JM Value Fund Direct Growth

Equity

Value

NAV as on 28-03-2025

₹ 98.89

▼-0.3%

Inception Returns

17%

/yr

Historical NAV & Returns

Absolute

▲

▼

2348 people have invested ₹ 1.4Cr in JM Value Fund Direct Growth in the last three months

About JM Value Fund Direct Growth

JM Value Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Asit Bhandarkar. The fund could potentially beat inflation in the long-run.

Key Parameters

JM Value Fund Direct Growth has ₹1388 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
The fund has an expense ratio 1.1.

Returns

JM Value Fund Direct Growth has given a CAGR return of 17.00% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.09%, 21.84% and 30.48% respectively.

Holdings

JM Value Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Health, Tech, Consumer Defensive, Industrial, Basic Materials, Communication, Energy, Utilities. Its top holdings are HDFC Bank Ltd, Infosys Ltd, Bajaj Finance Ltd, ICICI Bank Ltd, Dr Reddy's Laboratories Ltd

Taxation

As it is a value mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of JM Value Fund Direct Growth

JM Value Fund is an open-ended diversified equity scheme which aims to provide long term capital growth by investing primarily in a well-diversified portfolio of undervalued securities. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. JM Value Fund Direct Growth has no lock in period.

JM Value Fund Direct Growth Overview

Expense ratio	1.06%
Benchmark	S&P BSE 500 India TR INR
AUM	₹1388 Cr
Inception Date	1 January, 2013
Min Lumpsum/SIP	₹1000/₹100
Exit Load	1.0%
Lock In	No Lock-in
TurnOver	98.19%
STCG	Selling mutual fund before 1 year, returns taxed at 20%.
LTCG	After 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk	Very High Risk

INDmoney Rank for JM Value Fund Direct Growth

IND ranking is not available for this fund.

3Y returns in the top 25% of the category

Beats FD returns for both 3Y & 5Y duration

No bad points found for this fund.

Trailing Returns

as on (28-Mar-25)

Period	JM Value Fund Direct Growth	Nifty 500	value
1M	5.2%	7.3%	6.4%
3M	-12.2%	-4.6%	-7.3%
6M	-18.7%	-12%	-14.8%
1Y	5.1%	5.4%	4.8%
3Y	21.8%	12.7%	17.1%
5Y	30.5%	25.9%	28.2%

Fund Distribution

as on (28-Feb-25)

Equity 99.8%
Debt & Cash 0.2%

Large cap

51.9%

Small cap

35.5%

Mid cap

12.4%

Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services

33.5%

Consumer Cyclical

20.2%

Health

11.4%

Tech

10.3%

Consumer Defensive

7.5%

Industrial

6.7%

Basic Materials

6.1%

Communication

2.7%

Energy

1.3%

Utilities

0.4%

All changes are between Dec'24 and Feb'25

	Dec'24
Fund Returns	-0.47%
Nifty 500	-2.02%

Parameters	Feb'25	Jan'25	Dec'24
AUM	₹ 936.8 Cr	₹ 1.4K Cr	₹ 1.5K Cr

AUM of the fund stands at 936.8 Cr as of Feb'25
AUM decreased by 499.7 Cr between Feb'25 and Jan'25

Top Stocks bought last month

Voltas Ltd's allocation increased from 1.23% to 2.64%

Bajaj Finance Ltd's allocation increased from 3.57% to 4.92%

Bajaj Auto Ltd's allocation increased from 2.15% to 2.95%

Top Stocks sold last month

Infosys Ltd's allocation decreased from 6.11 % to 6.02 %

Tech Mahindra Ltd's allocation decreased from 2.61 % to 2.54 %

REC Ltd's allocation decreased from 3.07 % to 2.5 %

Mid Cap allocation has gone up from 10.1% to 12.4%

Large Cap allocation has gone up from 49.3% to 51.9%

Small Cap allocation has gone down from 40% to 35.5%

Cash allocation has gone down from 0.6% to 0.2%

Top 3 Sectors in February were Financial Services, Consumer Cyclical & Health

Feb'25

Financial Services

33%

Consumer Cyclical

20%

Health

11%

Jan'25

Financial Services

31%

Consumer Cyclical

15%

Health

12%

Equity

Holdings	Weight%	1M Change
HDFC Bank Ltd	7.46%	-1.7%
Infosys Ltd	6.02%	0%
Bajaj Finance Ltd	4.92%	16.1%
ICICI Bank Ltd	4.24%	0%
Dr Reddy's Laboratories Ltd	3.22%	-11.5%

