UTI Equity Savings Fund Direct Growth
NAV as on 21-04-2025
₹ 19.11
▲0.6%
1D
Inception Returns
10.2%
/yr
Historical NAV & Returns
About UTI Equity Savings Fund Direct Growth
UTI Equity Savings Fund Direct Growth is a hybrid fund. This fund was started on 30 August, 2018. The fund is managed by Sunil Patil, V Srivatsa. This fund gives you the benefit of diversification.
Key Parameters
- UTI Equity Savings Fund Direct Growth has ₹668 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 0.4.
Returns
UTI Equity Savings Fund Direct Growth has given a CAGR return of 10.24% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.79%, 11.77% and 14.37% respectively.
Holdings
UTI Equity Savings Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Consumer Cyclical, Basic Materials, Tech, Energy, Communication, Utilities, Industrial, Health, Consumer Defensive, Corporate, Real Estate.
Taxation
As it is a equity savings mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of UTI Equity Savings Fund Direct Growth
The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Equity Savings Fund Direct Growth has no lock in period.
UTI Equity Savings Fund Direct Growth Overview
| Expense ratio | 0.4% |
Benchmark | Crisil Equity Savings Index TR INR |
| AUM | ₹668 Cr |
| Inception Date | 30 August, 2018 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 64.37% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Moderate Risk |
INDmoney Rank for UTI Equity Savings Fund Direct Growth
Trailing Returns
as on (21-Apr-25)
Fund Distribution
as on (31-Mar-25)
- AUM of the fund stands at 668.1 Cr as of Mar'25
- AUM increased by 27.3 Cr between Mar'25 and Feb'25
Top 3 Sectors in March were Financial Services, Government & Consumer Cyclical
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 5.99% | 0% | |
 Kotak Mahindra Bank Ltd | 4.8% | -2.3% | |
 Grasim Industries Ltd | 4.22% | -4.6% | |
 Infosys Ltd | 3.68% | -4.6% | |
 Mahindra & Mahindra Ltd | 3.67% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
UTI Equity Savings Fund Direct Growth | 9.79% | 11.77% | 14.37% | 10.24% |
 DSP Equity Savings Fund Direct Plan Growth | 12.83% | 11.09% | 14.48% | 10.21% |
 Sundaram Equity Savings - Direct Plan - Growth Option | 11.7% | 12.52% | 16.86% | 10.14% |
 Kotak Equity Savings Fund Direct Growth | 9.23% | 12.03% | 14.26% | 10.23% |
Mutual Fund Insights
UTI Equity Savings Fund Direct Growth Highlights
Moderate Risk
About the fund
Fund Allocations
AUM size ₹668 Cr
Expense Ratio 0.4%
More funds from UTI
5Y CAGR
▲ 19.54
5Y CAGR
▲ 24.36
5Y CAGR
▲ 16.63
5Y CAGR
▲ 22.97
5Y CAGR
▲ 22.97
Frequently Asked Questions for UTI Equity Savings Fund Direct Growth
UTI Equity Savings Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 2.15% | 2.15% |
6 Month Returns | 2.56% | 2.56% |
1 Year Returns | 9.79% | 9.79% |
3 Years Returns | 39.62% | 11.77% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |