UTI Multi Asset Allocation Fund Direct Growth

UTI Multi Asset Allocation Fund Direct Growth

Hybrid

Direct

Multi Asset Allocation

NAV as on 20-12-2024

₹ 78.35

-1.1%

1D

Inception Returns

10.5%

/yr

About UTI Multi Asset Allocation Fund Direct Growth

UTI Multi Asset Allocation Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Sharwan Kumar Goyal. This fund gives you the benefit of diversification.

Key Parameters

  1. UTI Multi Asset Allocation Fund Direct Growth has ₹4682 Cr worth of assets under management (AUM) as on Nov 2024 and is more than category average.
  2. The fund has an expense ratio 0.6.

Returns

UTI Multi Asset Allocation Fund Direct Growth has given a CAGR return of 10.54% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 24.25%, 19.41% and 16.39% respectively.

Holdings

UTI Multi Asset Allocation Fund Direct Growth has allocated its funds majorly in Government, Cash Equivalent, Consumer Cyclical, Tech, Financial Services, Corporate, Consumer Defensive, Industrial, Health, Energy, Basic Materials, Communication, Real Estate, Utilities.

Taxation

As it is a multi asset allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of UTI Multi Asset Allocation Fund Direct Growth

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments. The fund also invests in debt and money market instruments with a view to generate regular income. The fund also invests in Gold ETFs. The portfolio allocation is managed dynamically. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Multi Asset Allocation Fund Direct Growth has no lock in period.

Historical NAV & Returns

Annualised

zero opening, trading, fund transfer fee
562 people have invested ₹ 1Cr in UTI Multi Asset Allocation Fund Direct Growth in the last three months

UTI Multi Asset Allocation Fund Direct Growth Overview

Expense ratio0.6%
Benchmark
BSE 200 TR INR
AUM₹4682 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
118.56%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
High Risk

Trailing Returns

as on (20-Dec-24)

Period
UTI Multi Asset Allocation Fund Direct Growth
Multi Asset Allocation Index
1M
1.5%
-
3M
-3.4%
-
6M
4.3%
-
1Y
24.3%
-
3Y
19.4%
-
5Y
16.4%
-

Fund Distribution

as on (30-Nov-24)

  • Equity 54.9%

  • Debt & Cash 34%

Large cap
53.7%

Mid cap
14.2%

Small cap
0.1%

Sector Allocation

Nov'24

Oct'24

Sep'24

Consumer Cyclical
19.8%
Tech
15.9%
Financial Services
13.6%
Consumer Defensive
10.8%
Industrial
10.3%
Health
8.3%
Energy
7%
Basic Materials
5.8%
Communication
4.9%
Real Estate
1.8%
Utilities
1.7%
All changes are between Oct'69 and Dec'69
Parameters
Nov'24
Oct'24
Sep'24
AUM
₹ 4.4K Cr
₹ 4.1K Cr
₹ 4.1K Cr
  • AUM of the fund stands at 4.4K Cr as of Nov'24
  • AUM increased by 355.9 Cr between Nov'24 and Oct'24

Top 3 Sectors in November were Government, Consumer Cyclical & Financial Services

Nov'24
Government
46%
Consumer Cyclical
20%
Tech
16%
Oct'24
Government
34%
Consumer Cyclical
19%
Financial Services
14%
Fund
Nov'24
Oct'24
Sep'24
No of Holdings
149
154
173
Top 5 Company Concentration
15.3%
12.8%
13.5%
Company having highest exposure
ICICI Bank Ltd (3.7%)
Reliance Industries Ltd (3.6%)
Reliance Industries Ltd (3.7%)
No of Sectors
13
12
13
Top 5 Sectors Concentration
106.5%
93.1%
94.3%
Sector having highest exposure
Government (46.1%)
Government (34.3%)
Government (32.8%)
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Sharwan Kumar Goyal
Sharwan Kumar Goyal
Fund Manager of UTI Multi Asset Allocation Fund Direct Growth, since 12 November 2021
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.36L Cr
as on 29-Nov-2024
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
service@uti.co.in

Mutual Fund Insights

Insights icon
This fund has one of the lowest expense ratio in the category (multi asset allocation). Its expense ratio is 0.6% which is lower than the category average expense ratio of 1.2%.
Insights icon
In the last 1 year, Quant Multi Asset Fund Growth Option Direct Plan has given 31.32% return, outperforming this fund by 7.07%.
Insights icon
Over the last 1 month, this fund has decreased expense ratio by 35.5% moving from 0.93 to 0.60.
Insights icon
In the last 3 years, Quant Multi Asset Fund Growth Option Direct Plan has given 23.26% return, outperforming this fund by 3.86% per annum.
Insights icon
In the last 5 years, Quant Multi Asset Fund Growth Option Direct Plan has given 29.02% return, outperforming this fund by 12.64% per annum.

UTI Multi Asset Allocation Fund Direct Growth Highlights

Risk meter
pointer

High Risk

Investors understand that their principal will be at High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 10.54% since inception which is less than its category average return of 12.4%
Fund Allocations

Fund Allocations

This fund has an allocation of 54.89% in Equity, 19.47% in Debt and 14.56% in Cash related instruments
AUM size ₹4682 Cr

AUM size ₹4682 Cr

This fund has AUM of ₹4682 Cr which is more than its category average of ₹ 3936 Cr
Expense Ratio 0.6%

Expense Ratio 0.6%

This fund has an expense ratio of 0.6% which is less than its category average expense ratio of 1.2%

Frequently Asked Questions for UTI Multi Asset Allocation Fund Direct Growth

The current NAV of UTI Multi Asset Allocation Fund Direct Growth is ₹78.35 as on 20-Dec-2024.
Existing (Absolute + CAGR) as on 20-Dec-2024.
UTI Multi Asset Allocation Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.5%
1.5%
6 Month Returns
4.33%
4.33%
1 Year Returns
24.25%
24.25%
3 Years Returns
70.25%
19.41%
5 Years Returns
113.55%
16.39%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.6% as on November 2024
₹4682 Cr as on November 2024
UTI Gold ETF(11.2%), 7.1% Govt Stock 2034(6%), 7.32% Govt Stock 2030(4.39%), ICICI Bank Ltd(3.71%), Reliance Industries Ltd(3.59%) as on November 2024
Government(20.81%), Cash Equivalent(19.3%), Consumer Cyclical(10.87%) as on November 2024
AAA
100
Sharwan Kumar Goyal is the fund manager of UTI Multi Asset Allocation Fund Direct Growth
The Exit load of UTI Multi Asset Allocation Fund Direct Growth is 1%