UTI Dynamic Bond Fund Direct Growth

UTI Dynamic Bond Fund Direct Growth

NAV as on 21-04-2025

₹ 33.53

0.3%

1D

Inception Returns

8.3%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
240 people have invested ₹ 67.5L in UTI Dynamic Bond Fund Direct Growth in the last three months

About UTI Dynamic Bond Fund Direct Growth

UTI Dynamic Bond Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Pankaj Pathak. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI Dynamic Bond Fund Direct Growth has ₹447 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.7.

Returns

UTI Dynamic Bond Fund Direct Growth has given a CAGR return of 8.33% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 11.64%, 10.70% and 9.81% respectively.

Holdings

UTI Dynamic Bond Fund Direct Growth has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 6.79% Govt Stock 2034, 6.92% Govt Stock 2039, Small Industries Development Bank Of India, National Bank For Agriculture And Rural Development, Rec Limited

Taxation

As it is a dynamic bond mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of UTI Dynamic Bond Fund Direct Growth

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments across duration. However, there can be no assurance that the investment objective of the scheme will be realized. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. UTI Dynamic Bond Fund Direct Growth has no lock in period.

UTI Dynamic Bond Fund Direct Growth Overview

Expense ratio0.71%
Benchmark
CRISIL Dynamic Bond A-III TR INR
AUM₹447 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
570.84%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

Trailing Returns

as on (21-Apr-25)

Period
UTI Dynamic Bond Fund Direct Growth
Dynamic Bond Index
1M
2.4%
2.1%
3M
3.9%
3.6%
6M
5.5%
4.9%
1Y
11.6%
10.8%
3Y
10.7%
7.7%
5Y
9.8%
6.6%

Fund Distribution

as on (31-Dec-69)

  • Debt & Cash 99.7%

AAA
98.8%

AA
1.2%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Government
67.4%
Corporate
25%
Cash Equivalent
7.6%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 447.1 Cr
₹ 626.2 Cr
₹ 534 Cr
  • AUM of the fund stands at 447.1 Cr as of Mar'25
  • AUM decreased by 179.1 Cr between Mar'25 and Feb'25
Top Stocks bought last month
Small Industries Development Bank Of India's allocation increased from 5.26% to 7.92%
Small Industries Development Bank Of India's allocation increased from 5.26% to 7.92%
Top Stocks sold last month
Power Finance Corporation Ltd.'s allocation decreased from 5.26 % to 5.03 %
Power Finance Corporation Ltd.'s allocation decreased from 5.26 % to 5.03 %
Cash allocation has gone down from 14.8% to 7.6%
Cash allocation has gone down from 14.8% to 7.6%
Debt allocation has gone up from 85% to 92.1%
Debt allocation has gone up from 85% to 92.1%

Top 2 Sectors in March were Government, Corporate

Mar'25
Government
67%
Corporate
25%
Feb'25
Government
68%
Corporate
18%
  • Debt & Cash

Holdings
Weight%
1M Change
6.79% Govt Stock 2034
6.79% Govt Stock 2034
24.97%
0%
6.92% Govt Stock 2039
6.92% Govt Stock 2039
20.57%
0%
Small Industries Development Bank Of India
Small Industries Development Bank Of India
9.02%
0%
National Bank For Agriculture And Rural Development
National Bank For Agriculture And Rural Development
9.02%
0%
Rec Limited
Rec Limited
9%
0%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
UTI Dynamic Bond Fund Direct Growth
UTI Dynamic Bond Fund Direct Growth
11.64%
10.7%
9.81%
8.33%
PGIM India Dynamic Bond Fund Direct Plan Growth Option
PGIM India Dynamic Bond Fund Direct Plan Growth Option
13.06%
8.76%
7.33%
8.54%
Bandhan Dynamic Bond Fund - Direct Plan - Growth
Bandhan Dynamic Bond Fund - Direct Plan - Growth
12.88%
8.21%
7.03%
8.69%
Aditya Birla Sun Life Dynamic Bond Fund Direct Plan Growth
Aditya Birla Sun Life Dynamic Bond Fund Direct Plan Growth
12.59%
9.43%
8.27%
7.91%
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Pankaj Pathak
Pankaj Pathak
Fund Manager of UTI Dynamic Bond Fund Direct Growth, since 8 April 2025
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
UTI Dynamic Bond Fund Direct Plan Growth Option
10.66%
7.65%
UTI Floater Direct Growth
7.11%
7.46%
UTI Gilt Fund Direct Plan Growth
8.09%
7.59%
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.21L Cr
as on 31-Mar-2025
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
pms_care@uti.co.in

Mutual Fund Insights

Insights icon
In the last 3 years, this fund has outperformed all funds in its category.
Insights icon
This fund expense ratio is slightly on the lower side within the category (dynamic bond). Its expense ratio is 0.71% which is lower than the category average expense ratio of 1.01%.
Insights icon
Over the last 1 month, this fund has experienced a 28.6% drop in AUM moving from 626.15 Cr to 447.05 Cr.
Insights icon
Over the last 1 year, this fund has decreased expense ratio by 11.3% moving from 0.80 to 0.71.
Insights icon
In the last 1 year, DSP Strategic Bond Fund Direct Plan Growth has given 12.93% return, outperforming this fund by 1.29%.
Insights icon
In the last 5 years, this fund has outperformed all funds in its category.

UTI Dynamic Bond Fund Direct Growth Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 8.33% since inception which is more than its category average return of 6.57%
AUM size ₹447 Cr

AUM size ₹447 Cr

This fund has AUM of ₹447 Cr which is less than its category average of ₹ 2041 Cr
Expense Ratio 0.71%

Expense Ratio 0.71%

This fund has an expense ratio of 0.71% which is less than its category average expense ratio of 0.91%

Frequently Asked Questions for UTI Dynamic Bond Fund Direct Growth

The current NAV of UTI Dynamic Bond Fund Direct Growth is ₹33.53 as on 21-Apr-2025.
Existing (Absolute + CAGR) as on 21-Apr-2025.
UTI Dynamic Bond Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
2.39%
2.39%
6 Month Returns
5.53%
5.53%
1 Year Returns
11.64%
11.64%
3 Years Returns
35.64%
10.7%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.71% as on March 2025
₹447 Cr as on March 2025
6.79% Govt Stock 2034(24.97%), 6.92% Govt Stock 2039(20.57%), Small Industries Development Bank Of India(9.02%), National Bank For Agriculture And Rural Development(9.02%), Rec Limited(9%) as on March 2025
Government(67.4%), Corporate(24.98%), Cash Equivalent(7.62%) as on March 2025
Yield to Maturity is 6.94 as on March 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 5.48 as on March 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
98.78
AA
1.22
Pankaj Pathak is the fund manager of UTI Dynamic Bond Fund Direct Growth
The Exit load of UTI Dynamic Bond Fund Direct Growth is 0%