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Cholamandalam Investment & Finance Company Ltd share price logo

Cholamandalam Investment & Finance Company Ltd

(CHOLAFIN)

₹1189.55▲1.99%

as on 04:01PM, 20 Dec 2024

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Financials
Q2 2024 Results
Technicals
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Cholamandalam Investment & Finance Company Ltd Analyst Rating

based on 33 analysts

BUY

78.12%

Buy

15.62%

Hold

6.25%

Sell

Based on 33 analysts offering long term price targets for Cholamandalam Investment & Finance Company Ltd. An average target of ₹1521

Source: S&P Global Market Intelligence

Cholamandalam Investment & Finance Company Ltd Share analysis

Cholamandalam Investment & Finance Company Ltd price forecast by 33 analysts

Upside of25.31%

High

₹1850

Target

₹1521.00

Low

₹1078

Cholamandalam Investment & Finance Company Ltd target price ₹1521, a slight upside of 25.31% compared to current price of ₹1189.55. According to 33 analysts rating.

Source: S&P Global Market Intelligence

Cholamandalam Investment & Finance Company Ltd Performance

  • Day's Low

    Day's High

    ₹1,182.8
    Day's Price Range
    ₹1,229.7

  • 52 Week's Low

    52 Week's High

    ₹1,011.2
    52-Week Price Range
    ₹1,652
1 Month Return+ 0.73 %
3 Month Return-25.71 %
1 Year Return-1.16 %
Previous Close₹1,213.75
Open₹1,215.95
Volume23.00L
Upper Circuit-
Lower Circuit-
Market Cap₹1,04,483.22Cr

Cholamandalam Investment & Finance Company Ltd Key Statistics

P/E Ratio26.46
PEG Ratio2.91
Market Cap₹1,04,483.22 Cr
P/B Ratio4.97
EPS40.59
Dividend Yield0.17
SectorFinance
ROE20.22

Cholamandalam Investment & Finance Company Ltd Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
Cholamandalam Investment & Finance Company Ltd
Cholamandalam Investment & Finance Company Ltd
BUY₹1,04,483.22 Cr59.9%0.94₹3,410 Cr₹19,163 Cr
Bajaj Finance Ltd
Bajaj Finance Ltd
BUY₹4,37,905.96 Cr13.26%0.88₹14,451 Cr₹54,971 Cr
One 97 Communications Ltd
One 97 Communications Ltd
HOLD₹64,315.09 Cr-7.24%0.51-₹1,423 Cr₹9,977 Cr
Muthoot Finance Ltd
Muthoot Finance Ltd
BUY₹84,897.57 Cr37.45%0.85₹4,467 Cr₹15,061 Cr
Bajaj Finserv Ltd
Bajaj Finserv Ltd
BUY₹2,60,375.67 Cr14.17%0.50₹15,595 Cr₹1,10,382 Cr
See all

Cholamandalam Investment & Finance Company Ltd Mutual Fund Holdings

About Cholamandalam Investment & Finance Company Ltd

Cholamandalam Investment and Finance Company (CIFCL) is a comprehensive financial services provider offering a variety of services such as vehicle finance, home loans, SME loans, consumer and small enterprise loan, loan against property, insurance agency, home equity loans, secured business and personal loan, wealth management, stock broking, mutual fund distribution and others across 1145 branches in India. It has achieved the assets under management of above Rs. 82000 crore. CIFCL entered into an MOU with VE Commercial Vehicles Ltd, a joint venture between the Volvo Group and Eicher Motors Ltd., to finance Eicher Heavy Duty Trucks and Buses. In the last one year, it took strategic initiatives to strengthen the position to be a strong NBFC and exited the asset management business. In FY 2021 home loans were offered across 9 states including Tamil Nadu, Andhra Pradesh, Karnataka, Madhya Pradesh, Kerala, Gujarat, Maharashtra, Rajasthan and Chhattisgarh. Through strategic partnerships, it entered the fintech space and launched Consumer and Small Enterprise Loan (CSEL), Secured Business and Personal Loan (SBPL) and SME Loans. It also made investment of Rs. 450 crores to acquire 73.8% of the Payswiff Technologies Private Limited (PTPL) and 16.29% of the equity share capital of Paytail Commerce Private Limited. In FY 2022 Home Loans were offered across 11 states including Tamil Nadu, Andhra Pradesh, Karnataka, Kerala, Haryana, Gujarat, Maharashtra, Rajasthan, Telangana Madhya Pradesh and Chhattisgarh.

Share Price: ₹1189.55 per share as on 20 Dec, 2024 04:01 PM
Market Capitalisation: ₹1,04,483.22Cr as of today
Revenue: ₹6,323.01Cr as on September 2024 (Q3 24)
Net Profit: ₹967.80Cr as on September 2024 (Q3 24)
Listing date: 12 Jul, 1995
Chairperson Name: Vellayan Subbiah
OrganisationCholamandalam Investment & Finance Company Ltd
Headquarters
IndustryFinance
E-voting on sharesClick here to vote

Key events for Cholamandalam Investment & Finance Company Ltd

  • InCred Downgrades Cholamandalam Investment Rating - 17 Dec, 2024

    InCred downgraded Cholamandalam Investments to 'Hold' and reduced the target price to ₹1,300, citing slowing growth and asset quality concerns. The stock fell 3.1% to ₹1,245.15.

  • Cholamandalam Sees Mixed Recovery in Commercial Vehicle Segment - 16 Dec, 2024

    Cholamandalam's CFO noted that the commercial vehicle segment has not fully recovered, with muted demand despite some growth in rural areas. While October showed promise, November volumes declined. The company anticipates a pickup in December, driven by year-end factors. Overall vehicle finance is expected to grow 12-15%, but heavy and light commercial vehicles still lag behind.

  • Analysts Forecast Increased Costs for Cholamandalam - 13 Dec, 2024

    Cholamandalam Investment & Finance Company faces potential challenges as analysts anticipate increased credit costs and a cut in earnings per share (EPS).

  • Cholamandalam Investment Shares Rise Amid Strong Performance - 11 Dec, 2024

    Cholamandalam Investment & Finance Company Ltd shares rose 1.14% to Rs 1352.10. The company reported a 7.95% increase in consolidated sales and a 25.22% rise in net profit year-over-year for Q3 2024.

  • Cholamandalam Shares Rise with Positive Outlook - 04 Dec, 2024

    Cholamandalam Investment & Finance shares increased by 0.75% to Rs 1264.4, reflecting a 10.12% annual gain. Current trading price is Rs 1292.25, with a target of Rs 1,373.

  • Cholamandalam Investment Shares Rise Amid Strong Performance - 03 Dec, 2024

    Cholamandalam Investment & Finance shares rose 1.47% to Rs 1267.80, with a 52-week high of Rs 1650. The company reported a 7.95% increase in consolidated sales to Rs 6322.34 crore for Q2 FY2024, with a net profit of Rs 967.8 crore, up 25.22% year-on-year.

  • Cholamandalam Shares Experience Volatility - 29 Nov, 2024

    Cholamandalam Investment & Finance Company faced a nearly 3% decline in share price, leading to a market cap loss of Rs 3,089 crore. However, shares later rose by 1.92% to Rs 1243.50, indicating some recovery.

  • Cholamandalam Seen as Diversified Lender - 28 Nov, 2024

    Cholamandalam Investment & Finance Company Ltd is recognized as a more diversified lender among non-banking financial companies (NBFCs), particularly in vehicle financing.

  • Cholamandalam Investment Stock Sees Minor Decline - 27 Nov, 2024

    Cholamandalam Investment & Finance Company Ltd. shares traded at Rs 1281.55, down 1.33% from the previous close. The stock has a market value of Rs 107700.37 crore, with a 52-week range of Rs 1011.50 to Rs 1650.00. Current trading below both 50-DMA and 200-DMA suggests a bearish trend.

  • Cholamandalam Investment Shares Surge, Boosting Market Cap - 25 Nov, 2024

    On November 25, 2024, Cholamandalam Investment & Finance shares rose by 3.85%, enhancing its market capitalization by Rs. 3,906 crore, reflecting strong investor confidence.

