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Cholamandalam Investment & Finance Company Ltd share price logo

Cholafin Share Price

(CHOLAFIN)

₹1257.41.93%

as on 04:01PM, 17 Jan 2025

Overview
News
Financials
Q3 2024 Results
Technicals
F&O

Cholafin Analyst Rating

based on 33 analysts

BUY

78.12%

Buy

15.62%

Hold

6.25%

Sell

Based on 33 analysts offering long term price targets for Cholafin. An average target of ₹1510.58

Source: S&P Global Market Intelligence

Cholafin Share analysis

Cholafin price forecast by 33 analysts

Upside of20.14%

High

₹1750

Target

₹1510.58

Low

₹1085

Cholafin target price ₹1510.58, a slight upside of 20.14% compared to current price of ₹1257.4. According to 33 analysts rating.

Source: S&P Global Market Intelligence

Cholafin Performance

  • Day's Low

    Day's High

    ₹1,241.2
    Day's Price Range
    ₹1,290
  • 52 Week's Low

    52 Week's High

    ₹1,011.2
    52-Week Price Range
    ₹1,652
1 Month Return+ 1.18 %
3 Month Return-13.89 %
1 Year Return-2.65 %
Previous Close₹1,282.10
Open₹1,290.00
Volume15.95L
Upper Circuit-
Lower Circuit-
Market Cap₹1,07,804.75Cr

Cholafin Key Statistics

P/E Ratio27.41
PEG Ratio3.02
Market Cap₹1,07,804.75 Cr
P/B Ratio4.97
EPS40.59
Dividend Yield0.17
SectorFinance
ROE20.22

Cholafin Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
BUY₹1,07,804.75 Cr58.78%0.94₹3,410 Cr₹19,163 Cr
BUY₹4,49,375.96 Cr14.59%0.88₹14,451 Cr₹54,971 Cr
HOLD₹57,059.02 Cr-8.47%0.51-₹1,423 Cr₹9,977 Cr
BUY₹87,519.13 Cr35.53%0.85₹4,467 Cr₹15,061 Cr
BUY₹2,71,009.44 Cr15.11%0.50₹15,595 Cr₹1,10,382 Cr

About Cholafin

Cholamandalam Investment and Finance Company (CIFCL) is a comprehensive financial services provider offering a variety of services such as vehicle finance, home loans, SME loans, consumer and small enterprise loan, loan against property, insurance agency, home equity loans, secured business and personal loan, wealth management, stock broking, mutual fund distribution and others across 1145 branches in India. It has achieved the assets under management of above Rs. 82000 crore. CIFCL entered into an MOU with VE Commercial Vehicles Ltd, a joint venture between the Volvo Group and Eicher Motors Ltd., to finance Eicher Heavy Duty Trucks and Buses. In the last one year, it took strategic initiatives to strengthen the position to be a strong NBFC and exited the asset management business. In FY 2021 home loans were offered across 9 states including Tamil Nadu, Andhra Pradesh, Karnataka, Madhya Pradesh, Kerala, Gujarat, Maharashtra, Rajasthan and Chhattisgarh. Through strategic partnerships, it entered the fintech space and launched Consumer and Small Enterprise Loan (CSEL), Secured Business and Personal Loan (SBPL) and SME Loans. It also made investment of Rs. 450 crores to acquire 73.8% of the Payswiff Technologies Private Limited (PTPL) and 16.29% of the equity share capital of Paytail Commerce Private Limited. In FY 2022 Home Loans were offered across 11 states including Tamil Nadu, Andhra Pradesh, Karnataka, Kerala, Haryana, Gujarat, Maharashtra, Rajasthan, Telangana Madhya Pradesh and Chhattisgarh.

