UTI Ultra Short Duration Fund Direct Growth

UTI Ultra Short Duration Fund Direct Growth

NAV as on 31-03-2025

₹ 4461

0.1%

1D

Inception Returns

7.5%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
167 people have invested ₹ 1.2Cr in UTI Ultra Short Duration Fund Direct Growth in the last three months

About UTI Ultra Short Duration Fund Direct Growth

UTI Ultra Short Duration Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Anurag Mittal. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI Ultra Short Duration Fund Direct Growth has ₹3385 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.3.

Returns

UTI Ultra Short Duration Fund Direct Growth has given a CAGR return of 7.47% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.82%, 6.96% and 6.65% respectively.

Holdings

UTI Ultra Short Duration Fund Direct Growth has allocated its funds majorly in Financial Services, Corporate, Cash Equivalent, Government, Consumer Cyclical. Its top holdings are Bajaj Housing Finance Limited, 182 Days Tbill, Axis Bank Limited, Cd - IDFC First Bank - 19/11/25, Export-Import Bank Of India

Taxation

As it is a ultra short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of UTI Ultra Short Duration Fund Direct Growth

The investment objective of the scheme is to generate reasonable income with low volatility through investment in a portfolio comprising of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. UTI Ultra Short Duration Fund Direct Growth has no lock in period.

UTI Ultra Short Duration Fund Direct Growth Overview

Expense ratio0.32%
Benchmark
CRISIL Liquid Fund TR INR
AUM₹3385 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
97.65%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

Trailing Returns

as on (31-Mar-25)

Period
UTI Ultra Short Duration Fund Direct Growth
Ultra Short Duration Index
1M
0.7%
0.5%
3M
2%
1.6%
6M
3.9%
3.2%
1Y
7.8%
6.6%
3Y
7%
6.2%
5Y
6.6%
5.4%

Fund Distribution

as on (31-Dec-69)

  • Debt & Cash 99.8%

AAA
79%

AA
21%

Sector Allocation

Feb'25

Jan'25

Dec'24

Corporate
47.3%
Cash Equivalent
46.1%
Government
6.5%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 3.4K Cr
₹ 3.5K Cr
₹ 3K Cr
  • AUM of the fund stands at 3.4K Cr as of Feb'25
  • AUM decreased by 77.7 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Kotak Mahindra Prime Limited's allocation increased from 0.68% to 1.64%
Kotak Mahindra Prime Limited's allocation increased from 0.68% to 1.64%
India Grid TRust's allocation increased from 1.04% to 1.64%
India Grid TRust's allocation increased from 1.04% to 1.64%
360 One Prime Limited's allocation increased from 0.13% to 0.44%
360 One Prime Limited's allocation increased from 0.13% to 0.44%
Top Stocks sold last month
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 4.91 %
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 4.91 %
Bajaj Housing Finance Limited's allocation decreased from 5.26 % to 3.29 %
Bajaj Housing Finance Limited's allocation decreased from 5.26 % to 3.29 %
ICICI Home Finance Company Limited's allocation decreased from 1.65 % to 1.64 %
ICICI Home Finance Company Limited's allocation decreased from 1.65 % to 1.64 %
Cash allocation has gone down from 68.9% to 68.5%
Cash allocation has gone down from 68.9% to 68.5%
Debt allocation has gone up from 30.8% to 31.3%
Debt allocation has gone up from 30.8% to 31.3%

Top 3 Sectors in February were Financial Services, Corporate & Consumer Cyclical

Feb'25
Financial Services
97%
Corporate
47%
Government
7%
Jan'25
Financial Services
97%
Corporate
45%
Consumer Cyclical
3%
  • Debt & Cash

Holdings
Weight%
1M Change
Bajaj Housing Finance Limited
Bajaj Housing Finance Limited
3.01%
0%
182 Days Tbill
182 Days Tbill
2.93%
0%
Axis Bank Limited
Axis Bank Limited
2.9%
0%
Cd - IDFC First Bank - 19/11/25
Cd - IDFC First Bank - 19/11/25
2.85%
0%
Small Industries Development Bank Of India
Small Industries Development Bank Of India
2.25%
0%
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Anurag Mittal
Anurag Mittal
Fund Manager of UTI Ultra Short Duration Fund Direct Growth, since 21 January 2025
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.35L Cr
as on 28-Feb-2025
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
pms_care@uti.co.in

Mutual Fund Insights

Insights icon
In the last 1 year, Nippon India Ultra Short Duration Fund Direct Growth Option has given 8% return, outperforming this fund by 0.18%.
Insights icon
In the last 3 years, Nippon India Ultra Short Duration Fund Direct Growth Option has given 7.26% return, outperforming this fund by 0.3% per annum.
Insights icon
This fund has one of the lowest expense ratio in the category (ultra short duration). Its expense ratio is 0.32% which is lower than the category average expense ratio of 0.56%.
Insights icon
In the last 5 years, Nippon India Ultra Short Duration Fund Direct Growth Option has given 7.23% return, outperforming this fund by 0.58% per annum.
Insights icon
Over the last 6 months, this fund has experienced a 57.9% growth in AUM moving from 2.14K Cr to 3.38K Cr.
Insights icon
Over the last 3 months, this fund has decreased expense ratio by 13.5% moving from 0.37 to 0.32.

UTI Ultra Short Duration Fund Direct Growth Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 7.47% since inception which is less than its category average return of 7.81%
AUM size ₹3385 Cr

AUM size ₹3385 Cr

This fund has AUM of ₹3385 Cr which is less than its category average of ₹ 3933 Cr
Expense Ratio 0.32%

Expense Ratio 0.32%

This fund has an expense ratio of 0.32% which is less than its category average expense ratio of 0.62%

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Frequently Asked Questions for UTI Ultra Short Duration Fund Direct Growth

The current NAV of UTI Ultra Short Duration Fund Direct Growth is ₹4461 as on 31-Mar-2025.
Existing (Absolute + CAGR) as on 31-Mar-2025.
UTI Ultra Short Duration Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.73%
0.73%
6 Month Returns
3.86%
3.86%
1 Year Returns
7.82%
7.82%
3 Years Returns
22.35%
6.96%
5 Years Returns
37.96%
6.65%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.32% as on March 2025
₹3385 Cr as on March 2025
Bajaj Housing Finance Limited(3.01%), 182 Days Tbill(2.93%), Axis Bank Limited(2.9%), Cd - IDFC First Bank - 19/11/25(2.85%), Export-Import Bank Of India(2.25%) as on March 2025
Corporate(51.74%), Cash Equivalent(38.71%), Government(9.54%) as on March 2025
Yield to Maturity is 7.57 as on March 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 0.43 as on March 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
79.03
AA
20.97
Anurag Mittal is the fund manager of UTI Ultra Short Duration Fund Direct Growth
The Exit load of UTI Ultra Short Duration Fund Direct Growth is 0%