Union Value Fund Direct Growth

Union Value Fund Direct Growth

Equity

Direct

Value

NAV as on 21-02-2025

₹ 26.32

0.5%

1D

Inception Returns

16.9%

/yr

About Union Value Fund Direct Growth

Union Value Fund Direct Growth is an equity fund. This fund was started on 5 December, 2018. The fund is managed by . The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Union Value Fund Direct Growth has ₹289 Cr worth of assets under management (AUM) as on Jan 2025 and is less than category average.
  2. The fund has an expense ratio 1.3.

Returns

Union Value Fund Direct Growth has given a CAGR return of 16.94% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 2.56%, 16.16% and 19.50% respectively.

Holdings

Union Value Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Tech, Health, Basic Materials, Energy, Utilities, Consumer Defensive, Communication, Government. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Reliance Industries Ltd, Bharti Airtel Ltd

Taxation

As it is a value mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Union Value Fund Direct Growth

The investment objective of the scheme is to seek to generate long term capital appreciation by investing substantially in a portfolio of equity and equity related securities of companies which are undervalued (or are trading below their intrinsic value).

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. Union Value Fund Direct Growth has no lock in period.

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
16 people have invested ₹ 3.4L in Union Value Fund Direct Growth in the last three months

INDmoney Rank for Union Value Fund Direct Growth

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IND ranking is not available for this fund.
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Beats FD returns for both 3Y & 5Y duration
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3Y returns in the bottom 25% of the category

Union Value Fund Direct Growth Overview

Expense ratio1.32%
Benchmark
S&P BSE 500 India TR INR
AUM₹289 Cr
Inception Date5 December, 2018
Min Lumpsum/SIP₹1000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
138.9%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (21-Feb-25)

Period
Union Value Fund Direct Growth
Nifty 500
value
1M
-4.8%
-2.8%
-5.6%
3M
-6.4%
-4.5%
-6.9%
6M
-10.3%
-10.9%
-11.9%
1Y
2.6%
3.5%
2.8%
3Y
16.2%
12.6%
16.7%
5Y
19.5%
15.9%
19.3%

Fund Distribution

as on (31-Jan-25)

  • Equity 95.5%

  • Debt & Cash 4.5%

Large cap
54.3%

Small cap
26.1%

Mid cap
15.1%

Sector Allocation

Jan'25

Dec'24

Nov'24

Financial Services
31.2%
Industrial
15.3%
Consumer Cyclical
11.6%
Tech
10.9%
Health
7.1%
Basic Materials
6%
Energy
5.8%
Utilities
4.3%
Consumer Defensive
4.1%
Communication
3.8%
All changes are between Nov'24 and Jan'25
Dec'24
Nov'24
Fund Returns
-1.61%
-0.51%
Nifty 500
-2.02%
-0.60%
Parameters
Jan'25
Dec'24
Nov'24
AUM
₹ 298.7 Cr
₹ 300.5 Cr
₹ 294.5 Cr
  • AUM of the fund stands at 298.7 Cr as of Jan'25
  • AUM decreased by 1.8 Cr between Jan'25 and Dec'24
Top Stocks bought last month
Bharti Airtel Ltd's allocation increased from 2.12% to 2.88%
Bharti Airtel Ltd's allocation increased from 2.12% to 2.88%
Maruti Suzuki India Ltd's allocation increased from 1.51% to 2.22%
Maruti Suzuki India Ltd's allocation increased from 1.51% to 2.22%
Reliance Industries Ltd's allocation increased from 2.62% to 3.2%
Reliance Industries Ltd's allocation increased from 2.62% to 3.2%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 7.89 % to 7.77 %
HDFC Bank Ltd's allocation decreased from 7.89 % to 7.77 %
Infosys Ltd's allocation decreased from 5.07 % to 4.92 %
Infosys Ltd's allocation decreased from 5.07 % to 4.92 %
ITC Ltd's allocation decreased from 2.89 % to 2.82 %
ITC Ltd's allocation decreased from 2.89 % to 2.82 %
Large Cap allocation has gone up from 54.1% to 54.3%
Large Cap allocation has gone up from 54.1% to 54.3%
Small Cap allocation has gone down from 28.2% to 26.1%
Small Cap allocation has gone down from 28.2% to 26.1%
Mid Cap allocation has gone up from 13.9% to 15.1%
Mid Cap allocation has gone up from 13.9% to 15.1%
Cash allocation has gone up from 3.9% to 4.4%
Cash allocation has gone up from 3.9% to 4.4%
Debt allocation has gone up from 0% to 0.1%
Debt allocation has gone up from 0% to 0.1%

