NAV as on 21-04-2025
₹ 65.44
▲0.5%
1D
Inception Returns
8.6%
/yr
UTI Gilt Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Pankaj Pathak. This fund is suitable to keep your money safe.
UTI Gilt Fund Direct Growth has given a CAGR return of 8.56% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 11.99%, 8.18% and 6.39% respectively.
UTI Gilt Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent. Its top holdings are 6.79% Govt Stock 2034, 7.34% Govt Stock 2064, 7.09% Govt Stock 2054, 7.3% Govt Stock 2053, 7.46% Govt Stock 2073
As it is a government bond mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or State Government and / or any security unconditionally guaranteed by the Central Government and / or State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. UTI Gilt Fund Direct Growth has no lock in period.
Expense ratio | 0.65% |
Benchmark | CRISIL Dynamic Gilt TR INR |
AUM | ₹733 Cr |
Inception Date | 1 January, 2013 |
Min Lumpsum/SIP | ₹500/₹500 |
Exit Load | 0% |
Lock In | No Lock-in |
TurnOver | 661.9% |
STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
Risk | Moderate Risk |
as on (21-Apr-25)
as on (31-Dec-69)
Top Sector in March was Government
More funds from UTI
1Y CAGR
▲ 12.44
5Y CAGR
▲ 9.81
5Y CAGR
▲ 9.33
UTI Gilt Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 2.54% | 2.54% |
6 Month Returns | 5.88% | 5.88% |
1 Year Returns | 11.99% | 11.99% |
3 Years Returns | 26.61% | 8.18% |
AAA | 100 |