Historical NAV & Returns
Absolute
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15 people have invested ₹ 5.9L in Union Value Fund Direct Growth in the last three months
About Union Value Fund Direct Growth
Union Value Fund Direct Growth is an equity fund. This fund was started on 5 December, 2018. The fund is managed by . The fund could potentially beat inflation in the long-run.
Key Parameters
- Union Value Fund Direct Growth has ₹292 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 1.1.
Returns
Union Value Fund Direct Growth has given a CAGR return of 17.60% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.45%, 18.20% and 26.40% respectively.
Holdings
Union Value Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Basic Materials, Tech, Health, Energy, Utilities, Consumer Defensive, Communication. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, NTPC Ltd, Reliance Industries Ltd
Taxation
As it is a value mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Union Value Fund Direct Growth
The investment objective of the scheme is to seek to generate long term capital appreciation by investing substantially in a portfolio of equity and equity related securities of companies which are undervalued (or are trading below their intrinsic value).
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. Union Value Fund Direct Growth has no lock in period.
Union Value Fund Direct Growth Overview
| Expense ratio | 1.05% |
Benchmark | BSE 500 India TR INR |
| AUM | ₹292 Cr |
| Inception Date | 5 December, 2018 |
| Min Lumpsum/SIP | ₹1000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 138.9% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for Union Value Fund Direct Growth
Powered by IND quant engine
IND ranking is not available for this fund.
Beats FD returns for both 3Y & 5Y duration
No bad points found for this fund.
Trailing Returns
as on (23-Apr-25)
Fund Distribution
as on (31-Mar-25)
Large cap
57.2%
Small cap
23.4%
Mid cap
17.2%
Sector Allocation
Financial Services
34.4%
Industrial
13.8%
Consumer Cyclical
10.2%
Basic Materials
9.4%
Tech
8.1%
Health
6.5%
Energy
6%
Utilities
4.9%
Consumer Defensive
3.8%
Communication
3%
All changes are between Jan'25 and Mar'25
- This fund’s returns stands at 7.66% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
- This fund outperformed Nifty 500 by 0.41% in Mar'25
- AUM of the fund stands at 292.2 Cr as of Mar'25
- AUM increased by 23.7 Cr between Mar'25 and Feb'25
Top Stocks bought last month
Shriram Finance Ltd's allocation increased from 1.26% to 2.26%
Axis Bank Ltd's allocation increased from 1.78% to 2.77%
Indian Bank's allocation increased from 0.76% to 1.74%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 8.52 % to 8.26 %
ICICI Bank Ltd's allocation decreased from 5.11 % to 4.71 %
Infosys Ltd's allocation decreased from 4.75 % to 4.06 %
Large Cap allocation has gone down from 57.3% to 57.2%
Small Cap allocation has gone down from 25.1% to 23.4%
Mid Cap allocation has gone up from 14.1% to 17.2%
Cash allocation has gone down from 3.3% to 2.2%
Debt allocation has gone down from 0.1% to 0%
Top 3 Sectors in March were Financial Services, Industrial & Consumer Cyclical
Mar'25
Financial Services
34%
Industrial
14%
Consumer Cyclical
10%
Feb'25
Financial Services
32%
Industrial
13%
Consumer Cyclical
12%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 8.26% | 0% | |
 ICICI Bank Ltd | 4.71% | -10.5% | |
 Infosys Ltd | 4.06% | 0% | |
 NTPC Ltd | 3.27% | 26.2% | |
 Reliance Industries Ltd | 3.19% | 0% |
See all
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
 Union Value Fund Direct Growth | 9.45% | 18.2% | 26.4% | 17.6% |
 UTI Value fund Fund-Direct Growth Option | 16.29% | 19.15% | 26.49% | 14.75% |
 ICICI Prudential Value Discovery Fund Direct Plan Growth | 12.97% | 20.48% | 31.44% | 18.94% |
 HSBC Value Fund Direct Plan Growth Option | 11.47% | 22.92% | 31.66% | 19.96% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 Coromandel International Ltd | 9.4% |
 HDFC Bank Ltd | 9% |
 ICICI Bank Ltd | 4.3% |
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Fund House
Union Asset Management Co. Pvt. Ltd.
Total Schemes
Total AUM
₹40.98K Cr
as on 31-Mar-2025
Address
Union Asset Management Co. Pvt. Ltd.,Unit 802, 8th Floor, Tower ‘A’,,Peninsula Business Park, Ganpatrao Kadam Marg,,Lower Parel (West)
Phone
+9102267483333
Website
investorcare@unionmf.com
Mutual Fund Insights
This fund has one of the lowest expense ratio in the category (value). Its expense ratio is 1.05% which is lower than the category average expense ratio of 1.35%.
Over the last 1 month, this fund has experienced a 8.8% growth in AUM moving from 268.43 Cr to 292.17 Cr.
In the last 5 years, Bandhan Sterling Value Fund Direct Plan Growth has given 34.99% return, outperforming this fund by 8.58% per annum.
In the last 3 years, JM Value Fund (Direct) - Growth has given 24.81% return, outperforming this fund by 6.61% per annum.
In the last 1 year, UTI Value fund Fund-Direct Growth Option has given 16.29% return, outperforming this fund by 6.84%.
Union Value Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 17.6% since inception which is more than its category average return of 15.45%
Fund Allocations
This fund has an allocation of 97.81% in Equity, 0% in Debt and 2.19% in Cash related instruments
AUM size ₹292 Cr
This fund has AUM of ₹292 Cr which is less than its category average of ₹ 4918 Cr
Expense Ratio 1.05%
This fund has an expense ratio of 1.05% which is less than its category average expense ratio of 1.42%
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5Y CAGR
▲ 32.50
5Y CAGR
▲ 31.90
5Y CAGR
▲ 24.83
5Y CAGR
▲ 25.18
5Y CAGR
▲ 24.69
Frequently Asked Questions for Union Value Fund Direct Growth
The current NAV of Union Value Fund Direct Growth is ₹28.14 as on 23-Apr-2025.
Existing (Absolute + CAGR) as on 23-Apr-2025.
Union Value Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 3.42% | 3.42% |
6 Month Returns | -4.12% | -4.12% |
1 Year Returns | 9.45% | 9.45% |
3 Years Returns | 65.14% | 18.2% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
1.05% as on March 2025
₹292 Cr as on March 2025
HDFC Bank Ltd(8.26%), ICICI Bank Ltd(4.71%), Infosys Ltd(4.06%), NTPC Ltd(3.27%), Reliance Industries Ltd(3.19%) as on March 2025
Financial Services(33.64%), Industrial(13.47%), Consumer Cyclical(9.93%) as on March 2025
The alpha ratio for the Union Value Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Union Value Fund Direct Growth | 1.19 | 3.25 | 2.34 |
As on March 2025
The alpha for Union Value Fund Direct Growth is calculated against BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Union Value Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Union Value Fund Direct Growth | 0.93 | 0.9 | 0.96 |
As on March 2025
The Beta for Union Value Fund Direct Growth is calculated with BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Union Value Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Union Value Fund Direct Growth | 0.1 | 0.73 | 1.33 |
As on March 2025
The sharpe ratio for Union Value Fund Direct Growth is calculated with BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Union Value Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Union Value Fund Direct Growth | 15.86 | 13.9 | 15.79 |
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.27 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.7 as on March 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
The Exit load of Union Value Fund Direct Growth is 1%