  • Chola Finance Reports Strong Quarter Amid Stock Rise - 22 Nov, 2024

    Cholamandalam Investment and Finance Company reported a strong quarterly performance with increased sales and net profit. The stock price rose 0.5%, reflecting positive market sentiment despite recent NPA concerns.

  • Cholamandalam Faces Market Cap Decline Amid Bond Issue - 21 Nov, 2024

    Cholamandalam Investment and Finance Company experienced a market cap decline of Rs 1,998 crore, closing at Rs 1,212. The company also raised Rs 1,100 crore through bonds, with significant participation from LIC.

  • Cholamandalam Shares Surge Amid Market Activity - 18 Nov, 2024

    Cholamandalam Investment & Finance Company shares rose 2.45% to Rs 1,236.05, but technical indicators suggest a bearish trend. Later, the market cap surged by Rs 3,154 crore, closing at Rs 1,243.20, indicating strong performance in the non-banking financial sector.

Insights on Cholamandalam Investment & Finance Company Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 947.15 Cr → 967.8 Cr (in ₹), with an average increase of 2.1% per quarter

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, CHOLAFIN has outperformed top 5 stocks with highest market-cap in Consumer Lending

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 14 quarters, 2.48K Cr → 6.32K Cr (in ₹), with an average increase of 6.9% per quarter

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 14.23% to 14.25% in Sep 2024 quarter

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 26.62% to 27.18% in Sep 2024 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Muthoot Finance Ltd has given 42.3% return, outperforming this stock by 42.9%

  • imgNEGATIVE IMPACT

    Promoter Holding Down

    img

    Promoters have decreased holdings from 50.33% to 50.24% in Sep 2024 quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 7 days, CHOLAFIN stock has moved down by -7.5%

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 6.19% to 6.01% in Sep 2024 quarter

Cholamandalam Investment & Finance Company Ltd Financials

Value in ₹ crore
DetailsQ'3 23Q'4 23Q'1 24Q'2 24Q'3 24
Revenue₹4,695.16Cr (-)₹5,054.76Cr (↑7.66%)₹5,515.37Cr (↑9.11%)₹5,857.28Cr (↑6.20%)₹6,323.01Cr (↑7.95%)
Net Income₹772.87Cr (-)₹872.02Cr (↑12.83%)₹1,065.23Cr (↑22.16%)₹947.15Cr (↓11.08%)₹967.80Cr (↑2.18%)
Net Profit Margin16.46% (-)17.25% (↑4.80%)19.31% (↑11.94%)16.17% (↓16.26%)15.31% (↓5.32%)
Value in ₹ crore
Details2021202220232024
Total Assets₹74,551.03Cr (-)₹82,366.45Cr (↑10.48%)₹1,13,533.34Cr (↑37.84%)₹1,56,482.59Cr (↑37.83%)
Total Liabilities₹64,990.72Cr (-)₹70,658.77Cr (↑8.72%)₹99,237.29Cr (↑40.45%)₹1,36,926.08Cr (↑37.98%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow-₹2,086.22Cr (-)-₹8,857.04Cr (↑324.55%)-₹5,607.52Cr (↓36.69%)-₹27,036.89Cr (↑382.15%)-₹35,767.52Cr (↑32.29%)

Index Inclusions

BSE 100

₹25,006.81

-1.76 (▲-448.2%)

Nifty100 Eq Weig

₹31,223.95

-2.18 (▲-694.7%)

S&P BSE Dividend Stability

₹986.07

-1.98 (▲-19.95%)

S&P BSE 100 LargeCap TMC

₹8,809.09

-1.77 (▲-158.49%)

Nifty Next 50

₹68,702.65

-2.72 (▲-1923.05%)

Nifty 200

₹13,373.90

-1.94 (▲-264.25%)

BSE 200

₹10,905.86

-1.89 (▲-210.17%)

NIFTY 100

₹24,448.85

-1.75 (▲-436.1%)

S&P BSE SEN. N50

₹81,296.27

-2.61 (▲-2178.77%)

BSE 500

₹35,082.25

-1.9 (▲-680.42%)

S&P BSE Fin. Ser

₹11,379.57

-1.62 (▲-187.38%)

S&P BSE Largecap

₹9,171.23

-1.78 (▲-165.83%)