Top 3 Sectors in January were Financial Services, Industrial & Tech

Jan'25
Financial Services
31%
Industrial
15%
Consumer Cyclical
12%
Dec'24
Financial Services
30%
Industrial
17%
Tech
12%
  • Gainers

  • Losers

Top Growth Drivers
1M Return
Maruti Suzuki India Ltd
Maruti Suzuki India Ltd
5.5%
Fund
Jan'25
Dec'24
Nov'24
No of Holdings
62
65
65
Top 5 Company Concentration
23.7%
23.6%
23.6%
Company having highest exposure
HDFC Bank Ltd (7.8%)
HDFC Bank Ltd (7.9%)
HDFC Bank Ltd (7.9%)
No of Sectors
11
12
11
Top 5 Sectors Concentration
76%
76.2%
75.2%
Sector having highest exposure
Financial Services (31.2%)
Financial Services (30.9%)
Financial Services (29.5%)
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Fund House
Union Asset Management Co. Pvt. Ltd.
Total Schemes
Total AUM
₹24.63K Cr
as on 31-Jan-2025
Address
Union Asset Management Co. Pvt. Ltd.,Unit 802, 8th Floor, Tower ‘A’,,Peninsula Business Park, Ganpatrao Kadam Marg,,Lower Parel (West)
Phone
+9102267483333
Website
investorcare@unionmf.com

Mutual Fund Insights

Insights icon
In the last 5 years, ICICI Prudential Value Discovery Fund Direct Plan Growth has given 25.48% return, outperforming this fund by 5.98% per annum.
Insights icon
Over the last 1 month, this fund has experienced a 3.3% drop in AUM moving from 298.67 Cr to 288.7 Cr.
Insights icon
In the last 1 year, UTI Value fund Fund-Direct Growth Option has given 13.78% return, outperforming this fund by 11.22%.
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This fund expense ratio is slightly on the lower side within the category (value). Its expense ratio is 1.32% which is lower than the category average expense ratio of 1.35%.
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In the last 3 years, Quant Value Fund Direct Growth has given 22.45% return, outperforming this fund by 6.29% per annum.

Union Value Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 16.94% since inception which is more than its category average return of 15.28%
Fund Allocations

Fund Allocations

This fund has an allocation of 95.48% in Equity, 0.1% in Debt and 4.42% in Cash related instruments
AUM size ₹289 Cr

AUM size ₹289 Cr

This fund has AUM of ₹289 Cr which is less than its category average of ₹ 4957 Cr
Expense Ratio 1.32%

Expense Ratio 1.32%

This fund has an expense ratio of 1.32% which is less than its category average expense ratio of 1.38%

Frequently Asked Questions for Union Value Fund Direct Growth

The current NAV of Union Value Fund Direct Growth is ₹26.32 as on 21-Feb-2025.
Existing (Absolute + CAGR) as on 21-Feb-2025.
Union Value Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
-4.76%
-4.76%
6 Month Returns
-10.31%
-10.31%
1 Year Returns
2.56%
2.56%
3 Years Returns
56.73%
16.16%
5 Years Returns
143.69%
19.5%
With INDmoney, the process of investing is very simple and involves zero commission.
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  • Select your bank account and proceed with Payment.
1.32% as on January 2025
₹289 Cr as on January 2025
HDFC Bank Ltd(7.77%), ICICI Bank Ltd(4.95%), Infosys Ltd(4.92%), Reliance Industries Ltd(3.2%), Bharti Airtel Ltd(2.88%) as on January 2025
Financial Services(29.75%), Industrial(14.56%), Consumer Cyclical(11.05%) as on January 2025
The alpha ratio for the Union Value Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Union Value Fund Direct Growth
-1.04
3.05
2.33
As on January 2025
The alpha for Union Value Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Union Value Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Union Value Fund Direct Growth
0.84
0.89
0.96
As on January 2025
The Beta for Union Value Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Union Value Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Union Value Fund Direct Growth
0.15
0.79
0.81
As on January 2025
The sharpe ratio for Union Value Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Union Value Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Union Value Fund Direct Growth
11.03
12.94
18.94
As on January 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.45 as on January 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.61 as on January 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
The Exit load of Union Value Fund Direct Growth is 1%