Cholamandalam Investment & Finance Company Ltd share price logo

Cholafin Share Price

(CHOLAFIN)

₹1395.25▲1.44%

as on 04:01PM, 20 Feb 2025

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Option Chain

🔔 Earnings Alert

Chola Fin Hold reports December 2024 Net Sales of Rs 8,489.09 crore, up 24.94% Y-o-Y, with Net Profit at Rs 486.19 crore, up 4.08% Y-o-Y.

Cholafin Performance

  • Day's Low

    Day's High

    ₹1,358.4
    Day's Price Range
    ₹1,399

  • 52 Week's Low

    52 Week's High

    ₹1,011.2
    52-Week Price Range
    ₹1,652
1 Month Return+ 10.31 %
3 Month Return+ 14.15 %
1 Year Return+ 25.05 %
Previous Close₹1,375.40
Open₹1,370.00
Volume11.37L
Upper Circuit-
Lower Circuit-
Market Cap₹1,15,655.30Cr

Cholafin Key Statistics

P/E Ratio

28.41

PEG Ratio

2.97

Market Cap

₹1,15,655.30 Cr

P/B Ratio

4.97

EPS

40.59

Dividend Yield

0.17

Sector

Finance

ROE

20.22

Cholafin Analyst Rating

based on 32 analysts

BUY

75.00%

Buy

15.62%

Hold

9.38%

Sell

Based on 32 analysts offering long term price targets for Cholafin. An average target of ₹1485.28

Source: S&P Global Market Intelligence

Cholafin Share analysis

Cholafin price forecast by 32 analysts

Upside of7.99%

High

₹1700

Target

₹1485.28

Low

₹1085

Cholafin target price ₹1485.28, a slight upside of 7.99% compared to current price of ₹1395.25. According to 32 analysts rating.

Source: S&P Global Market Intelligence

What's happening today

  • img

    Today's Timeline - Invalid Date

    10:44 AM

    -

    Chola Fin Hold reports December 2024 net sales of Rs 8,489.09 crore, up 24.94% Y-o-Y.

Key events for Cholamandalam Investment & Finance Company Ltd

  • Chola Fin Hold Reports Strong Financial Performance - 20 Feb, 2025

    Cholamandalam Investment shows robust growth with December 2024 net sales at Rs 8,489.09 crore, a 24.94% increase Y-o-Y, and a net profit rise of 4.08%. The stock maintains strength near its consolidation range, indicating potential upward movement.

  • Cholamandalam Stock Target Set with Bullish Outlook - 14 Feb, 2025

    Analysts recommend buying Cholamandalam Investment & Finance stock at ₹1,390, targeting ₹1,430-1,450, with a stop loss at ₹1,360, citing strong bullish momentum.

  • Cholamandalam Investment Shows Bullish Momentum and Growth - 13 Feb, 2025

    Cholamandalam Investment is experiencing upward momentum, with strong performance indicators and a positive outlook for AUM growth. Analysts recommend buying the stock, highlighting its bullish potential.

  • Cholamandalam Investment Expects Strong Performance - 12 Feb, 2025

    Cholamandalam Investment anticipates steady margins and improved asset quality for the March quarter. The company has strong bank support and has never faced liquidity issues.

  • Cholamandalam Finance Breaks Out with Bullish Momentum - 10 Feb, 2025

    Cholamandalam Finance has broken above its 200-day exponential moving average, signaling a bullish trend after a prolonged consolidation. Analysts suggest a buying opportunity with targets of Rs 1575-1580.

  • Cholamandalam Reports Strong Q3FY25 Performance - 06 Feb, 2025

    Cholamandalam Investment and Finance Co reported a robust Q3FY25 with a 33% YoY growth in Net Interest Income and a 24% increase in Profit after Tax. Despite revising book value estimates downward due to higher credit costs, the company maintains a positive growth outlook and a target price of INR 1,630, reflecting a 16.8% upside. The BUY rating is reiterated.