See all

Returns %
Fund Ratios
Overview

Funds	1Y Returns	3Y Returns	5Y Returns	Since Inception
JM Value Fund Direct Growth	5.09%	21.84%	30.48%	17%
UTI Value fund Fund-Direct Growth Option	15.89%	17.9%	28.16%	14.56%
DSP Value Fund Direct Plan Growth	11.79%	16.53%	-	18.64%
ICICI Prudential Value Discovery Fund Direct Plan Growth	11.35%	20.64%	34%	18.84%

See all

Gainers
Losers

Top Growth Drivers	1M Return
HDFC Bank Ltd	7.4%
Bajaj Finance Ltd	3.7%
Suven Pharmaceuticals Ltd	1%

Fund	Feb'25	Jan'25	Dec'24
No of Holdings	53	54	62
Top 5 Company Concentration	25.9%	24.1%	21.7%
Company having highest exposure	HDFC Bank Ltd (7.5%)	HDFC Bank Ltd (6.8%)	Infosys Ltd (5.8%)
No of Sectors	10	10	11
Top 5 Sectors Concentration	82.8%	78.2%	78%
Sector having highest exposure	Financial Services (33.5%)	Financial Services (30.9%)	Financial Services (24.8%)

We are taking more time than usual

Asit Bhandarkar

Fund Manager of JM Value Fund Direct Growth, since 11 December 2006

Top funds managed

Scheme	Annualised Returns(3Y)	Category Returns(3Y)
JM Aggressive Hybrid Fund (Direct) - Growth Option	21.21%	13.16%
JM Value Fund (Direct) - Growth	21.84%	17.07%
JM Flexicap Fund (Direct) Growth Option	23.16%	14.09%

Fund House

JM Financial Asset Management Limited

Total Schemes

See all JM Financial schemes

Total AUM

₹38.63K Cr

as on 28-Feb-2025

Address

JM Financial Asset Management Private Limited,502, 5th Floor, A - Wing,,Laxmi Towers, Bandra-Kurla Complex,,Bandra-East

Phone

+912261987777

Website

investor@jmfl.com

Mutual Fund Insights

This fund has one of the lowest expense ratio in the category (value). Its expense ratio is 1.06% which is lower than the category average expense ratio of 1.37%.

Over the last 1 month, this fund has experienced a 35.1% growth in AUM moving from 1.02K Cr to 1.38K Cr.

In the last 3 years, Quant Value Fund Direct Growth has given 22.45% return, outperforming this fund by 0.61% per annum.

In the last 5 years, Bandhan Sterling Value Fund Direct Plan Growth has given 37.34% return, outperforming this fund by 6.86% per annum.

In the last 1 year, UTI Value fund Fund-Direct Growth Option has given 15.89% return, outperforming this fund by 10.8%.

JM Value Fund Direct Growth Highlights

Very High Risk

Investors understand that their principal will be at Very High Risk

About the fund

This fund has delivered an average annual returns of 17% since inception which is more than its category average return of 14.84%

Fund Allocations

This fund has an allocation of 99.78% in Equity, 0% in Debt and 0.22% in Cash related instruments

AUM size ₹1388 Cr

This fund has AUM of ₹1388 Cr which is less than its category average of ₹ 4617 Cr

Expense Ratio 1.06%

This fund has an expense ratio of 1.06% which is less than its category average expense ratio of 1.37%

Frequently Asked Questions for JM Value Fund Direct Growth

The current NAV of JM Value Fund Direct Growth is ₹98.89 as on 28-Mar-2025.

Existing (Absolute + CAGR) as on 28-Mar-2025.

