UTI ELSS Tax Saver Fund Direct Growth
NAV as on 31-03-2025
₹ 213.2
1D
Inception Returns
14.2%
/yr
Historical NAV & Returns
Absolute
▲
▼
667 people have invested ₹ 22.3L in UTI ELSS Tax Saver Fund Direct Growth in the last three months
About UTI ELSS Tax Saver Fund Direct Growth
UTI ELSS Tax Saver Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Vishal Chopda. The fund could potentially beat inflation in the long-run.
Key Parameters
- UTI ELSS Tax Saver Fund Direct Growth has ₹3386 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
- The fund has an expense ratio 0.9.
Returns
UTI ELSS Tax Saver Fund Direct Growth has given a CAGR return of 14.16% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.97%, 12.46% and 24.11% respectively.
Holdings
UTI ELSS Tax Saver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Tech, Industrial, Consumer Defensive, Communication, Health, Basic Materials, Utilities, Energy, Real Estate. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Bharti Airtel Ltd, Axis Bank Ltd
Taxation
As it is a elss (tax savings) mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of UTI ELSS Tax Saver Fund Direct Growth
The primary objective of the scheme is to invest predominantly in equity and equity related securities of companies across the market capitalization spectrum. securities shall also include fully/partly convertible debentures/bonds.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for UTI ELSS Tax Saver Fund Direct Growth of 3 Years
UTI ELSS Tax Saver Fund Direct Growth Overview
| Expense ratio | 0.94% |
Benchmark | S&P BSE 200 India TR INR |
| AUM | ₹3386 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | 3 Years |
TurnOver | 23.76% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
INDmoney Rank for UTI ELSS Tax Saver Fund Direct Growth
Powered by IND quant engine
21
/23
33% Performance
39% Risk Management
32% Cost
21 out of 23 among elss (tax savings)
Beats FD returns for both 3Y & 5Y
Has not generated consistent returns
Does not beat the benchmark consistently
Higher probablity of downside risk
Trailing Returns
as on (31-Mar-25)
Fund Distribution
as on (28-Feb-25)
Large cap
70.8%
Mid cap
19.8%
Small cap
6.6%
Sector Allocation
Financial Services
33.2%
Consumer Cyclical
14.3%
Tech
10.7%
Industrial
7.3%
Consumer Defensive
7.1%
Communication
6.5%
Health
6%
Basic Materials
5.4%
Utilities
3.7%
Energy
3.2%
Real Estate
2.6%
All changes are between Dec'24 and Feb'25
- AUM of the fund stands at 3.4K Cr as of Feb'25
- AUM decreased by 256.7 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Bajaj Finance Ltd's allocation increased from 2.53% to 3.35%
HDFC Bank Ltd's allocation increased from 8.39% to 9.06%
Kajaria Ceramics Ltd's allocation increased from 0.14% to 0.58%
Top Stocks sold last month
Infosys Ltd's allocation decreased from 6.05 % to 5.84 %
Avenue Supermarts Ltd's allocation decreased from 2.4 % to 2.4 %
Godrej Consumer Products Ltd's allocation decreased from 2.22 % to 2.14 %
Large Cap allocation has gone up from 68.5% to 70.8%
Small Cap allocation has gone down from 6.6% to 6.6%
Mid Cap allocation has gone down from 21.6% to 19.8%
Cash allocation has gone down from 2.9% to 2.7%
Top 3 Sectors in February were Financial Services, Consumer Cyclical & Tech
Feb'25
Financial Services
33%
Consumer Cyclical
14%
Tech
11%
Jan'25
Financial Services
31%
Consumer Cyclical
15%
Tech
11%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 9.06% | -1.5% | |
 ICICI Bank Ltd | 8.52% | 0% | |
 Infosys Ltd | 5.84% | 0% | |
 Bharti Airtel Ltd | 5.23% | 0% | |
 Axis Bank Ltd | 3.52% | 0% |
See all
See all
Top Growth Drivers | 1M Return |
|---|---|
 HDFC Bank Ltd | 7.4% |
 Cholamandalam Investment & Finance Company Ltd | 7.1% |
 Bajaj Finance Ltd | 3.7% |
Loading...
We are taking more time than usual
Vishal Chopda
Fund Manager of UTI ELSS Tax Saver Fund Direct Growth, since 30 August 2019
Top funds managed
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.35L Cr
as on 28-Feb-2025
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
pms_care@uti.co.in
Mutual Fund Insights
In the last 5 years, Quant ELSS Tax Saver Growth Option Direct Plan has given 39.1% return, outperforming this fund by 14.99% per annum.