  • Cholamandalam Investment Shows Strong Bullish Momentum - 04 Feb, 2025

    Cholamandalam Investment is experiencing bullish momentum, breaking out of a rectangle pattern and trading above key moving averages, with targets set between ₹1,450-1,480.

  • Cholamandalam Investment Gains Attention Post Q3 Results - 01 Feb, 2025

    Cholamandalam Investment's strong Q3 results attract mixed reactions from brokerages. Jefferies projects a 28% upside, while Morgan Stanley remains cautious about future cyclicality.

  • Chola Reports Strong Q3 Profit Growth - 31 Jan, 2025

    Cholamandalam Investment and Finance Company reported a 24% increase in profit after tax to Rs 1,087 crore for Q3 FY25. Disbursements rose 15% to Rs 25,806 crore, with significant growth in vehicle finance and home loans.

Insights on Cholamandalam Investment & Finance Company Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, CHOLAFIN has outperformed top 5 stocks with highest market-cap in Consumer Lending

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 27.18% to 27.43% in Dec 2024 quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 15 quarters, 2.48K Cr → 6.83K Cr (in ₹), with an average increase of 6.9% per quarter

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 3 quarters, 947.15 Cr → 1.08K Cr (in ₹), with an average increase of 6.6% per quarter

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 6.01% to 6.54% in Dec 2024 quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 1 month, CHOLAFIN stock has moved up by 10.3%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Muthoot Finance Ltd has given 69.2% return, outperforming this stock by 44.1%

  • imgNEGATIVE IMPACT

    Promoter Holding Down

    img

    Promoters have decreased holdings from 50.24% to 49.93% in Dec 2024 quarter

  • imgNEGATIVE IMPACT

    MF Holding Down

    img

    Mutual Funds have decreased holdings from 14.25% to 13.37% in Dec 2024 quarter

Cholafin Financials

Value in ₹ crore
DetailsQ'4 23Q'1 24Q'2 24Q'3 24Q'4 24
Revenue₹5,054.76Cr (-)₹5,515.37Cr (↑9.11%)₹5,857.28Cr (↑6.20%)₹6,323.01Cr (↑7.95%)₹6,837.83Cr (↑8.14%)
Net Income₹872.02Cr (-)₹1,065.23Cr (↑22.16%)₹947.15Cr (↓11.08%)₹967.80Cr (↑2.18%)₹1,088.21Cr (↑12.44%)
Net Profit Margin17.25% (-)19.31% (↑11.94%)16.17% (↓16.26%)15.31% (↓5.32%)15.91% (↑3.92%)
Value in ₹ crore
Details2021202220232024
Total Assets₹74,551.03Cr (-)₹82,366.45Cr (↑10.48%)₹1,13,533.34Cr (↑37.84%)₹1,56,482.59Cr (↑37.83%)
Total Liabilities₹64,990.72Cr (-)₹70,658.77Cr (↑8.72%)₹99,237.29Cr (↑40.45%)₹1,36,926.08Cr (↑37.98%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow-₹2,086.22Cr (-)-₹8,857.04Cr (↑324.55%)-₹5,607.52Cr (↓36.69%)-₹27,036.89Cr (↑382.15%)-₹35,767.52Cr (↑32.29%)

Index Inclusions

DFRGRI Indices

₹1,373.90

0.78 (▲10.69%)

S&P BSE 100 LargeCap TMC

₹8,437.42

0.18 (▲14.88%)

S&P BSE Fin. Ser

₹10,932.35

-0.25 (▲-27.37%)

S&P BSE 250 LargeMidCap

₹9,778.61

0.38 (▲37.32%)

NIFTY 100

₹23,411.40

0.18 (▲42.85%)

S&P BSE Largecap

₹8,795.64

0.2 (▲17.39%)

Nifty LargeMidcap 250

₹14,528.15

0.73 (▲104.75%)

Nifty100 Eq Weig

₹29,479.50

0.95 (▲278.25%)

S&P BSE AllCap

₹10,471.31

0.68 (▲71.07%)

S&P BSE Dividend Stability

₹928.55

1.01 (▲9.29%)

