UTI Large cap Fund Direct Growth
Equity
Direct
Large-Cap
NAV as on 20-12-2024
₹ 284.01
1D
Inception Returns
14.4%
/yr
About UTI Large cap Fund Direct Growth
UTI Large cap Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Karthikraj Lakshmanan. The fund could potentially beat inflation in the long-run.
Key Parameters
- UTI Large cap Fund Direct Growth has ₹12860 Cr worth of assets under management (AUM) as on Nov 2024 and is more than category average.
- The fund has an expense ratio 0.9.
Returns
UTI Large cap Fund Direct Growth has given a CAGR return of 14.35% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 14.92%, 12.00% and 16.45% respectively.
Holdings
UTI Large cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Tech, Consumer Cyclical, Consumer Defensive, Industrial, Communication, Energy, Health, Basic Materials, Utilities. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Bharti Airtel Ltd, Reliance Industries Ltd
Taxation
As it is a large-cap mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitDividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.
Investment objective of UTI Large cap Fund Direct Growth
The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap companies. However, there can be no assurance or guarantee that the investm ent objective of the scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. UTI Large cap Fund Direct Growth has no lock in period.
Historical NAV & Returns
Annualised
▲
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3097 people have invested ₹ 1.1Cr in UTI Large cap Fund Direct Growth in the last three months
INDmoney Rank for UTI Large cap Fund Direct Growth
Powered by IND quant engine
17
/19
19% Performance
32% Risk Management
38% Cost
17 out of 19 among large-cap
Beats FD returns for both 3Y & 5Y
Has not generated consistent returns
Does not beat the benchmark consistently
Poor track record of protecting capital in bear phase
UTI Large cap Fund Direct Growth Overview
| Expense ratio | 0.93% |
Benchmark | S&P BSE 100 India TR INR |
| AUM | ₹12860 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 26.54% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (20-Dec-24)
Fund Distribution
as on (30-Nov-24)
Large cap
85.2%
Mid cap
10.3%
Small cap
0.8%
Sector Allocation
Financial Services
33%
Tech
13.9%
Consumer Cyclical
12.5%
Consumer Defensive
9.8%
Industrial
7.8%
Communication
5.6%
Energy
5.6%
Health
4.9%
Basic Materials
4.8%
Utilities
2.1%
All changes are between Sep'24 and Nov'24
- This fund’s returns stands at 0.40% whereas the fund’s underlying benchmark Nifty 100 returns stands at -0.52% as on Nov'24
- This fund outperformed Nifty 100 by 0.92% in Nov'24
- AUM of the fund stands at 12.8K Cr as of Nov'24
- AUM decreased by 1.1K Cr between Nov'24 and Oct'24
Top Stocks bought last month
Bharat Electronics Ltd's allocation increased from 0.55% to 0.95%
Mahindra & Mahindra Ltd's allocation increased from 0.52% to 0.8%
ICICI Bank Ltd's allocation increased from 7.87% to 8.11%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 10 % to 9.82 %
Reliance Industries Ltd's allocation decreased from 3.73 % to 3.61 %
IndusInd Bank Ltd's allocation decreased from 3.26 % to 3.07 %
Large Cap allocation has gone up from 83.9% to 85.2%
Small Cap allocation has gone down from 0.8% to 0.8%
Mid Cap allocation has gone down from 11% to 10.3%
Cash allocation has gone down from 2.9% to 2.3%
Debt allocation has gone down from 0.5% to 0.4%
Top 3 Sectors in November were Financial Services, Government & Tech
Nov'24
Financial Services
33%
Government
14%
Tech
14%
Oct'24
Financial Services
34%
Government
15%
Tech
14%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 9.82% | -5% | |
 ICICI Bank Ltd | 8.11% | 2.6% | |
 Infosys Ltd | 6.59% | -3.8% | |
 Bharti Airtel Ltd | 4.79% | 0% | |
 Reliance Industries Ltd | 3.61% | 0% |
See all
See all
Top Growth Drivers | 1M Return |
|---|---|
 LTIMindtree Ltd | 11.7% |
 Infosys Ltd | 8.5% |
 HDFC Bank Ltd | 3.9% |
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Karthikraj Lakshmanan
Fund Manager of UTI Large cap Fund Direct Growth, since 1 September 2022
Top funds managed
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.36L Cr
as on 29-Nov-2024
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
service@uti.co.in
Mutual Fund Insights
Over the last 6 months, this fund has increased expense ratio by 13.4% moving from 0.82 to 0.93.
In the last 5 years, Nippon India Large Cap Fund - Direct Plan - Growth Plan has given 20.82% return, outperforming this fund by 4.36% per annum.
Over the last 3 months, this fund has experienced a 7.0% drop in AUM moving from 13.80K Cr to 12.84K Cr.
In the last 1 year, Invesco India largecap Fund Direct Plan Growth has given 26.47% return, outperforming this fund by 11.54%.
In the last 3 years, Nippon India Large Cap Fund - Direct Plan - Growth Plan has given 22.69% return, outperforming this fund by 10.69% per annum.
UTI Large cap Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 14.35% since inception which is more than its category average return of 13.49%
Fund Allocations
This fund has an allocation of 97.29% in Equity, 0.38% in Debt and 2.34% in Cash related instruments
AUM size ₹12860 Cr
This fund has AUM of ₹12860 Cr which is more than its category average of ₹ 7030 Cr
Expense Ratio 0.93%
This fund has an expense ratio of 0.93% which is less than its category average expense ratio of 1.3%
Frequently Asked Questions for UTI Large cap Fund Direct Growth
The current NAV of UTI Large cap Fund Direct Growth is ₹284.01 as on 20-Dec-2024.
Existing (Absolute + CAGR) as on 20-Dec-2024.
UTI Large cap Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 2.21% | 2.21% |
6 Month Returns | 2.24% | 2.24% |
1 Year Returns | 14.92% | 14.92% |
3 Years Returns | 40.48% | 12% |
5 Years Returns | 114.16% | 16.45% |
With INDmoney, the process of investing is very simple and involves zero commission.
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0.93% as on November 2024
₹12860 Cr as on November 2024
HDFC Bank Ltd(9.82%), ICICI Bank Ltd(8.11%), Infosys Ltd(6.59%), Bharti Airtel Ltd(4.79%), Reliance Industries Ltd(3.61%) as on November 2024
Financial Services(32.1%), Tech(13.55%), Consumer Cyclical(12.15%) as on November 2024
The alpha ratio for the UTI Large cap Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
UTI Large cap Fund Direct Growth | -2.72 | -2.47 | 0.06 |
As on November 2024
The alpha for UTI Large cap Fund Direct Growth is calculated against S&P BSE 100 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI Large cap Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
UTI Large cap Fund Direct Growth | 0.99 | 0.95 | 0.94 |
As on November 2024
The Beta for UTI Large cap Fund Direct Growth is calculated with S&P BSE 100 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI Large cap Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
UTI Large cap Fund Direct Growth | 1.05 | 0.5 | 0.68 |
As on November 2024
The sharpe ratio for UTI Large cap Fund Direct Growth is calculated with S&P BSE 100 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI Large cap Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
UTI Large cap Fund Direct Growth | 12.88 | 12.65 | 17.79 |
As on November 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.79 as on November 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Karthikraj Lakshmanan is the fund manager of UTI Large cap Fund Direct Growth
The Exit load of UTI Large cap Fund Direct Growth is 1%