Get more stocks for less money with InvestBoost (MTF)

Get up to a 4X instant wallet boost with INDmoney's Margin Trading Facility at a low interest rate of just 0.04% per day.

Pay only 25% of your order value

Pay only 25% of your order value

No restriction on holding period

No restriction on holding period

Over 1000+ top stocks to access

Over 1000+ top stocks to access

One-click MTF activation

One-click MTF activation

MTF on INDmoney

Advantages of using MTF (Margin Trading Facility) on INDmoney

  • Unlimited Holding Period

    Unlimited Holding Period

    Hold your stocks as long as you want - daily/weekly/monthly/annually without any time restrictions.

  • Detailed MTF Wallet Statement

    Detailed MTF wallet statement

    Track all your transactions, interest charged & holdings in one place.

  • one-click selling for MTF holdings

    One-click selling for MTF Holdings

    Sell your MTF stocks instantly with just one tap on the INDmoney App.

  • Place MTF orders 24x7

    Place MTF orders 24x7

    Enjoy the comfort of placing After Market Orders (AMOs) even when the market is closed.

  • Competitive Interest Rates

    Competitive Interest Rates

    One of the lowest interest rates at 0.04% per day for you to maximize your trading opportunities.

  • Turn market dips into opportunities

    Turn Market Dips into Opportunities

    Use the instant 4x boost to buy stocks at lower prices and boost your potential returns.

With vs. Without MTF - What’s the Difference?

with and without investboost

How to Place a MTF Order on INDmoney?

Steps to place a MTF Order on INDmoney

Select Your Preferred Stock

Choose the stock you want to buy under the Margin Trading Facility (MTF) on INDmoney.

Choose MTF as Your Order Type

While placing your order, select the MTF (Margin Trading Facility) checkbox to boost your investment power by 4x.

Review and Confirm your MTF Order

Check your order details, including the margin required and interest rate, then confirm your order.

Your MTF order will successfully be completed.

You can sell/pledge your MTF stocks anytime or add funds directly on the App itself.

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How Does MTF on INDmoney work?

Placing an MTF(InvestBoost) order on INDmoney is super easy and lets you invest up to 4X your wallet balance with minimal effort. Simply select the stock you want to buy from over 1000+ top stocks available for MTF. Next, check the MTF checkbox to instantly boost your buying power—while paying only 25% of the order value upfront. Review your order, then with just one click, place an instant buy and hold your positions for as long as you want—with no restriction on the holding period. You can then track and manage your MTF positions seamlessly on the app, ensuring you stay in full control of your trades at all times.

Frequently Asked Questions (FAQs) about MTF

What is MTF?

Simply put, Margin Trading Facility (MTF) allows investors to buy more stocks than their available wallet balance by paying only a part of the total amount, while the broker covers the rest. This helps an investor to amplify their buying power and access more market opportunities. 

So supppse, you want to buy ₹1,00,000 worth of Stock A, but you only have ₹25,000. With MTF, your broker i.e INDmoney will instantly fund the remaining ₹75,000, allowing you to buy the full quantity. Later, when you sell the shares, you repay the broker the funded amount while keeping the potential profits (after charges).

Key Benefits of MTF (Margin Trading Facility) are how you can:
✔ Buy more stocks with less capital
✔ Hold positions for a longer duration compared to intraday trades
✔ Pay only a fraction of the total order value
✔ Potential to maximize returns when markets move in your favor

MTF is useful for investors looking to take advantage of market opportunities without committing full capital upfront. 

InvestBoost is INDmoney's MTF offering, which gives you an instant 4x wallet boost, which means that if you have ₹10,00 in your investment wallet, you will be able to buy stocks worth ₹40,000. 

What is the interest rate being charged for MTF on INDmoney?

Currently, a flat interest rate of as low as 0.04% per day is being charged on the amount funded by INDmoney. For instance, if you have ₹100 in your wallet, then the amount funded by INDmoney will be ₹300 (4X leverage means you buy a ₹400 stock with ₹100 of your own money)

Now, considering the daily interest rate of 0.04% per day on the borrowed ₹300, your interest for one day would be ₹0.12 (0.04/100) × 300 and the interest for one one week (7 days) would be ₹0.84 (₹0.12 × 7)

Can I buy all stocks through MTF?

No, MTF or InvestBoost on INDmoney is only allowed on a particular list of stocks approved by SEBI. You can view the complete list of eligible stocks under MTF here.

How long can I hold positions through MTF?

There is no limit on the holding period for MTF stocks. You can decide whether you wish to hold positions at a daily/weekly/monthly/annual duration. 

Is short selling allowed through MTF?

No, Short Selling is not permissible through MTF. Short selling is a trading strategy via which you sell borrowed shares of a stock in the hope of buying them back later at a lower price. 

Am I eligible for dividends, bonus etc on my MTF Stocks?

Yes, you will be eligible for any dividends, bonus and other corporate actions offered to a shareholder.

What happens if I don’t meet the margin requirement?

If you don’t meet your margin requirement, you will be issued a margin call asking you to add funds or exit the position. Failure to comply with the call could result in the liquidation of your securities.

Can I use Margin Trading Facility (MTF) for Derivatives trading?

No, InvestBoost (MTF) is only available for the Equity segment.

Can I sell the MTF positions on the same day?

Yes, MTF positions taken today can be exited the same day also. INDmoney does not levy any interest on MTF Positions that have been bought and sold on the same day.

Where can I see my detailed InvestBoost (MTF) statement?

You can easily see your detailed InvestBoost (MTF) statement on the INDmoney App. When you log in, head to your INDstocks wallet. Upon clicking on “MTF statement”  - you will find a detailed breakdown for all your MTF positions, orders and charges. Get started here.

What is the maximum funding INDmoney provides to a user for MTF?

Presently, ₹50 Lacs is the maximum funding limit permitted per user. This may be updated from time to time as a part of INDmoney’s RMS policy.

Can I buy/sell stocks under MTF on a settlement holiday?

No, you will not be able to buy/sell stocks with MTF on settlement holidays. Like general stocks, MTF stocks can also be bought ONLY on trading days. 

To plan your investments, you can also check the complete list of NSE holidays here.

What is the minimum amount needed to invest with MTF?

There is no fixed minimum amount required to invest using MTF on INDmoney. You can start trading based on stock prices and available margin, making it accessible for traders of all levels.