UTI Large cap Fund Direct Growth

UTI Large cap Fund Direct Growth

Equity

Large-Cap

NAV as on 28-03-2025

₹ 280.42

▼-0.3%

1D

Inception Returns

13.8%

/yr

Historical NAV & Returns

Absolute
▲
▼

zero opening, trading, fund transfer fee
3313 people have invested ₹ 80.2L in UTI Large cap Fund Direct Growth in the last three months

About UTI Large cap Fund Direct Growth

UTI Large cap Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Karthikraj Lakshmanan. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. UTI Large cap Fund Direct Growth has ₹11720 Cr worth of assets under management (AUM) as on Feb 2025 and is more than category average.
  2. The fund has an expense ratio 1.

Returns

UTI Large cap Fund Direct Growth has given a CAGR return of 13.75% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.25%, 11.45% and 22.71% respectively.

Holdings

UTI Large cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Tech, Consumer Cyclical, Consumer Defensive, Industrial, Energy, Communication, Basic Materials, Health, Utilities. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Bharti Airtel Ltd, Reliance Industries Ltd

Taxation

As it is a large-cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of UTI Large cap Fund Direct Growth

The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap companies. However, there can be no assurance or guarantee that the investm ent objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. UTI Large cap Fund Direct Growth has no lock in period.

UTI Large cap Fund Direct Growth Overview

Expense ratio0.96%
Benchmark
S&P BSE 100 India TR INR
AUM₹11720 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
26.54%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

INDmoney Rank for UTI Large cap Fund Direct Growth

Powered by IND quant engine
15
/19
30% Performance
46% Risk Management
36% Cost
15 out of 19 among large-cap
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Beats FD returns for both 3Y & 5Y
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3Y returns in the bottom 25% of the category

Trailing Returns

as on (28-Mar-25)

Period
UTI Large cap Fund Direct Growth
Nifty 100
large-cap
1M
5.2%
7%
6.5%
3M
-2.1%
-1.8%
-3.5%
6M
-10.9%
-10.5%
-11.8%
1Y
7.2%
5%
5.8%
3Y
11.5%
10.8%
13.2%
5Y
22.7%
23.4%
23.2%

Fund Distribution

as on (28-Feb-25)

  • Equity 96.4%

  • Debt & Cash 3.6%

Large cap
85.9%
Mid cap
9.9%
Small cap
0.7%
Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services
35%
Tech
12.4%
Consumer Cyclical
11.6%
Consumer Defensive
10.1%
Industrial
7.1%
Energy
6.9%
Communication
5.1%
Basic Materials
5.1%
Health
4.8%
Utilities
1.9%
All changes are between Dec'24 and Feb'25
Dec'24
Fund Returns
-1.52%
Nifty 100
-2.79%
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 11.7K Cr
₹ 12.5K Cr
₹ 12.9K Cr
  • AUM of the fund stands at 11.7K Cr as of Feb'25
  • AUM decreased by 761.5 Cr between Feb'25 and Jan'25
Top Stocks bought last month
HDFC Bank Ltd's allocation increased from 9.47% to 10.29%
HDFC Bank Ltd's allocation increased from 9.47% to 10.29%
Axis Bank Ltd's allocation increased from 2.05% to 2.72%
Axis Bank Ltd's allocation increased from 2.05% to 2.72%
ITC Ltd's allocation increased from 2.27% to 2.76%
ITC Ltd's allocation increased from 2.27% to 2.76%
Top Stocks sold last month
Infosys Ltd's allocation decreased from 6.32 % to 6.04 %
Infosys Ltd's allocation decreased from 6.32 % to 6.04 %
Bharti Airtel Ltd's allocation decreased from 4.4 % to 4.25 %
Bharti Airtel Ltd's allocation decreased from 4.4 % to 4.25 %
Avenue Supermarts Ltd's allocation decreased from 3.19 % to 3.16 %
Avenue Supermarts Ltd's allocation decreased from 3.19 % to 3.16 %
Small Cap allocation has gone down from 0.7% to 0.7%
Small Cap allocation has gone down from 0.7% to 0.7%
Mid Cap allocation has gone up from 9.3% to 9.9%
Mid Cap allocation has gone up from 9.3% to 9.9%
Large Cap allocation has gone up from 85.7% to 85.9%
Large Cap allocation has gone up from 85.7% to 85.9%
Cash allocation has gone up from 3.3% to 3.6%
Cash allocation has gone up from 3.3% to 3.6%

Top 3 Sectors in February were Financial Services, Tech & Consumer Cyclical

Feb'25
Financial Services
35%
Tech
12%
Consumer Cyclical
12%
Jan'25
Financial Services
33%
Tech
14%
Consumer Cyclical
12%

  • Equity

  • Debt & Cash

Holdings
Weight%
1M Change
HDFC Bank Ltd
HDFC Bank Ltd
10.29%
0%
ICICI Bank Ltd
ICICI Bank Ltd
8.44%
0%
Infosys Ltd
Infosys Ltd
6.04%
0%
Bharti Airtel Ltd
Bharti Airtel Ltd
4.25%
-6%
Reliance Industries Ltd
Reliance Industries Ltd
3.88%
0%
See all

