UTI Large cap Fund Direct Growth
Equity
Direct
Large-Cap
NAV as on 21-02-2025
₹ 276.65
Inception Returns
13.8%
/yr
About UTI Large cap Fund Direct Growth
UTI Large cap Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Karthikraj Lakshmanan. The fund could potentially beat inflation in the long-run.
Key Parameters
- UTI Large cap Fund Direct Growth has ₹12482 Cr worth of assets under management (AUM) as on Jan 2025 and is more than category average.
- The fund has an expense ratio 1.
Returns
UTI Large cap Fund Direct Growth has given a CAGR return of 13.80% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.83%, 10.88% and 15.12% respectively.
Holdings
UTI Large cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Tech, Consumer Cyclical, Consumer Defensive, Industrial, Energy, Basic Materials, Communication, Health, Utilities. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Bharti Airtel Ltd, Reliance Industries Ltd
Taxation
As it is a large-cap mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of UTI Large cap Fund Direct Growth
The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap companies. However, there can be no assurance or guarantee that the investm ent objective of the scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. UTI Large cap Fund Direct Growth has no lock in period.
Historical NAV & Returns
Absolute
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3294 people have invested ₹ 1.1Cr in UTI Large cap Fund Direct Growth in the last three months
INDmoney Rank for UTI Large cap Fund Direct Growth
Powered by IND quant engine
16
/19
23% Performance
41% Risk Management
38% Cost
16 out of 19 among large-cap
Beats FD returns for both 3Y & 5Y
3Y returns in the bottom 25% of the category
UTI Large cap Fund Direct Growth Overview
| Expense ratio | 0.95% |
Benchmark | S&P BSE 100 India TR INR |
| AUM | ₹12482 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 26.54% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (21-Feb-25)
Fund Distribution
as on (31-Jan-25)
Large cap
84.9%
Mid cap
11.1%
Small cap
0.7%
Sector Allocation
Financial Services
33%
Tech
13.5%
Consumer Cyclical
11.5%
Consumer Defensive
10.1%
Industrial
7.5%
Energy
6.9%
Basic Materials
5.4%
Communication
5.2%
Health
4.9%
Utilities
1.9%
All changes are between Nov'24 and Jan'25
- AUM of the fund stands at 12.5K Cr as of Jan'25
- AUM decreased by 377.8 Cr between Jan'25 and Dec'24
Top Stocks bought last month
Polycab India Ltd's allocation increased from 0.26% to 0.7%
Reliance Industries Ltd's allocation increased from 3.46% to 3.84%
Bajaj Finance Ltd's allocation increased from 2.23% to 2.6%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 9.78 % to 9.47 %
ICICI Bank Ltd's allocation decreased from 8.35 % to 8.25 %
Infosys Ltd's allocation decreased from 6.7 % to 6.32 %
Mid Cap allocation has gone down from 10.2% to 9.3%
Large Cap allocation has gone up from 85.4% to 85.7%
Small Cap allocation has gone down from 0.8% to 0.7%
Cash allocation has gone up from 2.2% to 3.3%
Debt allocation has gone down from 0.4% to 0%
Top 3 Sectors in January were Financial Services, Government & Tech
Jan'25
Financial Services
33%
Tech
14%
Consumer Cyclical
12%
Dec'24
Financial Services
32%
Government
15%
Tech
14%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 9.47% | 0% | |
 ICICI Bank Ltd | 8.25% | 0% | |
 Infosys Ltd | 6.32% | -6.7% | |
 Bharti Airtel Ltd | 4.4% | -10.9% | |
 Reliance Industries Ltd | 3.84% | 5.6% |
See all
See all
Top Growth Drivers | 1M Return |
|---|---|
 Bajaj Finance Ltd | 13.4% |
 Maruti Suzuki India Ltd | 5.5% |
 Kotak Mahindra Bank Ltd | 3.4% |
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Karthikraj Lakshmanan
Fund Manager of UTI Large cap Fund Direct Growth, since 1 September 2022
Top funds managed
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.34L Cr
as on 31-Jan-2025
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
pms_care@uti.co.in
Mutual Fund Insights
In the last 5 years, Nippon India Large Cap Fund - Direct Plan - Growth Plan has given 19.01% return, outperforming this fund by 3.89% per annum.
In the last 3 years, Nippon India Large Cap Fund - Direct Plan - Growth Plan has given 18.75% return, outperforming this fund by 7.87% per annum.
In the last 1 year, Motilal Oswal Large Cap Fund Direct Growth has given 24.86% return, outperforming this fund by 17.04%.
Over the last 6 months, this fund has increased expense ratio by 17.3% moving from 0.81 to 0.95.
Over the last 6 months, this fund has experienced a 8.2% drop in AUM moving from 13.59K Cr to 12.48K Cr.
UTI Large cap Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 13.8% since inception which is more than its category average return of 12.98%
Fund Allocations
This fund has an allocation of 96.67% in Equity, 0% in Debt and 3.33% in Cash related instruments
AUM size ₹12482 Cr
This fund has AUM of ₹12482 Cr which is more than its category average of ₹ 9961 Cr
Expense Ratio 0.95%
This fund has an expense ratio of 0.95% which is less than its category average expense ratio of 1.28%
Frequently Asked Questions for UTI Large cap Fund Direct Growth
The current NAV of UTI Large cap Fund Direct Growth is ₹276.65 as on 21-Feb-2025.
Existing (Absolute + CAGR) as on 21-Feb-2025.
UTI Large cap Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -1.18% | -1.18% |
6 Month Returns | -6.35% | -6.35% |
1 Year Returns | 7.83% | 7.83% |
3 Years Returns | 36.31% | 10.88% |
5 Years Returns | 102.2% | 15.12% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.95% as on January 2025
₹12482 Cr as on January 2025
HDFC Bank Ltd(9.47%), ICICI Bank Ltd(8.25%), Infosys Ltd(6.32%), Bharti Airtel Ltd(4.4%), Reliance Industries Ltd(3.84%) as on January 2025
Financial Services(31.93%), Tech(13.09%), Consumer Cyclical(11.14%) as on January 2025
The alpha ratio for the UTI Large cap Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
UTI Large cap Fund Direct Growth | 1.06 | -1.83 | -0.21 |
As on January 2025
The alpha for UTI Large cap Fund Direct Growth is calculated against S&P BSE 100 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI Large cap Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
UTI Large cap Fund Direct Growth | 1.02 | 0.94 | 0.94 |
As on January 2025
The Beta for UTI Large cap Fund Direct Growth is calculated with S&P BSE 100 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI Large cap Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
UTI Large cap Fund Direct Growth | 0.43 | 0.39 | 0.63 |
As on January 2025
The sharpe ratio for UTI Large cap Fund Direct Growth is calculated with S&P BSE 100 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI Large cap Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
UTI Large cap Fund Direct Growth | 12.1 | 12.67 | 17.86 |
As on January 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.62 as on January 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Karthikraj Lakshmanan is the fund manager of UTI Large cap Fund Direct Growth
The Exit load of UTI Large cap Fund Direct Growth is 1%