Share Price: ₹1257.40 per share as on 17 Jan, 2025 04:01 PM
Market Capitalisation: ₹1,07,804.75Cr as of today
Revenue: ₹6,323.01Cr as on September 2024 (Q3 24)
Net Profit: ₹967.80Cr as on September 2024 (Q3 24)
Listing date: 12 Jul, 1995
Chairperson Name: Vellayan Subbiah
OrganisationCholafin
Headquarters
IndustryFinance
E-voting on sharesClick here to vote

Key events for Cholamandalam Investment & Finance Company Ltd

  • Cholamandalam Recognized in RBI's Upper Layer List - 16 Jan, 2025

    Cholamandalam Investment and Finance Company has been included in the Reserve Bank's list of 15 NBFCs in the Upper Layer under Scale Based Regulation.
  • Chola Finance Shows Positive Price Potential - 09 Jan, 2025

    Cholamandalam Investment & Finance Company Ltd (Chola Finance) is currently priced at Rs 1,269, with a potential upside of 16.5%. Key support levels are at Rs 1,256 and Rs 1,243, while resistance is noted at Rs 1,331 and Rs 1,376.
  • Cholamandalam Reports Strong Performance Gains - 03 Jan, 2025

    On January 3, 2025, Cholamandalam Investment & Finance Company reported a 3.25% gain, outperforming its sector. The stock reached an intraday high of Rs 1318.2, with a total return of 10.48% over three days, and has increased by 4.95% over the past month.
  • Cholamandalam Stock Shows Strong Gains on January 2 - 02 Jan, 2025

    Cholamandalam Investment & Finance Company experienced significant gains on January 2, 2025, with predictions of further upside. The stock outperformed its sector and saw increased trading volume.
  • Cholamandalam Stock Surges on Positive Analyst Ratings - 30 Dec, 2024

    Cholamandalam Investment & Finance Company saw significant stock gains on December 30, 2024, driven by JPMorgan's favorable ratings and target price of Rs 1550. The stock outperformed its sector, reflecting strong growth potential in its retail and mortgage segments.

Insights on Cholamandalam Investment & Finance Company Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 26.62% to 27.18% in Sep 2024 quarter

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 14.23% to 14.25% in Sep 2024 quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 14 quarters, 2.48K Cr → 6.32K Cr (in ₹), with an average increase of 6.9% per quarter

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, CHOLAFIN has outperformed top 5 stocks with highest market-cap in Consumer Lending

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 947.15 Cr → 967.8 Cr (in ₹), with an average increase of 2.1% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Muthoot Finance Ltd has given 44.3% return, outperforming this stock by 48.7%

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 6.19% to 6.01% in Sep 2024 quarter

  • imgNEGATIVE IMPACT

    Promoter Holding Down

    img

    Promoters have decreased holdings from 50.33% to 50.24% in Sep 2024 quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 3 months, CHOLAFIN stock has moved down by -19.2%

Cholafin Financials

Value in ₹ crore
DetailsQ'3 23Q'4 23Q'1 24Q'2 24Q'3 24
Revenue₹4,695.16Cr (-)₹5,054.76Cr (↑7.66%)₹5,515.37Cr (↑9.11%)₹5,857.28Cr (↑6.20%)₹6,323.01Cr (↑7.95%)
Net Income₹772.87Cr (-)₹872.02Cr (↑12.83%)₹1,065.23Cr (↑22.16%)₹947.15Cr (↓11.08%)₹967.80Cr (↑2.18%)
Net Profit Margin16.46% (-)17.25% (↑4.80%)19.31% (↑11.94%)16.17% (↓16.26%)15.31% (↓5.32%)
Value in ₹ crore
Details2021202220232024
Total Assets₹74,551.03Cr (-)₹82,366.45Cr (↑10.48%)₹1,13,533.34Cr (↑37.84%)₹1,56,482.59Cr (↑37.83%)
Total Liabilities₹64,990.72Cr (-)₹70,658.77Cr (↑8.72%)₹99,237.29Cr (↑40.45%)₹1,36,926.08Cr (↑37.98%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow-₹2,086.22Cr (-)-₹8,857.04Cr (↑324.55%)-₹5,607.52Cr (↓36.69%)-₹27,036.89Cr (↑382.15%)-₹35,767.52Cr (↑32.29%)

Index Inclusions

S&P BSE Dividend Stability

₹970.05

0.3 (2.88%)

S&P BSE Largecap

₹8,992.78

-0.21 (-19.32%)

BSE 200

₹10,639.68

-0.17 (-18.25%)

Nifty100 Eq Weig

₹30,608.90

0.37 (113%)

Nifty Financial

₹22,608.20

-1.46 (-335.55%)

Nifty 200

₹13,043.55

-0.16 (-21.4%)

BSE 100

₹24,464.36

-0.3 (-72.39%)

S&P BSE 100 LargeCap TMC

₹8,629.69

-0.23 (-20.32%)