Nifty Next 50

₹61,039.10

1.47 (▲882.7%)

Nifty Financial

₹23,281.40

1.48 (▲340.48%)

Nifty 200

₹12,670.15

0.36 (▲45.4%)

Nifty 500

₹20,831.10

0.48 (▲99.65%)

BSE 200

₹10,338.70

0.35 (▲35.96%)

BSE 100

₹23,940.88

0.22 (▲52.07%)

S&P BSE SEN. N50

₹74,880.72

1.53 (▲1131.07%)

BSE 500

₹32,757.57

0.46 (▲149.8%)

Cholafin Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
49.93%
-0.61
Foreign Institutions
27.43%
0.92
Mutual Funds
13.37%
-6.13
Retail Investors
6.54%
8.88
Others
2.73%
16.96

Cholafin Key Indicators

Details20202021202220232024
Return On Equity %14.6717.0920.1920.5120.22
Details20202021202220232024
Return On Assets %1.652.042.612.352.19
Details20202021202220232024
Book Value Per Share (₹)100.01117.02143.28174.44233.15
Details20202021202220232024
Earning Per Share (₹)12.8618.5526.2832.5540.59

Cholafin Valuation

Cholafin in the last 5 years

  • Overview

  • Trends

Lowest (9.06x)

May 26, 2020

Industry (24.52x)

February 19, 2025

Today (28.41x)

February 19, 2025

Highest (50.04x)

May 31, 2019

LowHigh

Cholafin Earnings and Dividends

  • Cholamandalam Investment & Finance Company Ltd Earnings Results

    Cholamandalam Investment & Finance Company Ltd’s net profit jumped 24.79% since last year same period to ₹1,088.21Cr in the Q3 2024-2025. On a quarterly growth basis, Cholamandalam Investment & Finance Company Ltd has generated 12.44% jump in its net profits since last 3-months.

    Read More about Earnings Results

  • Cholamandalam Investment & Finance Company Ltd Dividends January,2025

    In the quarter ending December 2024, Cholamandalam Investment & Finance Company Ltd has declared dividend of ₹1.30 - translating a dividend yield of 0.15%.

    Read More about Dividends

Cholafin Technicals Summary

Bearish

Neutral

Bullish

Bullish

Cholamandalam Investment & Finance Company Ltd is currently in a Bullish trading position according to technical analysis indicators.

More on Technical Analysis

Cholafin Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
Cholamandalam Investment & Finance Company Ltd
Cholamandalam Investment & Finance Company Ltd
BUY₹1,15,655.30 Cr62.86%0.94₹3,410 Cr₹19,163 Cr
Bajaj Finance Ltd
Bajaj Finance Ltd
BUY₹5,23,143.49 Cr14.58%0.88₹14,451 Cr₹54,971 Cr
One 97 Communications Ltd
One 97 Communications Ltd
HOLD₹47,487.10 Cr-10.46%0.51-₹1,423 Cr₹9,977 Cr
Muthoot Finance Ltd
Muthoot Finance Ltd
BUY₹90,899.45 Cr29.62%0.85₹4,467 Cr₹15,061 Cr
Bajaj Finserv Ltd
Bajaj Finserv Ltd
BUY₹2,99,430.03 Cr18.63%0.50₹15,595 Cr₹1,10,382 Cr
See all

