Union Small Cap Fund Direct Growth

Union Small Cap Fund Direct Growth

NAV as on 01-04-2025

₹ 46.63

-0.3%

1D

Inception Returns

15.4%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
535 people have invested ₹ 62.5L in Union Small Cap Fund Direct Growth in the last three months

About Union Small Cap Fund Direct Growth

Union Small Cap Fund Direct Growth is an equity fund. This fund was started on 10 June, 2014. The fund is managed by Pratik Dharmshi. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Union Small Cap Fund Direct Growth has ₹5312 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
  2. The fund has an expense ratio 1.1.

Returns

Union Small Cap Fund Direct Growth has given a CAGR return of 15.43% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.27%, 16.26% and 33.55% respectively.

Holdings

Union Small Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Industrial, Consumer Cyclical, Basic Materials, Financial Services, Health, Tech, Real Estate, Government, Consumer Defensive, Utilities. Its top holdings are KEI Industries Ltd, Eureka Forbes Ltd, J.B. Chemicals & Pharmaceuticals Ltd, Blue Star Ltd, Ami Organics Ltd

Taxation

As it is a small-cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Union Small Cap Fund Direct Growth

To achieve long term capital appreciation by investing in a portfolio consisting of equity and equity related securities, predominantly of small cap companies.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. Union Small Cap Fund Direct Growth has no lock in period.

Union Small Cap Fund Direct Growth Overview

Expense ratio1.07%
Benchmark
S&P BSE Smallcap TR INR
AUM₹5312 Cr
Inception Date10 June, 2014
Min Lumpsum/SIP₹1000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
126.04%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

INDmoney Rank for Union Small Cap Fund Direct Growth

Powered by IND quant engine
IND ranking is not available for this fund.
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Beats FD returns for both 3Y & 5Y duration
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5Y returns in the bottom 25% of the category
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3Y returns in the bottom 25% of the category

Trailing Returns

as on (01-Apr-25)

Period
Union Small Cap Fund Direct Growth
Nifty Smallcap 250
small-cap
1M
9.1%
8.6%
7.4%
3M
-16%
-16.1%
-14.6%
6M
-16.4%
-18.9%
-17.1%
1Y
7.3%
1.8%
7.1%
3Y
16.3%
16%
17.9%
5Y
33.6%
36.5%
35.7%

Fund Distribution

as on (28-Feb-25)

  • Equity 96.5%

  • Debt & Cash 3.5%

Small cap
70.2%

Mid cap
26.4%

Sector Allocation

Feb'25

Jan'25

Dec'24

Industrial
29.2%
Consumer Cyclical
21%
Basic Materials
12.1%
Financial Services
11.7%
Health
11.1%
Tech
9.7%
Real Estate
2.7%
Consumer Defensive
1.3%
Utilities
1.2%
All changes are between Dec'24 and Feb'25
Dec'24
Fund Returns
0.83%
Nifty Smallcap 250
-0.49%
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 5.3K Cr
₹ 5.9K Cr
₹ 6.3K Cr
  • AUM of the fund stands at 5.3K Cr as of Feb'25
  • AUM decreased by 592.9 Cr between Feb'25 and Jan'25
Top Stocks bought last month
BSE Ltd's allocation increased from 1.87% to 2.37%
BSE Ltd's allocation increased from 1.87% to 2.37%
Blue Star Ltd's allocation increased from 2.37% to 2.84%
Blue Star Ltd's allocation increased from 2.37% to 2.84%
Ami Organics Ltd's allocation increased from 2.11% to 2.55%
Ami Organics Ltd's allocation increased from 2.11% to 2.55%
Top Stocks sold last month
KEI Industries Ltd's allocation decreased from 3.47 % to 3.25 %
KEI Industries Ltd's allocation decreased from 3.47 % to 3.25 %
Computer Age Management Services Ltd Ordinary Shares's allocation decreased from 2.44 % to 2.42 %
Computer Age Management Services Ltd Ordinary Shares's allocation decreased from 2.44 % to 2.42 %
Karur Vysya Bank Ltd's allocation decreased from 2.21 % to 2.12 %
Karur Vysya Bank Ltd's allocation decreased from 2.21 % to 2.12 %
Mid Cap allocation has gone up from 24.9% to 26.4%
Mid Cap allocation has gone up from 24.9% to 26.4%
Small Cap allocation has gone down from 71.5% to 70.2%
Small Cap allocation has gone down from 71.5% to 70.2%
Cash allocation has gone down from 3.6% to 3.4%
Cash allocation has gone down from 3.6% to 3.4%
Debt allocation has gone up from 0.1% to 0.1%
Debt allocation has gone up from 0.1% to 0.1%

Top 3 Sectors in February were Industrial, Consumer Cyclical & Financial Services