Nifty 500

₹21,680.25

-0.16 (-34.3%)

Nifty LargeMidcap 250

₹15,180.20

-0.07 (-10.05%)

BSE 500

₹34,083.34

-0.16 (-53.44%)

DFRGRI Indices

₹1,380.39

-1.17 (-16.3%)

S&P BSE 250 LargeMidCap

₹10,088.08

-0.17 (-17.11%)

S&P BSE SEN. N50

₹78,136.76

-0.12 (-95.94%)

S&P BSE AllCap

₹10,471.31

0.68 (71.07%)

S&P BSE Fin. Ser

₹10,899.87

-1.18 (-130.02%)

NIFTY 100

₹23,926.00

-0.24 (-58.55%)

Nifty Next 50

₹65,053.60

0.76 (489.1%)

Cholafin Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
50.24%
-0.18
Foreign Institutions
27.18%
2.08
Mutual Funds
14.25%
0.13
Retail Investors
6.01%
-2.85
Others
2.33%
-11.48

Cholafin Key Indicators

Details20202021202220232024
Return On Assets %1.652.042.612.352.19
Details20202021202220232024
Book Value Per Share (₹)100.01117.02143.28174.44233.15
Details20202021202220232024
Earning Per Share (₹)12.8618.5526.2832.5540.59
Details20202021202220232024
Return On Equity %14.6717.0920.1920.5120.22

Cholafin Valuation

Cholafin in the last 5 years

  • Overview

  • Trends

Lowest (9.06x)

May 26, 2020

Industry (25.52x)

January 17, 2025

Today (27.41x)

January 17, 2025

Highest (50.04x)

May 31, 2019

LowHigh

Cholafin Earnings and Dividends

  • Cholamandalam Investment & Finance Company Ltd Earnings Results

    Cholamandalam Investment & Finance Company Ltd’s net profit jumped 25.22% since last year same period to ₹967.80Cr in the Q2 2024-2025. On a quarterly growth basis, Cholamandalam Investment & Finance Company Ltd has generated 2.18% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • Cholamandalam Investment & Finance Company Ltd Dividends April,2024

    In the quarter ending March 2024, Cholamandalam Investment & Finance Company Ltd has declared dividend of ₹0.70 - translating a dividend yield of 0.21%.

    Read More about Dividends

Cholafin Technicals Summary

Bearish

Neutral

Bullish

Bearish

Cholamandalam Investment & Finance Company Ltd is currently in a Bearish trading position according to technical analysis indicators.

FAQs on Cholamandalam Investment & Finance Company Ltd

Cholamandalam Investment & Finance Company Ltd share price today stands at ₹1257.4, Open. ₹1290 ; Previous Close. ₹1282.1 ; High. ₹1290 ; Low. ₹1241.2 ; 52 Week High. ₹1652 ; 52 Week Low: ₹1011.2.

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Cholamandalam Investment & Finance Company Ltd is listed on NSE

Cholamandalam Investment & Finance Company Ltd is listed on BSE

  • Today’s highest price of Cholamandalam Investment & Finance Company Ltd is ₹1290.
  • Today’s lowest price of Cholamandalam Investment & Finance Company Ltd is ₹1241.2.

PE Ratio of Cholamandalam Investment & Finance Company Ltd is 27.41

PE ratio = Cholamandalam Investment & Finance Company Ltd Market price per share / Cholamandalam Investment & Finance Company Ltd Earnings per share

Today’s traded volume of Cholamandalam Investment & Finance Company Ltd(CHOLAFIN) is 15.95L.

Today’s market capitalisation of Cholamandalam Investment & Finance Company Ltd(CHOLAFIN) is ₹107804.75Cr.

Cholamandalam Investment & Finance Company Ltd(CHOLAFINPrice
52 Week High
₹1652
52 Week Low
₹1011.2

Cholamandalam Investment & Finance Company Ltd(CHOLAFIN) share price is ₹1257.4. It is down -23.89% from its 52 Week High price of ₹1652

Cholamandalam Investment & Finance Company Ltd(CHOLAFIN) share price is ₹1257.4. It is up 24.35% from its 52 Week Low price of ₹1011.2

Cholamandalam Investment & Finance Company Ltd(CHOLAFINReturns
1 Day Returns
-24.7%
1 Month Returns
1.18%
3 Month Returns
-13.89%
1 Year Returns
-2.65%