JM Value Fund Direct Growth	Absolute Returns	CAGR Returns
1 Month Returns	5.17%	5.17%
6 Month Returns	-18.74%	-18.74%
1 Year Returns	5.09%	5.09%
3 Years Returns	80.87%	21.84%
5 Years Returns	278.2%	30.48%

With INDmoney, the process of investing is very simple and involves zero commission.

Click Buy on the fund name.
Input the amount you are looking to invest.
Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
Select your bank account and proceed with Payment.

1.06% as on March 2025

₹1388 Cr as on March 2025

HDFC Bank Ltd(7.46%), Infosys Ltd(6.02%), Bajaj Finance Ltd(4.92%), ICICI Bank Ltd(4.24%), Dr Reddy's Laboratories Ltd(3.22%) as on March 2025

Financial Services(33.41%), Consumer Cyclical(20.11%), Health(11.33%) as on March 2025

The alpha ratio for the JM Value Fund Direct Growth for various period is as follows:

Fund Name	Alpha 1 Year	Alpha 3 Years	Alpha 5 Years
JM Value Fund Direct Growth	0.73	7.01	3.48

As on March 2025

The alpha for JM Value Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

The Beta ratio for the JM Value Fund Direct Growth for various period is as follows:

Fund Name	Beta 1 Year	Beta 3 Years	Beta 5 Years
JM Value Fund Direct Growth	1.25	1.02	1.02

As on March 2025

The Beta for JM Value Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

The sharpe ratio for the JM Value Fund Direct Growth for various period is as follows:

Fund Name	Sharpe Ratio 1 Year	Sharpe Ratio 3 Years	Sharpe Ratio 5 Years
JM Value Fund Direct Growth	-0.34	0.83	0.8

As on March 2025

The sharpe ratio for JM Value Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

The standard deviation for the JM Value Fund Direct Growth for various period is as follows:

Fund Name	Standard Deviation 1 Year	Standard Deviation 3 Years	Standard Deviation 5 Years
JM Value Fund Direct Growth	20.46	16.77	21.12

As on March 2025

Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

Sortino ratio is 1.42 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

Information ratio is 0.97 as on March 2025. It tells the consistency of the fund in generating superior risk-adjusted performance

Asit Bhandarkar is the fund manager of JM Value Fund Direct Growth

The Exit load of JM Value Fund Direct Growth is 1%

JM Value Fund Direct Growth

Historical NAV & Returns

About JM Value Fund Direct Growth

Key Parameters

Returns

Holdings

Taxation

Investment objective of JM Value Fund Direct Growth

Minimum Investment and lockin period

JM Value Fund Direct Growth Overview

INDmoney Rank for JM Value Fund Direct Growth

Trailing Returns

Fund Distribution

Monthly Changes

Top Holdings

Peer Comparison

Gainers & Losers

Concentration Analysis

Fund Manager

AMC Details

Mutual Fund Insights

JM Value Fund Direct Growth Highlights

Very High Risk

About the fund

Fund Allocations

AUM size ₹1388 Cr

Expense Ratio 1.06%

Frequently Asked Questions for JM Value Fund Direct Growth

What is the current NAV of JM Value Fund Direct Growth?

What are the average returns of JM Value Fund Direct Growth?

How do I invest in JM Value Fund Direct Growth?

What is the expense ratio of JM Value Fund Direct Growth?

What is net assets under management (AUM) of JM Value Fund Direct Growth?

What are the top 5 holdings of JM Value Fund Direct Growth?

What are the top 3 sectors that this JM Value Fund Direct Growth has invested in?

What is the alpha of JM Value Fund Direct Growth?

What is the beta of JM Value Fund Direct Growth??

What is the sharpe ratio of JM Value Fund Direct Growth?

What is the standard deviation of JM Value Fund Direct Growth?

What is the Sortino ratio of JM Value Fund Direct Growth?

What is the information ratio of JM Value Fund Direct Growth?

Who is the manager of JM Value Fund Direct Growth?

What is the exit load of JM Value Fund Direct Growth?