About Cholafin

Cholamandalam Investment and Finance Company (CIFCL) is a comprehensive financial services provider offering a variety of services such as vehicle finance, home loans, SME loans, consumer and small enterprise loan, loan against property, insurance agency, home equity loans, secured business and personal loan, wealth management, stock broking, mutual fund distribution and others across 1145 branches in India. It has achieved the assets under management of above Rs. 82000 crore. CIFCL entered into an MOU with VE Commercial Vehicles Ltd, a joint venture between the Volvo Group and Eicher Motors Ltd., to finance Eicher Heavy Duty Trucks and Buses. In the last one year, it took strategic initiatives to strengthen the position to be a strong NBFC and exited the asset management business. In FY 2021 home loans were offered across 9 states including Tamil Nadu, Andhra Pradesh, Karnataka, Madhya Pradesh, Kerala, Gujarat, Maharashtra, Rajasthan and Chhattisgarh. Through strategic partnerships, it entered the fintech space and launched Consumer and Small Enterprise Loan (CSEL), Secured Business and Personal Loan (SBPL) and SME Loans. It also made investment of Rs. 450 crores to acquire 73.8% of the Payswiff Technologies Private Limited (PTPL) and 16.29% of the equity share capital of Paytail Commerce Private Limited. In FY 2022 Home Loans were offered across 11 states including Tamil Nadu, Andhra Pradesh, Karnataka, Kerala, Haryana, Gujarat, Maharashtra, Rajasthan, Telangana Madhya Pradesh and Chhattisgarh.

Share Price: ₹1395.25 per share as on 20 Feb, 2025 04:01 PM
Market Capitalisation: ₹1,15,655.30Cr as of today
Revenue: ₹6,837.83Cr as on December 2024 (Q4 24)
Net Profit: ₹1,088.21Cr as on December 2024 (Q4 24)
Listing date: 12 Jul, 1995
Chairperson Name: Vellayan Subbiah
OrganisationCholafin
Headquarters
IndustryFinance
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FAQs on Cholamandalam Investment & Finance Company Ltd

What is Cholamandalam Investment & Finance Company Ltd price today?

Cholamandalam Investment & Finance Company Ltd share price today stands at ₹1395.25, Open: ₹1370, Previous Close: ₹1375.4, High: ₹1399, Low: ₹1358.4, 52 Week High: ₹1652, 52 Week Low: ₹1011.2.

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Is Cholamandalam Investment & Finance Company Ltd listed on NSE?

Cholamandalam Investment & Finance Company Ltd is listed on NSE

Is Cholamandalam Investment & Finance Company Ltd listed on BSE?

Cholamandalam Investment & Finance Company Ltd is listed on BSE

What are today's High and Low prices of Cholamandalam Investment & Finance Company Ltd?

  • Today's highest price of Cholamandalam Investment & Finance Company Ltd is ₹1399.
  • Today's lowest price of Cholamandalam Investment & Finance Company Ltd is ₹1358.4.

What are today's traded volumes of Cholamandalam Investment & Finance Company Ltd?

Today's traded volume of Cholamandalam Investment & Finance Company Ltd(CHOLAFIN) is 11.37L.

What is today's market capitalisation of Cholamandalam Investment & Finance Company Ltd?

Today's market capitalisation of Cholamandalam Investment & Finance Company Ltd(CHOLAFIN) is ₹115655.3Cr.

What is the 52 Week High and Low Range of Cholamandalam Investment & Finance Company Ltd?

Cholamandalam Investment & Finance Company Ltd (CHOLAFIN)
Price
52 Week High
₹1652
52 Week Low
₹1011.2

How much percentage Cholamandalam Investment & Finance Company Ltd is down from its 52 Week High?

Cholamandalam Investment & Finance Company Ltd (CHOLAFIN) share price is ₹1395.25. It is down -15.54% from its 52 Week High price of ₹1652

How much percentage Cholamandalam Investment & Finance Company Ltd is up from its 52 Week low?

Cholamandalam Investment & Finance Company Ltd (CHOLAFIN) share price is ₹1395.25. It is up 37.98% from its 52 Week Low price of ₹1011.2

What are the historical returns of Cholamandalam Investment & Finance Company Ltd?

Cholamandalam Investment & Finance Company Ltd (CHOLAFIN)
Returns
1 Day Returns
19.85%
1 Month Returns
10.31%
3 Month Returns
14.15%
1 Year Returns
25.05%

What is the PE ratio of Cholamandalam Investment & Finance Company Ltd today?

PE Ratio of Cholamandalam Investment & Finance Company Ltd is 28.41

PE ratio = Cholamandalam Investment & Finance Company Ltd Market price per share / Cholamandalam Investment & Finance Company Ltd Earnings per share