UTI Gilt Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Sudhir Agarwal. This fund is suitable to keep your money safe.
UTI Gilt Fund Direct Growth has given a CAGR return of 8.43% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.04%, 7.49% and 6.45% respectively.
UTI Gilt Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 6.79% Government Of India (07/10/2034), 7.34% Govt Stock 2064, 7.09% Govt Stock 2054, 7.3% Govt Stock 2053, 7.46% Govt Stock 2073
As it is a government bond mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or State Government and / or any security unconditionally guaranteed by the Central Government and / or State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. UTI Gilt Fund Direct Growth has no lock in period.
Expense ratio | 0.66% |
Benchmark | ICICI Securities Mibex TR INR |
AUM | ₹648 Cr |
Inception Date | 1 January, 2013 |
Min Lumpsum/SIP | ₹500/₹500 |
Exit Load | 0% |
Lock In | No Lock-in |
TurnOver | 661.9% |
STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
Risk | Moderate Risk |
as on (31-Mar-25)
as on (31-Dec-69)
Top Sector in February was Government
More funds from UTI
UTI CRISIL SDL Maturity April 2033 Index Fund Direct Growth
1Y CAGR
▲ 10.18
UTI Gilt Fund with 10 year Constant Duration Direct Growth
1Y CAGR
▲ 9.77
UTI Long Duration Fund Direct Growth
1Y CAGR
▲ 9.30
UTI Dynamic Bond Fund Direct Plan Growth Option
5Y CAGR
▲ 9.87
UTI Medium to Long Duration Fund Direct Plan Growth
5Y CAGR
▲ 9.29
UTI Gilt Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 2.35% | 2.35% |
6 Month Returns | 3.59% | 3.59% |
1 Year Returns | 9.04% | 9.04% |
3 Years Returns | 24.19% | 7.49% |
5 Years Returns | 36.69% | 6.45% |
AAA | 100 |