Bandhan Conservative Hybrid Fund Direct Growth

Bandhan Conservative Hybrid Fund Direct Growth

NAV as on 02-04-2025

₹ 34.8

Inception Returns

8.4%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
15 people have invested ₹ 8.3K in Bandhan Conservative Hybrid Fund Direct Growth in the last three months

About Bandhan Conservative Hybrid Fund Direct Growth

Bandhan Conservative Hybrid Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Viraj Kulkarni, Harshal Joshi. This fund gives you the benefit of diversification.

Key Parameters

  1. Bandhan Conservative Hybrid Fund Direct Growth has ₹113 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
  2. The fund has an expense ratio 1.

Returns

Bandhan Conservative Hybrid Fund Direct Growth has given a CAGR return of 8.42% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.26%, 7.15% and 8.84% respectively.

Holdings

Bandhan Conservative Hybrid Fund Direct Growth has allocated its funds majorly in Government, Financial Services, Corporate, Consumer Cyclical, Tech, Cash Equivalent, Consumer Defensive, Energy, Basic Materials, Industrial, Communication, Health, Utilities.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Bandhan Conservative Hybrid Fund Direct Growth

The primary objective of the Scheme is to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's total assets in equity securities.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Conservative Hybrid Fund Direct Growth has no lock in period.

Bandhan Conservative Hybrid Fund Direct Growth Overview

Expense ratio0.99%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹113 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹1000/₹100
Exit Load
0.2%
Lock InNo Lock-in
TurnOver
121%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderately High risk

Trailing Returns

as on (02-Apr-25)

Period
Bandhan Conservative Hybrid Fund Direct Growth
Conservative Allocation Index
1M
2.7%
1.1%
3M
1.6%
-1.6%
6M
-0.1%
-1.9%
1Y
8.3%
5.2%
3Y
7.2%
7.9%
5Y
8.8%
9.1%

Fund Distribution

as on (28-Feb-25)

  • Equity 21.3%

  • Debt & Cash 78.3%

Large cap
20%

Mid cap
1.3%

Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services
33.7%
Consumer Cyclical
17.8%
Tech
16.3%
Consumer Defensive
8.9%
Energy
7.7%
Basic Materials
4.1%
Industrial
4%
Communication
2.9%
Health
2.7%
Utilities
1.9%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 113.1 Cr
₹ 114.7 Cr
₹ 119.2 Cr
  • AUM of the fund stands at 113.1 Cr as of Feb'25
  • AUM decreased by 1.6 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Bajaj Finance Limited's allocation increased from 8.39% to 8.47%
Bajaj Finance Limited's allocation increased from 8.39% to 8.47%
Muthoot Finance Limited's allocation increased from 3.37% to 3.42%
Muthoot Finance Limited's allocation increased from 3.37% to 3.42%
Godrej Housing Finance Limited's allocation increased from 3.37% to 3.41%
Godrej Housing Finance Limited's allocation increased from 3.37% to 3.41%
Top Stocks sold last month
TVS Motor Co Ltd's allocation decreased from 1.42 % to 1.4 %
TVS Motor Co Ltd's allocation decreased from 1.42 % to 1.4 %
Tata Consultancy Services Ltd's allocation decreased from 0.85 % to 0.83 %
Tata Consultancy Services Ltd's allocation decreased from 0.85 % to 0.83 %
LTIMindtree Ltd's allocation decreased from 0.84 % to 0.76 %
LTIMindtree Ltd's allocation decreased from 0.84 % to 0.76 %

Top 3 Sectors in February were Government, Corporate & Financial Services

Feb'25
Government
60%
Financial Services
34%
Corporate
27%
Jan'25
Government
59%
Corporate
36%
Financial Services
33%
Fund
Feb'25
Jan'25
Dec'24
No of Holdings
25
26
24
Top 5 Company Concentration
4.6%
5%
4.8%
Company having highest exposure
TVS Motor Co Ltd (1.4%)
TVS Motor Co Ltd (1.5%)
TVS Motor Co Ltd (1.4%)
No of Sectors
12
12
12
Top 5 Sectors Concentration
155%
163.4%
150.6%
Sector having highest exposure
Government (60%)
Government (59.2%)
Government (57.3%)
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Viraj Kulkarni
Viraj Kulkarni
Fund Manager of Bandhan Conservative Hybrid Fund Direct Growth, since 1 July 2022
Harshal Joshi
Harshal Joshi
Fund Manager of Bandhan Conservative Hybrid Fund Direct Growth, since 28 July 2021
Fund House
Bandhan Asset Management Company Limited
Total AUM
₹1.67L Cr
as on 28-Feb-2025
Address
Bandhan Asset Management Company Limited,6th Floor, 841, One World Center,Jupiter Mill, Senapati Bapat Marg, Elphinstone Road (West), Mumbai
Phone
022-66289999
Website
investormf@bandhanamc.com

Mutual Fund Insights

Insights icon
In the last 5 years, Kotak Debt Hybrid Direct Growth has given 14.31% return, outperforming this fund by 5.46% per annum.
Insights icon
In the last 1 year, DSP Regular Saving Fund Direct Plan Growth has given 11.45% return, outperforming this fund by 3.2%.
Insights icon
This fund has one of the lowest expense ratio in the category (conservative allocation). Its expense ratio is 0.99% which is lower than the category average expense ratio of 1.26%.
Insights icon
In the last 3 years, Parag Parikh Conservative Hybrid Fund Direct Growth has given 11.26% return, outperforming this fund by 4.11% per annum.

Bandhan Conservative Hybrid Fund Direct Growth Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 8.42% since inception which is more than its category average return of 7.6%
Fund Allocations

Fund Allocations

This fund has an allocation of 21.33% in Equity, 68.22% in Debt and 10.1% in Cash related instruments
AUM size ₹113 Cr

AUM size ₹113 Cr

This fund has AUM of ₹113 Cr which is less than its category average of ₹ 1532 Cr
Expense Ratio 0.99%

Expense Ratio 0.99%

This fund has an expense ratio of 0.99% which is less than its category average expense ratio of 1.42%

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5Y CAGR

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5Y CAGR

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Bandhan Asset Allocation Fund Of Fund - Moderate Plan - Direct Plan - Growth

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5Y CAGR

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5Y CAGR

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5Y CAGR

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Frequently Asked Questions for Bandhan Conservative Hybrid Fund Direct Growth

The current NAV of Bandhan Conservative Hybrid Fund Direct Growth is ₹34.8 as on 02-Apr-2025.
Existing (Absolute + CAGR) as on 02-Apr-2025.
Bandhan Conservative Hybrid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
2.69%
2.69%
6 Month Returns
-0.14%
-0.14%
1 Year Returns
8.26%
8.26%
3 Years Returns
23.02%
7.15%
5 Years Returns
52.77%
8.84%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.99% as on March 2025
₹113 Cr as on March 2025
7.3% Govt Stock 2053(29.79%), Bandhan Nifty 50 ETF(14.91%), 7.18% Govt Stock 2033(13.58%), Bajaj Finance Limited(8.83%), Godrej Industries Limited(4.44%) as on March 2025
Government(47.19%), Corporate(21.34%), Cash Equivalent(10.14%) as on March 2025
AAA
78.97
AA
21.03
Viraj Kulkarni, Harshal Joshi are the fund managers of Bandhan Conservative Hybrid Fund Direct Growth
The Exit load of Bandhan Conservative Hybrid Fund Direct Growth is 0.25%