Union Small Cap Fund Direct Growth
Equity
Direct
Small-Cap
NAV as on 28-02-2025
₹ 43.15
1D
Inception Returns
14.8%
/yr
About Union Small Cap Fund Direct Growth
Union Small Cap Fund Direct Growth is an equity fund. This fund was started on 10 June, 2014. The fund is managed by Pratik Dharmshi. The fund could potentially beat inflation in the long-run.
Key Parameters
- Union Small Cap Fund Direct Growth has ₹5905 Cr worth of assets under management (AUM) as on Jan 2025 and is less than category average.
- The fund has an expense ratio 1.
Returns
Union Small Cap Fund Direct Growth has given a CAGR return of 14.79% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -5.00%, 14.87% and 22.42% respectively.
Holdings
Union Small Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Industrial, Consumer Cyclical, Financial Services, Basic Materials, Health, Tech, Real Estate, Government, Utilities. Its top holdings are KEI Industries Ltd, J.B. Chemicals & Pharmaceuticals Ltd, Eureka Forbes Ltd, Computer Age Management Services Ltd Ordinary Shares, Blue Star Ltd
Taxation
As it is a small-cap mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Union Small Cap Fund Direct Growth
To achieve long term capital appreciation by investing in a portfolio consisting of equity and equity related securities, predominantly of small cap companies.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. Union Small Cap Fund Direct Growth has no lock in period.
Historical NAV & Returns
Absolute
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506 people have invested ₹ 74.2L in Union Small Cap Fund Direct Growth in the last three months
INDmoney Rank for Union Small Cap Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
Beats FD returns for both 3Y & 5Y duration
5Y returns in the bottom 25% of the category
3Y returns in the bottom 25% of the category
Union Small Cap Fund Direct Growth Overview
| Expense ratio | 1.04% |
Benchmark | S&P BSE Smallcap TR INR |
| AUM | ₹5905 Cr |
| Inception Date | 10 June, 2014 |
| Min Lumpsum/SIP | ₹1000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 126.04% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (28-Feb-25)
Fund Distribution
as on (31-Jan-25)
Small cap
71.5%
Mid cap
24.9%
Sector Allocation
Industrial
30.5%
Consumer Cyclical
19.4%
Financial Services
12.9%
Basic Materials
11.5%
Health
11.4%
Tech
10.7%
Real Estate
2.3%
Utilities
1.4%
All changes are between Nov'24 and Jan'25
- AUM of the fund stands at 5.9K Cr as of Jan'25
- AUM decreased by 393.2 Cr between Jan'25 and Dec'24
Top Stocks bought last month
KEI Industries Ltd's allocation increased from 1.81% to 3.47%
Eureka Forbes Ltd's allocation increased from 1.69% to 2.87%
Coforge Ltd's allocation increased from 1.05% to 1.8%
Top Stocks sold last month
J.B. Chemicals & Pharmaceuticals Ltd's allocation decreased from 3 % to 2.91 %
Computer Age Management Services Ltd Ordinary Shares's allocation decreased from 5.26 % to 2.44 %
SJS Enterprises Ltd's allocation decreased from 2.41 % to 2.12 %
Small Cap allocation has gone down from 82.9% to 71.5%
Mid Cap allocation has gone up from 10.3% to 24.9%
Cash allocation has gone down from 6.1% to 3.6%
Debt allocation has gone up from 0% to 0.1%
Top 3 Sectors in January were Industrial, Consumer Cyclical & Tech
Jan'25
Industrial
30%
Consumer Cyclical
19%
Financial Services
13%
Dec'24
Industrial
32%
Consumer Cyclical
21%
Tech
14%
See all
Top Growth Drivers | 1M Return |
|---|---|
 Ami Organics Ltd | 19.9% |
 Navin Fluorine International Ltd | 5.7% |
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Pratik Dharmshi
Fund Manager of Union Small Cap Fund Direct Growth, since 9 December 2024
Top funds managed
Fund House
Union Asset Management Co. Pvt. Ltd.
Total Schemes
Total AUM
₹24.63K Cr
as on 31-Jan-2025
Address
Union Asset Management Co. Pvt. Ltd.,Unit 802, 8th Floor, Tower ‘A’,,Peninsula Business Park, Ganpatrao Kadam Marg,,Lower Parel (West)
Phone
+9102267483333
Website
investorcare@unionmf.com
Mutual Fund Insights
In the last 3 years, Bandhan Small Cap Fund Direct Growth has given 26.23% return, outperforming this fund by 11.36% per annum.
In the last 1 year, Motilal Oswal Small Cap Fund Direct Growth has given 13.71% return, outperforming this fund by 18.71%.
Over the last 6 months, this fund has experienced a 21.5% growth in AUM moving from 4.86K Cr to 5.90K Cr.
This fund expense ratio is slightly on the lower side within the category (small-cap). Its expense ratio is 1.04% which is lower than the category average expense ratio of 1.18%.
In the last 5 years, Quant Small Cap Fund Growth Option Direct Plan has given 40.22% return, outperforming this fund by 17.8% per annum.
Union Small Cap Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 14.79% since inception which is less than its category average return of 15.74%
Fund Allocations
This fund has an allocation of 96.35% in Equity, 0.08% in Debt and 3.58% in Cash related instruments
AUM size ₹5905 Cr
This fund has AUM of ₹5905 Cr which is less than its category average of ₹ 10297 Cr
Expense Ratio 1.04%
This fund has an expense ratio of 1.04% which is less than its category average expense ratio of 1.27%
Frequently Asked Questions for Union Small Cap Fund Direct Growth
The current NAV of Union Small Cap Fund Direct Growth is ₹43.15 as on 28-Feb-2025.
Existing (Absolute + CAGR) as on 28-Feb-2025.
Union Small Cap Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -8.43% | -8.43% |
6 Month Returns | -20.28% | -20.28% |
1 Year Returns | -5% | -5% |
3 Years Returns | 51.55% | 14.87% |
5 Years Returns | 174.98% | 22.42% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
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- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
1.04% as on January 2025
₹5905 Cr as on January 2025
KEI Industries Ltd(3.47%), J.B. Chemicals & Pharmaceuticals Ltd(2.91%), Eureka Forbes Ltd(2.87%), Computer Age Management Services Ltd Ordinary Shares(2.44%), Blue Star Ltd(2.37%) as on January 2025
Industrial(29.38%), Consumer Cyclical(18.65%), Financial Services(12.4%) as on January 2025
The alpha ratio for the Union Small Cap Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Union Small Cap Fund Direct Growth | -3.02 | -0.9 | 0.1 |
As on January 2025
The alpha for Union Small Cap Fund Direct Growth is calculated against S&P BSE Smallcap TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Union Small Cap Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Union Small Cap Fund Direct Growth | 0.91 | 0.81 | 0.84 |
As on January 2025
The Beta for Union Small Cap Fund Direct Growth is calculated with S&P BSE Smallcap TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Union Small Cap Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Union Small Cap Fund Direct Growth | 0.06 | 0.65 | 0.92 |
As on January 2025
The sharpe ratio for Union Small Cap Fund Direct Growth is calculated with S&P BSE Smallcap TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Union Small Cap Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Union Small Cap Fund Direct Growth | 18.79 | 16.57 | 21.67 |
As on January 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.03 as on January 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Pratik Dharmshi is the fund manager of Union Small Cap Fund Direct Growth
The Exit load of Union Small Cap Fund Direct Growth is 1%