UTI Conservative Hybrid Fund Direct Growth

UTI Conservative Hybrid Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Amit Premchandani. This fund gives you the benefit of diversification.

1. UTI Conservative Hybrid Fund Direct Growth has ₹1610 Cr worth of assets under management (AUM) as on Feb 2025 and is more than category average.
2. The fund has an expense ratio 1.2.
   

UTI Conservative Hybrid Fund Direct Growth has given a CAGR return of 9.77% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 11.07%, 9.71% and 13.22% respectively.

UTI Conservative Hybrid Fund Direct Growth has allocated its funds majorly in Government, Corporate, Financial Services, Consumer Cyclical, Tech, Basic Materials, Health, Communication, Energy, Industrial, Cash Equivalent, Consumer Defensive, Utilities, Real Estate.

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Conservative Hybrid Fund Direct Growth has no lock in period.