DFRGRI Indices

₹1,410.04

-2.07 (▲-29.85%)

S&P BSE 250 LargeMidCap

₹10,353.28

-1.89 (▲-199.23%)

Nifty 500

₹22,319.40

-1.9 (▲-432.75%)

Nifty LargeMidcap 250

₹15,666.00

-2.09 (▲-334.75%)

Nifty Financial

₹23,591.70

-1.32 (▲-314.9%)

S&P BSE AllCap

₹10,471.31

0.68 (▲71.07%)

Cholamandalam Investment & Finance Company Ltd Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
50.24%
-0.18
Foreign Institutions
27.18%
2.08
Mutual Funds
14.25%
0.13
Retail Investors
6.01%
-2.85
Others
2.33%
-11.48

Cholamandalam Investment & Finance Company Ltd Key Indicators

Details20202021202220232024
Return On Equity %14.6717.0920.1920.5120.22
Details20202021202220232024
Return On Assets %1.652.042.612.352.19
Details20202021202220232024
Book Value Per Share (₹)100.01117.02143.28174.44233.15
Details20202021202220232024
Earning Per Share (₹)12.8618.5526.2832.5540.59

Cholamandalam Investment & Finance Company Ltd Valuation

Cholamandalam Investment & Finance Company Ltd in the last 5 years

  • Overview

  • Trends

Lowest (9.06x)

May 26, 2020

Today (26.46x)

December 19, 2024

Industry (27.03x)

December 19, 2024

Highest (50.04x)

May 31, 2019

LowHigh

Cholamandalam Investment & Finance Company Ltd Earnings and Dividends

  • Cholamandalam Investment & Finance Company Ltd Earnings Results

    Cholamandalam Investment & Finance Company Ltd’s net profit jumped 25.22% since last year same period to ₹967.80Cr in the Q2 2024-2025. On a quarterly growth basis, Cholamandalam Investment & Finance Company Ltd has generated 2.18% jump in its net profits since last 3-months.

    Read More about Earnings Results

  • Cholamandalam Investment & Finance Company Ltd Dividends April,2024

    In the quarter ending March 2024, Cholamandalam Investment & Finance Company Ltd has declared dividend of ₹0.70 - translating a dividend yield of 0.23%.

    Read More about Dividends

Cholamandalam Investment & Finance Company Ltd Technicals Summary

Bearish

Neutral

Bullish

Bearish

Cholamandalam Investment & Finance Company Ltd is currently in a Bearish trading position according to technical analysis indicators.

More on Technical Analysis

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Cholamandalam Investment & Finance Company Ltd (CHOLAFIN) share price today is ₹1189.55

Cholamandalam Investment & Finance Company Ltd is listed on NSE

Cholamandalam Investment & Finance Company Ltd is listed on BSE

  • Today’s highest price of Cholamandalam Investment & Finance Company Ltd is ₹1229.7.
  • Today’s lowest price of Cholamandalam Investment & Finance Company Ltd is ₹1182.8.

PE Ratio of Cholamandalam Investment & Finance Company Ltd is 26.46

PE ratio = Cholamandalam Investment & Finance Company Ltd Market price per share / Cholamandalam Investment & Finance Company Ltd Earnings per share

Today’s traded volume of Cholamandalam Investment & Finance Company Ltd(CHOLAFIN) is 23.00L.

Today’s market capitalisation of Cholamandalam Investment & Finance Company Ltd(CHOLAFIN) is ₹104483.22Cr.

Cholamandalam Investment & Finance Company Ltd(CHOLAFINPrice
52 Week High
₹1652
52 Week Low
₹1011.2

Cholamandalam Investment & Finance Company Ltd(CHOLAFIN) share price is ₹1189.55. It is down -27.99% from its 52 Week High price of ₹1652

Cholamandalam Investment & Finance Company Ltd(CHOLAFIN) share price is ₹1189.55. It is up 17.64% from its 52 Week Low price of ₹1011.2

Cholamandalam Investment & Finance Company Ltd(CHOLAFINReturns
1 Day Returns
-24.2%
1 Month Returns
0.73%
3 Month Returns
-25.71%
1 Year Returns
-1.16%