  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
UTI Large cap Fund Direct Growth
UTI Large cap Fund Direct Growth
7.25%
11.45%
22.71%
13.75%
DSP Top 100 Equity Fund Direct Plan Growth
DSP Top 100 Equity Fund Direct Plan Growth
15.71%
18.89%
24.49%
12.75%
Mirae Asset Large Cap Fund Direct Plan Growth
Mirae Asset Large Cap Fund Direct Plan Growth
9.57%
12.35%
23.07%
16.16%
SBI Bluechip Fund Direct Growth
SBI Bluechip Fund Direct Growth
8.93%
14.23%
24.68%
15.32%
See all

  • Gainers

  • Losers

Top Growth Drivers
1M Return
Axis Bank Ltd
Axis Bank Ltd
9.4%
HDFC Bank Ltd
HDFC Bank Ltd
7.4%
Bajaj Finance Ltd
Bajaj Finance Ltd
3.7%
Fund
Feb'25
Jan'25
Dec'24
No of Holdings
62
64
65
Top 5 Company Concentration
32.9%
32.3%
33.1%
Company having highest exposure
HDFC Bank Ltd (10.3%)
HDFC Bank Ltd (9.5%)
HDFC Bank Ltd (9.8%)
No of Sectors
10
10
11
Top 5 Sectors Concentration
76.3%
75.6%
82.8%
Sector having highest exposure
Financial Services (35%)
Financial Services (33%)
Financial Services (32.3%)
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Karthikraj Lakshmanan
Karthikraj Lakshmanan
Fund Manager of UTI Large cap Fund Direct Growth, since 1 September 2022
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
UTI Large cap Fund Growth Option - Direct
11.45%
13.18%
UTI MNC Fund Direct Growth Option
13.04%
--
Fund House
UTI Asset Management Co Ltd
Total Schemes
75
See all UTI schemes
Total AUM
₹2.35L Cr
as on 28-Feb-2025
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
pms_care@uti.co.in

Mutual Fund Insights

Insights icon
Over the last 1 year, this fund has increased expense ratio by 18.5% moving from 0.81 to 0.96.
Insights icon
In the last 3 years, Nippon India Large Cap Fund - Direct Plan - Growth Plan has given 19.74% return, outperforming this fund by 8.28% per annum.
Insights icon
In the last 1 year, Motilal Oswal Large Cap Fund Direct Growth has given 26.82% return, outperforming this fund by 19.57%.
Insights icon
In the last 5 years, Nippon India Large Cap Fund - Direct Plan - Growth Plan has given 29.34% return, outperforming this fund by 6.63% per annum.
Insights icon
Over the last 6 months, this fund has experienced a 15.1% drop in AUM moving from 13.80K Cr to 11.72K Cr.

UTI Large cap Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 13.75% since inception which is more than its category average return of 13.06%
Fund Allocations

Fund Allocations

This fund has an allocation of 96.43% in Equity, 0% in Debt and 3.57% in Cash related instruments
AUM size ₹11720 Cr

AUM size ₹11720 Cr

This fund has AUM of ₹11720 Cr which is more than its category average of ₹ 9371 Cr
Expense Ratio 0.96%

Expense Ratio 0.96%

This fund has an expense ratio of 0.96% which is less than its category average expense ratio of 1.27%
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5Y CAGR

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5Y CAGR

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5Y CAGR

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UTI Large & Mid Cap Fund-Growth Option - Direct

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5Y CAGR

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Frequently Asked Questions for UTI Large cap Fund Direct Growth

The current NAV of UTI Large cap Fund Direct Growth is ₹280.42 as on 28-Mar-2025.
Existing (Absolute + CAGR) as on 28-Mar-2025.
UTI Large cap Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
5.2%
5.2%
6 Month Returns
-10.89%
-10.89%
1 Year Returns
7.25%
7.25%
3 Years Returns
38.45%
11.45%
5 Years Returns
178.19%
22.71%
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0.96% as on March 2025
₹11720 Cr as on March 2025
HDFC Bank Ltd(10.29%), ICICI Bank Ltd(8.44%), Infosys Ltd(6.04%), Bharti Airtel Ltd(4.25%), Reliance Industries Ltd(3.88%) as on March 2025
Financial Services(33.74%), Tech(11.98%), Consumer Cyclical(11.21%) as on March 2025
The alpha ratio for the UTI Large cap Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
UTI Large cap Fund Direct Growth
2.55
-1.27
-0.44
As on March 2025
The alpha for UTI Large cap Fund Direct Growth is calculated against S&P BSE 100 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI Large cap Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
UTI Large cap Fund Direct Growth
1
0.92
0.94
As on March 2025
The Beta for UTI Large cap Fund Direct Growth is calculated with S&P BSE 100 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI Large cap Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
UTI Large cap Fund Direct Growth
-0.13
0.33
0.62
As on March 2025
The sharpe ratio for UTI Large cap Fund Direct Growth is calculated with S&P BSE 100 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI Large cap Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
UTI Large cap Fund Direct Growth
13.92
12.95
17.93
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.5 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Karthikraj Lakshmanan is the fund manager of UTI Large cap Fund Direct Growth
The Exit load of UTI Large cap Fund Direct Growth is 1%