Over the last 1 year, this fund has increased expense ratio by 11.9% moving from 0.84 to 0.94.
In the last 3 years, SBI Long Term Equity Fund Direct Growth has given 24.69% return, outperforming this fund by 12.23% per annum.
In the last 1 year, DSP ELSS Tax Saver Fund Direct Plan Growth has given 17.7% return, outperforming this fund by 8.73%.
Over the last 6 months, this fund has experienced a 17.8% drop in AUM moving from 4.12K Cr to 3.38K Cr.
This fund expense ratio is slightly on the lower side within the category (elss (tax savings)). Its expense ratio is 0.94% which is lower than the category average expense ratio of 1.3%.
UTI ELSS Tax Saver Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 14.16% since inception which is less than its category average return of 14.5%
Fund Allocations
This fund has an allocation of 97.28% in Equity, 0% in Debt and 2.72% in Cash related instruments
AUM size ₹3386 Cr
This fund has AUM of ₹3386 Cr which is less than its category average of ₹ 4477 Cr
Expense Ratio 0.94%
This fund has an expense ratio of 0.94% which is less than its category average expense ratio of 1.4%
Most Popular Comparisons
- Compare
UTI ELSS Tax Saver FundVs
Axis ELSS Tax Saver Fund Direct Growth
- Compare
- UTI ELSS Tax Saver FundVs
SBI Long Term Equity Fund Direct Growth
- Compare
- UTI ELSS Tax Saver FundVs
Mirae Asset ELSS Tax Saver Fund Direct Growth
- Compare
- UTI ELSS Tax Saver FundVs
DSP ELSS Tax Saver Fund Direct Growth
- Compare
- UTI ELSS Tax Saver FundVs
Aditya Birla Sun Life ELSS Tax Saver Fund Direct Growth
More funds from UTI
UTI Transportation & Logistics Fund-Growth Option- Direct
5Y CAGR
▲ 33.07
UTI Infrastructure Fund-Growth Option- Direct
5Y CAGR
▲ 29.48
UTI Healthcare Fund-Growth Option- Direct
5Y CAGR
▲ 29.84
UTI Large & Mid Cap Fund-Growth Option - Direct
5Y CAGR
▲ 32.11
UTI Banking and Financial Services Fund-Direct Growth Option
5Y CAGR
▲ 24.64
Frequently Asked Questions for UTI ELSS Tax Saver Fund Direct Growth
The current NAV of UTI ELSS Tax Saver Fund Direct Growth is ₹213.2 as on 31-Mar-2025.
Existing (Absolute + CAGR) as on 31-Mar-2025.
UTI ELSS Tax Saver Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 6.24% | 6.24% |
6 Month Returns | -13.39% | -13.39% |
1 Year Returns | 8.97% | 8.97% |
3 Years Returns | 42.23% | 12.46% |
5 Years Returns | 194.47% | 24.11% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.94% as on March 2025
₹3386 Cr as on March 2025
HDFC Bank Ltd(9.06%), ICICI Bank Ltd(8.52%), Infosys Ltd(5.84%), Bharti Airtel Ltd(5.23%), Axis Bank Ltd(3.52%) as on March 2025
Financial Services(32.26%), Consumer Cyclical(13.94%), Tech(10.44%) as on March 2025
The alpha ratio for the UTI ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
UTI ELSS Tax Saver Fund Direct Growth | 4.56 | -1.71 | -1.08 |
As on March 2025
The alpha for UTI ELSS Tax Saver Fund Direct Growth is calculated against S&P BSE 200 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
UTI ELSS Tax Saver Fund Direct Growth | 1.08 | 0.94 | 0.96 |
As on March 2025
The Beta for UTI ELSS Tax Saver Fund Direct Growth is calculated with S&P BSE 200 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
UTI ELSS Tax Saver Fund Direct Growth | -0.1 | 0.33 | 0.6 |
As on March 2025
The sharpe ratio for UTI ELSS Tax Saver Fund Direct Growth is calculated with S&P BSE 200 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
UTI ELSS Tax Saver Fund Direct Growth | 16.2 | 14.16 | 19.11 |
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.52 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Vishal Chopda is the fund manager of UTI ELSS Tax Saver Fund Direct Growth
The Exit load of UTI ELSS Tax Saver Fund Direct Growth is 0%