REWARDS PROGRAM LISTING

    1. Credit Card Cashback sale
      1. Eligibility: Applicable to first-time credit card bill payment users on payment INR 10,000 and/or above (not applicable for referral users) provided that same credit card transaction should not have been previously done on INDmoney platform by same user or any other user
      2. Program/Campaign Period: These rewards shall start from 27th March 2025 until 5th April 2025.
      3. Cashback Limit: 1% of bill payment amount up to INR 250
      4. Reward Type and Claim Process: Reward will be given in the form of a Card which can be used for future credit card bill payments on the INDmoney App. User must claim the Card within 30 days of payment (subject to change as per the sole discretion of the company)
      5. Cashback Validity: Cashback expires 365 days from the date of claim.
    2. Streak Rewards
      1. Eligibility: Applicable on mobile postpaid, landline postpaid, and broadband postpaid bills only.
      2. Program Period: These rewards shall start from 01st March 2025 and shall be valid until notified and decided by the Company at its sole discretion.
      3. Reward Trigger: The streak starts from the first bill payment among these categories after the campaign launch.
      4. Monthly Reward: For each calendar month, the user receives INR 25 as assured cashback for the first bill payment in these categories.
      5. Monthly Reward Consideration Date: The calendar month is determined by the bill generation date, not the payment date. E.g., if your bill is generated on 25th Mar but payment was done on 3rd April, for streaks, this payment will be considered as done for Mar and not for April month
      6. Assured Cashback: An additional INR 500 cashback is awarded for continuous payments over 10 calendar months. Missing a payment in any calendar month disqualifies the user from this bonus.
      7. Multiple Payments: Multiple payments within a month do not qualify for additional INR 25 cashbacks but may be eligible for other rewards.
      8. Reward Type and Claim Process: Cashback will be a Reward Points which can be used for future bill payments and recharges. Rewards will be issued as a card, which must be claimed within 30 days of payment (subject to change as per the sole discretion of the company).
      9. Payment Method: Must be paid via INDmoney UPI handle.
      10. Cashback Validity: Cashback expires 365 days from the date of claim.
    3. 1st Fastag Recharge
      1. Eligibility: Applicable on the user’s first Fastag recharge transaction on the INDmoney platform from campaign effective date provided that same FASTag should not have been recharged previously on INDmoney platform by same user or any other user.
      2. Program/Campaign Period: These rewards shall start from 01 st March 2025 and shall be valid until notified and decided by the Company at its sole discretion.
      3. Cashback: Flat INR 25 cashback on recharges of INR 100 or more.
      4. Minimum Transaction/Recharge Amount: INR 100.
      5. Rounding: Cashback is rounded to the nearest integer. E.g., if you have done recharge of INR 75, you will get 4 cashback and not 3.75. Similarly, if you have done recharge of 67, you will get 3 cashback and not 3.35
      6. Payment Method: Must be paid via INDmoney UPI handle.
      7. Reward Type and Claim Process: Reward will be given in the form of a Card which can be used for future bill payments and recharges on the INDmoney App. User must claim the Card within 30 days of payment (subject to change as per the sole discretion of the company).
      8. Cashback Validity: Cashback expires 365 days from the date of claim.
    4. Other Bill Payments and Recharges
      1. Eligibility: Applies to all other bill payment and recharge transactions excluding Streaks rewards and 1 st Fastag Recharge.
      2. Program/Campaign Period: These rewards shall start from 01st March 2025 and shall be valid till notified and decided by the Company at its sole discretion.
      3. Cashback Limit:: Up to INR 100.
      4. Payment Method: Must be paid via INDmoney UPI handle.
      5. Reward Type and Claim Process: Reward will be given in the form of a Card which can be used for future bill payments and recharges on the INDmoney App. User must claim the Card within 30 days of payment (subject to change as per the sole discretion of the company). If a User receives INR 0 cashback, no reward Card will be generated.
      6. Cashback Validity: Cashback expires 365 days from the date of claim.
    5. UPI Transactions
      1. Eligibility: Applicable to all UPI transactions except for product/services offered by INDmoney Group Companies as listed on the INDmoney Platform and self-transfers.
      2. Program/Campaign Period: These rewards shall start from this date 01st March 2025 and shall be valid till notified and decided by the Company at its sole discretion.
      3. Cashback Limit:: Up to INR 100.
      4. Reward Type and Claim Process: Reward will be given in the form of a Card which can be used for future bill payments and recharges on the INDmoney App. User must claim the Card within 30 days of payment (subject to change as per the sole discretion of the company). If a User receives INR 0 cashback, no reward Card will be generated.
      5. Cashback Validity: Cashback expires 365 days from the date of claim.