Feb'25
Industrial
29%
Consumer Cyclical
21%
Basic Materials
12%
Jan'25
Industrial
30%
Consumer Cyclical
19%
Financial Services
13%
Fund
Feb'25
Jan'25
Dec'24
No of Holdings
75
69
76
Top 5 Company Concentration
14.8%
14.1%
11.6%
Company having highest exposure
KEI Industries Ltd (3.2%)
KEI Industries Ltd (3.5%)
Garware Hi-Tech Films Ltd (2.9%)
No of Sectors
10
9
10
Top 5 Sectors Concentration
85.1%
85.6%
86.7%
Sector having highest exposure
Industrial (29.2%)
Industrial (30.5%)
Industrial (31.9%)
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Pratik Dharmshi
Pratik Dharmshi
Fund Manager of Union Small Cap Fund Direct Growth, since 9 December 2024
Fund House
Union Asset Management Co. Pvt. Ltd.
Total Schemes
Total AUM
₹25.08K Cr
as on 28-Feb-2025
Address
Union Asset Management Co. Pvt. Ltd.,Unit 802, 8th Floor, Tower ‘A’,,Peninsula Business Park, Ganpatrao Kadam Marg,,Lower Parel (West)
Phone
+9102267483333
Website
investorcare@unionmf.com

Mutual Fund Insights

Insights icon
In the last 1 year, Motilal Oswal Small Cap Fund Direct Growth has given 21.23% return, outperforming this fund by 13.96%.
Insights icon
Over the last 6 months, this fund has experienced a 4.3% growth in AUM moving from 5.09K Cr to 5.31K Cr.
Insights icon
In the last 3 years, Bandhan Small Cap Fund Direct Growth has given 25.81% return, outperforming this fund by 9.55% per annum.
Insights icon
This fund expense ratio is slightly on the lower side within the category (small-cap). Its expense ratio is 1.07% which is lower than the category average expense ratio of 1.21%.
Insights icon
In the last 5 years, Quant Small Cap Fund Growth Option Direct Plan has given 51.83% return, outperforming this fund by 18.27% per annum.

Union Small Cap Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 15.43% since inception which is less than its category average return of 16.93%
Fund Allocations

Fund Allocations

This fund has an allocation of 96.54% in Equity, 0.09% in Debt and 3.38% in Cash related instruments
AUM size ₹5312 Cr

AUM size ₹5312 Cr

This fund has AUM of ₹5312 Cr which is less than its category average of ₹ 9338 Cr
Expense Ratio 1.07%

Expense Ratio 1.07%

This fund has an expense ratio of 1.07% which is less than its category average expense ratio of 1.29%
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3Y CAGR

▲ 19.13

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5Y CAGR

▲ 28.54

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5Y CAGR

▲ 26.86

Union Flexi Cap Fund Direct Growth Option

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5Y CAGR

▲ 26.16

Union ELSS Tax Saver Fund Direct Plan Growth Option

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Frequently Asked Questions for Union Small Cap Fund Direct Growth

The current NAV of Union Small Cap Fund Direct Growth is ₹46.63 as on 01-Apr-2025.
Existing (Absolute + CAGR) as on 01-Apr-2025.
Union Small Cap Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
9.11%
9.11%
6 Month Returns
-16.38%
-16.38%
1 Year Returns
7.27%
7.27%
3 Years Returns
57.14%
16.26%
5 Years Returns
324.91%
33.55%
With INDmoney, the process of investing is very simple and involves zero commission.
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  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1.07% as on March 2025
₹5312 Cr as on March 2025
KEI Industries Ltd(3.25%), Eureka Forbes Ltd(3.1%), J.B. Chemicals & Pharmaceuticals Ltd(3.08%), Blue Star Ltd(2.84%), Ami Organics Ltd(2.55%) as on March 2025
Industrial(28.19%), Consumer Cyclical(20.31%), Basic Materials(11.66%) as on March 2025
The alpha ratio for the Union Small Cap Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Union Small Cap Fund Direct Growth
-1.76
-2
-0.76
As on March 2025
The alpha for Union Small Cap Fund Direct Growth is calculated against S&P BSE Smallcap TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Union Small Cap Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Union Small Cap Fund Direct Growth
0.91
0.84
0.86
As on March 2025
The Beta for Union Small Cap Fund Direct Growth is calculated with S&P BSE Smallcap TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Union Small Cap Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Union Small Cap Fund Direct Growth
0.13
0.52
1.38
As on March 2025
The sharpe ratio for Union Small Cap Fund Direct Growth is calculated with S&P BSE Smallcap TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Union Small Cap Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Union Small Cap Fund Direct Growth
24.44
18.3
18.33
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.77 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Pratik Dharmshi is the fund manager of Union Small Cap Fund Direct Growth
The Exit load of Union Small Cap Fund Direct Growth is 1%