 % to 2.58 %
Small Cap allocation has gone down from 13.6% to 12.9%
Mid Cap allocation has gone up from 5.7% to 5.9%
Large Cap allocation has gone up from 55.8% to 56%
Cash allocation has gone up from 5.5% to 6.1%
Debt allocation has gone down from 6.5% to 6.3%
Top 3 Sectors in November were Securitize, Utilities & Tech
Nov'24
Securitize
51%
Utilities
25%
Tech
25%
Oct'24
Securitize
54%
Utilities
26%
Tech
24%
See all
Top Growth Drivers | 1M Return |
|---|---|
 Infosys Ltd | 6.1% |
 HCL Technologies Ltd | 5.3% |
 Tech Mahindra Ltd | 3.1% |
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Fund House
Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Total Schemes
Total AUM
₹1.13L Cr
as on 29-Nov-2024
Address
One International Centre, Tower 2, 12th and 13th Floor,Senapati Bapat Marg, Elphinstone Road (West), Mumbai
Phone
+912267519100
Website
service@templeton.com
Mutual Fund Insights
In the last 1 year, LIC MF Dividend Yield Fund Direct Growth has given 37.41% return, outperforming this fund by 10.78%.
Over the last 3 months, this fund has experienced a 6.3% drop in AUM moving from 2.56K Cr to 2.39K Cr.
This fund has one of the lowest expense ratio in the category (dividend yield). Its expense ratio is 1.22% which is lower than the category average expense ratio of 1.38%.
In the last 3 years, ICICI Prudential Dividend Yield Equity Fund Direct Growth has given 26.2% return, outperforming this fund by 4.81% per annum.
In the last 5 years, ICICI Prudential Dividend Yield Equity Fund Direct Growth has given 26.83% return, outperforming this fund by 1.08% per annum.
Templeton India Equity Income Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 16.79% since inception which is more than its category average return of 16.18%
Fund Allocations
This fund has an allocation of 87.61% in Equity, 6.28% in Debt and 6.13% in Cash related instruments
AUM size ₹2399 Cr
This fund has AUM of ₹2399 Cr which is less than its category average of ₹ 3367 Cr
Expense Ratio 1.22%
This fund has an expense ratio of 1.22% which is less than its category average expense ratio of 1.48%
Frequently Asked Questions for Templeton India Equity Income Fund Direct Growth
The current NAV of Templeton India Equity Income Fund Direct Growth is ₹149.82 as on 20-Dec-2024.
Existing (Absolute + CAGR) as on 20-Dec-2024.
Templeton India Equity Income Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.66% | 0.66% |
6 Month Returns | 0.99% | 0.99% |
1 Year Returns | 26.64% | 26.64% |
3 Years Returns | 78.9% | 21.4% |
5 Years Returns | 214.52% | 25.76% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
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- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
1.22% as on November 2024
₹2399 Cr as on November 2024
NTPC Ltd(6.42%), Infosys Ltd(5%), NHPC Ltd(4.79%), HCL Technologies Ltd(4.69%), ITC Ltd(4.15%) as on November 2024
Utilities(21.58%), Tech(21.52%), Energy(13.74%) as on November 2024
The alpha ratio for the Templeton India Equity Income Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Templeton India Equity Income Fund Direct Growth | 6.43 | 6.46 | 7.49 |
As on November 2024
The alpha for Templeton India Equity Income Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Templeton India Equity Income Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Templeton India Equity Income Fund Direct Growth | 1.02 | 0.76 | 0.84 |
As on November 2024
The Beta for Templeton India Equity Income Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Templeton India Equity Income Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Templeton India Equity Income Fund Direct Growth | 1.68 | 1.18 | 1.13 |
As on November 2024
The sharpe ratio for Templeton India Equity Income Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Templeton India Equity Income Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Templeton India Equity Income Fund Direct Growth | 14.94 | 12.33 | 17.34 |
As on November 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 2.17 as on November 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.63 as on November 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
The Exit load of Templeton India Equity Income Fund Direct Growth is 1%