UTI Money Market Fund Direct Growth
NAV as on 21-04-2025
₹ 3082.72
▲0.1%
1D
Inception Returns
7.4%
/yr
Historical NAV & Returns
About UTI Money Market Fund Direct Growth
UTI Money Market Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Anurag Mittal, Amit Sharma. This fund is suitable to keep your money safe.
Key Parameters
- UTI Money Market Fund Direct Growth has ₹16265 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
- The fund has an expense ratio 0.1.
Returns
UTI Money Market Fund Direct Growth has given a CAGR return of 7.36% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.16%, 7.29% and 6.22% respectively.
Holdings
UTI Money Market Fund Direct Growth has allocated its funds majorly in Real Estate, Corporate, Cash Equivalent, Government. Its top holdings are 364 Days Tbill (Md 05/03/2026), Indian Bank, 364 DTB 19mar2026, Small Industries Development Bank Of India, HDFC Bank Limited
Taxation
As it is a money market mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of UTI Money Market Fund Direct Growth
The investment objective of the scheme is to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. UTI Money Market Fund Direct Growth has no lock in period.
UTI Money Market Fund Direct Growth Overview
| Expense ratio | 0.14% |
Benchmark | CRISIL Money Market A-I TR INR |
| AUM | ₹16265 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 187.58% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
Trailing Returns
as on (21-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 16.3K Cr as of Mar'25
- AUM decreased by 1.8K Cr between Mar'25 and Feb'25
Top 3 Sectors in March were Real Estate, Corporate & Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 364 Days Tbill (Md 05/03/2026) | 2.9% | 100% | |
364 DTB 19mar2026 | 2.9% | 0% | |
Indian Bank | 2.9% | 0% | |
Small Industries Development Bank Of India | 2.64% | 0% | |
HDFC Bank Limited | 2.63% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
UTI Money Market Fund Direct Growth | 8.16% | 7.29% | 6.22% | 7.36% |
 Tata Money Market Fund Direct Plan Growth | 8.28% | 7.42% | 6.4% | 6.77% |
 ICICI Prudential Money Market Fund Direct Plan Growth | 8.16% | 7.25% | 6.21% | 7.33% |
 Aditya Birla Sun Life Money Manager Fund Direct Plan Growth | 8.15% | 7.31% | 6.32% | 7.47% |
Mutual Fund Insights
UTI Money Market Fund Direct Growth Highlights
Low to Moderate Risk
About the fund
AUM size ₹16265 Cr
Expense Ratio 0.14%
More funds from UTI
1Y CAGR
▲ 12.44
5Y CAGR
▲ 6.39
5Y CAGR
▲ 9.81
Frequently Asked Questions for UTI Money Market Fund Direct Growth
UTI Money Market Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 1.12% | 1.12% |
6 Month Returns | 4.23% | 4.23% |
1 Year Returns | 8.16% | 8.16% |
3 Years Returns | 23.51% | 7.29% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |