Upstart share price today

(UPST)

Upstart share price is $67.98 & ₹5,814.87 as on 28 Dec 2024, 2.30 'hrs' IST

$67.98

▲

-4.05

(-5.62%)

Market is closed - opens 8 PM, 30 Dec 2024

View live Upstart share price in Dollar and Rupees. Guide to invest in Upstart from India. Also see the sentimental analysis on Indian investors investing in Upstart. Get details on the Indian mutual funds that are investing in Upstart. Get Analyst recommendations and forecasts along with all the Upstart's financials.

Upstart share price movements

Today's Low: $67.01
Today's High: $71.15
$67.98
1.43%
Downside
Day's Volatility :5.82%
Upside
4.46%
52 Weeks Low: $20.60
52 Weeks High: $88.95
$67.98
69.7%
Downside
52 Weeks Volatility :76.84%
Upside
23.58%

Upstart Returns

Period	Upstart Holdings, Inc.	Sector (Financials)	Index (Russel 2000)
3 Months	80.03%	8.8%	0.0%
6 Months	214.54%	19.9%	0.0%
1 Year	76.28%	30.6%	0.0%
3 Years	-51.3%	25.2%	-21.8%

Upstart Key Statistics

in dollars & INR

Previous Close	$72.03
Open	$71.09
Today's High	$71.15
Today's Low	$67.01
Market Capitalization	$6.3B
Today's Volume	$4.0M
52 Week High	$88.95
52 Week Low	$20.6
Revenue TTM	$604.9M
EBITDA	$-143.6M
Earnings Per Share (EPS)	$-1.91
Profit Margin	-27.81%
Quarterly Earnings Growth YOY	2.09%
Return On Equity TTM	-27.21%

How to invest in Upstart from India?

It is very easy for Indian residents to invest directly in Upstart from India. Indian investors can open a free US stocks account on the INDmoney app. You can find live prices of the Upstart stock in both Indian Rupees (INR) and US Dollars (USD). Search for Upstart or UPST on the INDmoney app and click on Buy or SIP. You can invest by choosing quantities of shares of Upstart or rupee/ dollar value or set up a fixed SIP amount to be invested every month or week.

For example: You can easily buy Rs.100 worth of Upstart shares which would translate to 0.013 fractional shares of Upstart as of today. Learn more about fractional investing.

Indians can now also easily transfer and add money to their US stocks account via the INDmoney app. Invest in US Stocks from India, including recognised companies like Upstart, in just a few clicks!

Returns in Upstart for Indian investors in Rupees

Investment Value

₹1,00,000

Upstart investment value today

Current value as on today

₹1,69,213

Returns

₹69,213

(+69.21%)

Returns from Upstart Stock

₹66,373 (+66.37%)

Dollar Returns

₹2,840 (+2.84%)

Indian investors sentiment towards Upstart

-9.27%

Period: Sep 28, 2024 to Dec 27, 2024. Change in 30 Days versus previous period

Investment in Upstart from India has reduced in the last 30 days as on Dec 28, 2024. -9.27% less purchase transactions for Upstart in the last 30 days versus the previous period.

-27%

Period: Sep 28, 2024 to Dec 27, 2024. Change in 30 Days versus previous period

Search volume for Upstart on INDmoney from India has reduced in the last 30 days as on Dec 28, 2024. -27% less investors are searching Upstart in the last 30 days versus the previous period.

Global Institutional Holdings in Upstart

Vanguard Group Inc
8.14%
BlackRock Inc
6.21%
D. E. Shaw & Co LP
2.54%
State Street Corp
2.48%
Susquehanna International Group, LLP
2.10%
Geode Capital Management, LLC
1.99%

Analyst Recommendation on Upstart

Sell

0%Buy

40%Hold

60%Sell

Based on 20 Wall street analysts offering stock ratings for Upstart(by analysts ranked 0 to 5 stars)

Based on 20 analyst

Current
1M Ago
3M Ago

Buy

Hold

Sell

Analyst Forecast on Upstart

What analysts predicted

Downside of 9.53%

Current:

$67.98

Target:

$61.50

Insights on Upstart

Price Movement
In the last 3 months, UPST stock has moved up by 76.3%
Increasing Revenue
Revenue is up for the last 2 quarters, 127.63M → 162.14M (in $), with an average increase of 21.3% per quarter
Increasing Net Profit
Netprofit is up for the last 3 quarters, -64.59M → -6.75M (in $), with an average increase of 362.3% per quarter
UPST vs WMT (1 yr)
In the last 1 year, Walmart Inc. has given 76.3% return, outperforming this stock by 22.8%
UPST vs WMT (3 yr)
In the last 3 years, Walmart Inc. has given 97.8% return, outperforming this stock by 152.8%
Price to Sales
ForUPST every $1 of sales, investors are willing to pay $10.5, whereas for Walmart Inc., the investors are paying $1.1 for every $1 of sales.

Upstart Financials in INR & Dollars

	FY18	Y/Y Change
Revenue	$99.3M	↑ 73.35%
Net Income	$-11.2M	↑ 26.6%
Net Profit Margin	-11.3%	↑ 4.17%

	FY19	Y/Y Change
Revenue	$164.2M	↑ 65.32%
Net Income	$-5.0M	↓ 55.25%
Net Profit Margin	-3.06%	↑ 8.24%

	FY20	Y/Y Change
Revenue	$233.4M	↑ 42.16%
Net Income	$5.6M	↓ 211.14%
Net Profit Margin	2.39%	↑ 5.45%

	FY21	Y/Y Change
Revenue	$848.6M	↑ 263.55%
Net Income	$135.4M	↑ 2327.73%
Net Profit Margin	15.96%	↑ 13.57%

	FY22	Y/Y Change
Revenue	$842.4M	↓ 0.72%
Net Income	$-108.7M	↓ 180.23%
Net Profit Margin	-12.9%	↓ 28.86%

	FY23	Y/Y Change
Revenue	$513.6M	↓ 39.04%
Net Income	$-240.1M	↑ 120.98%
Net Profit Margin	-46.76%	↓ 33.86%

	Q2 FY23	Q/Q Change
Revenue	$135.8M	↑ 31.91%
Net Income	$-28.2M	↓ 78.21%
Net Profit Margin	-20.75%	↑ 104.83%

	Q3 FY23	Q/Q Change
Revenue	$134.6M	↓ 0.89%
Net Income	$-40.3M	↑ 43.14%
Net Profit Margin	-29.96%	↓ 9.21%

	Q4 FY23	Q/Q Change
Revenue	$140.3M	↑ 4.28%
Net Income	$-42.4M	↑ 5.17%
Net Profit Margin	-30.22%	↓ 0.26%

	Q1 FY24	Q/Q Change
Revenue	$127.8M	↓ 8.92%
Net Income	$-64.6M	↑ 52.36%
Net Profit Margin	-50.55%	↓ 20.33%

	Q2 FY24	Q/Q Change
Revenue	$127.6M	↓ 0.13%
Net Income	$-54.5M	↓ 15.68%
Net Profit Margin	-42.68%	↑ 7.87%

	Q3 FY24	Q/Q Change
Revenue	$162.1M	↑ 27.04%
Net Income	$-6.8M	↓ 87.59%
Net Profit Margin	-4.17%	↑ 38.51%

	FY18	Y/Y Change
Profit	$83.9M	↑ 78.29%

	FY19	Y/Y Change
Profit	$139.2M	↑ 65.97%

	FY20	Y/Y Change
Profit	$195.8M	↑ 40.64%

	FY21	Y/Y Change
Profit	$731.0M	↑ 273.28%

	FY22	Y/Y Change
Profit	$654.5M	↓ 10.47%

	FY23	Y/Y Change
Profit	$488.7M	↓ 25.33%

	Q2 FY23	Q/Q Change
Profit	$99.0M	↑ 58.76%

	Q3 FY23	Q/Q Change
Profit	$97.6M	↓ 1.34%

	Q4 FY23	Q/Q Change
Profit	$131.2M	↑ 34.38%

	Q1 FY24	Q/Q Change
Profit	$122.2M	↓ 6.9%

	Q2 FY24	Q/Q Change
Profit	$122.8M	↑ 0.52%

	Q3 FY24	Q/Q Change
Profit	$156.8M	↑ 27.64%

	FY18	Y/Y Change
Operating Cash Flow	$50.3M	↑ 386.03%
Investing Cash Flow	$-137.2M	↓ 65.12%
Financing Cash Flow	$135.8M	↓ 67.1%

	FY19	Y/Y Change
Operating Cash Flow	$31.6M	↓ 37.26%
Investing Cash Flow	$45.4M	↓ 133.11%
Financing Cash Flow	$-119.2M	↓ 187.79%

	FY20	Y/Y Change
Operating Cash Flow	$15.7M	↓ 50.3%
Investing Cash Flow	$136.5M	↑ 200.48%
Financing Cash Flow	$79.1M	↓ 166.32%

	FY21	Y/Y Change
Operating Cash Flow	$168.4M	↑ 972.52%
Investing Cash Flow	$-143.9M	↓ 205.39%
Financing Cash Flow	$855.4M	↑ 982.11%

	FY22	Y/Y Change
Operating Cash Flow	$-674.7M	↓ 500.75%
Investing Cash Flow	$-114.1M	↓ 20.68%
Financing Cash Flow	$130.0M	↓ 84.8%

	Q2 FY23	Q/Q Change
Operating Cash Flow	$162.4M	↓ 314.43%
Investing Cash Flow	$-38.5M	↑ 48.9%
Financing Cash Flow	$-65.9M	↓ 414.01%

Upstart Technicals Summary

Sell

Neutral

Buy

Upstart is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Upstart Vs Peers

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Upstart Holdings, Inc.	-8.58%	214.54%	76.28%	-51.3%	144.42%
Bank Of America Corp.	-6.23%	11.35%	32.31%	-0.18%	26.74%
Walmart Inc.	0.99%	37.51%	76.57%	95.06%	133.14%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Upstart Holdings, Inc.	18.01	NA	NA	-0.45	-0.27	-0.06	NA	6.54
Bank Of America Corp.	16.08	16.08	1.97	3.19	0.08	0.01	0.02	35.37
Walmart Inc.	38.3	38.3	2.79	6.48	0.19	0.07	0.01	10.41

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Upstart Holdings, Inc.	Sell	$6.3B	144.42%	18.01	-27.81%
Bank Of America Corp.	Buy	$340.5B	26.74%	16.08	24.95%
Walmart Inc.	Buy	$744.5B	133.14%	38.3	2.34%

About Upstart

Upstart is a leading artificial intelligence (AI) lending platform that works with banks to increase access to affordable loans. Founded by ex-Google employees in 2012, Upstart is headquartered in San Mateo, California and Columbus, Ohio. More than two-thirds of Upstart's members are women. Upstart-powered banks may have higher approval rates and lower loss rates while delivering exceptional service. Loans are granted in a matter of seconds and are completely computerised. Upstart was one of the first companies to use artificial intelligence in the multibillion-dollar loan market. Upstart goes beyond the FICO score, employing non-traditional criteria at scale to improve loan performance and access to credit for individuals. To identify a potential borrower's creditworthiness, the lending company created an income and default prediction model. This means that, in addition to traditional underwriting criteria such as FICO scores, credit reports, and incomes, Upstart underwriting takes education variables into account. These include colleges attended, areas of study, GPAs, and standardised test scores. Upstart also considers a borrower’s work history to create a statistical model of their financial capacity and personal propensity to repay. While Upstart is now focused on the consumer sector in the United States, similar strategies can be used in any credit market. Currently Upstart Holdings, Inc. has a market cap of $3.83 Billion. It has a P.E ratio of -18.99. The shares of Upstart Holdings, Inc. are trading at $72.03. .

Organization	Upstart
Employees	1388
CEO	Mr. David J. Girouard
Industry	Financial

Management People of Upstart

Name	Title
Mr. David J. Girouard	Co-Founder, President, CEO & Chairperson of the Board
Mr. Paul Gu	Co-Founder, CTO & Director
Mr. Sanjay Datta CFA	Chief Financial Officer
Mr. Scott Darling Esq.	Chief Legal Officer & Corporate Secretary
Ms. Anna M. Counselman	Co-Founder & Senior VP of Business Operations
Mr. Jason Schmidt	VP of Investor Relations
Ms. Annie Delgado	Chief Compliance Officer
Natalia Mirgorodskaya	Corporate Controller

Important FAQs about investing in Upstart from India :

What is Upstart share price today?

Upstart share price today stands at $67.98, Open: $71.09 ; Previous Close: $72.03 ; High: $71.15 ; Low: $67.01 ; 52 Week High: $88.95 ; 52 Week Low: $20.60. The stock opens at $71.09, after a previous close of $72.03. The stock reached a daily high of $71.15 and a low of $67.01, with a 52-week high of $88.95 and a 52-week low of $20.60.

Can Indians buy Upstart shares?

Yes, Indians can invest in the Upstart (UPST) from India.

With INDmoney, you can buy Upstart at 0 brokerage. The step-by-step process is as follows:

Open your zero cost US Stocks account and zero balance IND linked savings a/c (this can be done in less than 3 minutes)
Transfer funds to your US Stocks account using your IND linked savings a/c (It takes 24 hours excluding Saturday and Sunday). With INDmoney, you get the best INR USD exchange rates.
Once funds are transferred successfully, you can buy Upstart at zero transaction cost.

How can I buy Upstart shares from India?

It is very easy to buy Upstart from India. With INDmoney, you can open a US stocks account in less than 3 minutes. Transfer funds in 24 hours and buy stocks very easily - that too at 0 brokerage. All this is done at 0 account opening & management fee, 0 brokerages, and at the same time you get the best rupee-US dollar exchange rate.

Can Fractional shares of Upstart be purchased?

Yes, you can buy fractional shares of Upstart with INDmoney app.

What are the documents required to start investing in Upstart stocks?

To start investing in Upstart, You will need the following documents:

Proof of Identification (PAN, Aadhaar etc)
Proof of address (Aadhaar, Voter ID etc)

These documents are required as per RBI's guidelines to create your IND linked savings a/c so that you can execute for global fund transfer. The entire process is paperless and can be completed seamlessly.