Bajaj Finance Ltd Analyst Rating
based on 31 analysts
73.33%
Buy
13.33%
Hold
13.33%
Sell
Based on 31 analysts offering long term price targets for Bajaj Finance Ltd. An average target of ₹8029.58
Source: S&P Global Market Intelligence
Bajaj Finance Ltd Share analysis
Bajaj Finance Ltd price forecast by 31 analysts
Upside of17.25%
High
₹10000
Target
₹8029.58
Low
₹5700
Bajaj Finance Ltd target price ₹8029.58, a slight upside of 17.25% compared to current price of ₹6866.7. According to 31 analysts rating.
Excluding Excise Duty and Other Income, represents Net Revenue
Bajaj Finance Ltd revenue growth forecast
Expected growth rate Q1, FY2026:1.54%
Forecast
Actual
Including amortisation and stock based compensations
Bajaj Finance Ltd EPS growth forecast
EPS estimate Q1, FY2026:45.60%
Forecast
Actual
Source: S&P Global Market Intelligence
Bajaj Finance Ltd Performance
Day's Low
Day's High
₹6,855.95Day's Price Range₹6,976.952 Week's Low
52 Week's High
₹6,187.852-Week Price Range₹7,830
| Returns % | |
| 1 Month Return | + 2.44 % |
| 3 Month Return | -9.83 % |
| 1 Year Return | -4.38 % |
| Market Stats | |
| Previous Close | ₹6,848.25 |
| Open | ₹6,897.00 |
| Volume | 5.83L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹4,23,904.26Cr |
Bajaj Finance Ltd Key Statistics
| P/E Ratio | 27.76 |
| PEG Ratio | 0.86 |
| Market Cap | ₹4,23,904.26 Cr |
| P/B Ratio | 6.24 |
| EPS | 233.84 |
| Dividend Yield | 0.5 |
| Sector | Finance |
| ROE | 20.48 |
Bajaj Finance Ltd Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| BUY | ₹4,23,904.26 Cr | 12.92% | 0.88 | ₹14,451 Cr | ₹54,971 Cr | |
| HOLD | ₹60,248.59 Cr | -7.89% | 0.51 | -₹1,423 Cr | ₹9,977 Cr | |
| BUY | ₹83,329.85 Cr | 35.8% | 0.85 | ₹4,467 Cr | ₹15,061 Cr | |
| BUY | ₹2,50,620.07 Cr | 13.74% | 0.50 | ₹15,595 Cr | ₹1,10,382 Cr | |
| BUY | ₹1,00,010.48 Cr | 58.31% | 0.94 | ₹3,410 Cr | ₹19,163 Cr |
About Bajaj Finance Ltd
The company operates primarily in India and has several subsidiaries, including Bajaj Housing Finance Limited and Bajaj Financial Securities Limited, which offer specialized services in housing finance and securities trading, respectively. A notable fact about Bajaj Finance is its robust growth in digital lending, leveraging technology to enhance customer experience and expand its reach. As a part of the Bajaj Group, Bajaj Finance benefits from the group’s extensive network and reputation in the market.
Share Price: ₹6866.70 per share as on 23 Dec, 2024 04:01 PM
Market Capitalisation: ₹4,23,904.26Cr as of today
Revenue: ₹17,098.86Cr as on September 2024 (Q3 24)
Net Profit: ₹4,013.74Cr as on September 2024 (Q3 24)
Listing date: 09 Feb, 1995
Chairperson Name: Sanjiv Bajaj
| Organisation | Bajaj Finance Ltd |
| Headquarters | Pune |
| Industry | Finance |
| E-voting on shares | Click here to vote |
Key events for Bajaj Finance Ltd
Bajaj Finance's Growth Under Rajeev Jain's Leadership - 23 Dec, 2024
Bajaj Finance has transformed into a key player in India's financial sector since 2007, under the leadership of Managing Director Rajeev Jain, showcasing significant growth and innovation in digitization amidst intense competition.Bajaj Finance Featured in HDFC's Top Stock Picks - 20 Dec, 2024
Bajaj Finance has been highlighted by HDFC Securities as one of the top 10 stock recommendations for 2025, indicating strong market confidence.Consumer Commission Orders Bajaj Finserv to Cease Unsolicited Calls - 19 Dec, 2024
The Consumer Redressal Commission has ordered Bajaj Finserv to stop unsolicited calls to a complainant, citing harassment and violation of privacy rights under the Consumer Protection Act 2019.Bajaj Finance Enhances Productivity with AI Initiatives - 14 Dec, 2024
Bajaj Finance aims to double productivity through its AI initiative, FinAI, targeting improved lead conversion, back-office efficiency, and customer engagement. The company plans to integrate AI with existing systems to enhance profitability while maintaining essential physical processes. Despite concerns over unsecured loans, Bajaj Finance's product mix remains stable.Bajaj Finance Shifts Focus to Profitability and AI - 13 Dec, 2024
Bajaj Finance has launched a new five-year plan emphasizing AI integration and profitability, while scaling back its payments ambitions. Analysts maintain a neutral outlook with a target price of Rs 7,500 amid rising credit costs.Bajaj Finance Unveils Ambitious AI Strategy and Growth Plans - 11 Dec, 2024
Bajaj Finance shares gained traction following the announcement of its Long-Range Strategy focusing on AI integration and ambitious growth targets. Analysts maintain a Neutral rating due to asset quality concerns, while Citi sets a target price of ₹8,150. The stock closed at ₹7,099, reflecting positive investor sentiment.Bajaj Allianz Reports Strong Premium Growth - 10 Dec, 2024
Bajaj Finserv's subsidiary, Bajaj Allianz General Insurance, achieved significant premium growth in November 2024, with gross direct premiums reaching ₹1,364.67 crore, reflecting an 11.95% YoY increase.Bajaj Finance Reports Strong Premium Growth in November - 09 Dec, 2024
Bajaj Finance's insurance subsidiaries, Bajaj Allianz General and Life Insurance, reported robust premium performance for November 2024, with significant growth in gross direct premiums and new business premiums.Bajaj Finance Reports Growth Amid Asset Quality Concerns - 04 Dec, 2024
Bajaj Finance reported a 29% YoY loan growth in Q2FY25, but faces challenges with asset quality and elevated credit costs. New tech initiatives and a focus on profitability may attract investors, while management aims to strengthen risk controls and expects NIM expansion in H2FY25.Bajaj Finance Considers Ending Partnerships with Banks - 03 Dec, 2024
Bajaj Finance is contemplating the termination of its co-branded card partnership with DBS Bank, following the recent discontinuation of its partnership with RBL Bank. Analysts are monitoring this potential move closely.Bajaj Finance Halts Co-Branded Credit Card Business - 02 Dec, 2024
Bajaj Finance has decided to halt its co-branded credit card business with RBL Bank, impacting earnings. The company may pursue its own credit card line if approved by regulators.Bajaj Finance Exits Co-Branded Credit Card Partnerships - 01 Dec, 2024
Bajaj Finance is exiting the co-branded credit card space, ending partnerships with RBL Bank and DBS Bank India due to RBI directives. Despite this, it will continue to earn fees from card spends and annual fees from customers sourced previously.RBL Bank Ends Co-Branded Card Partnership with Bajaj - 29 Nov, 2024
RBL Bank has ceased issuing new co-branded credit cards with Bajaj Finance but will continue servicing existing cardholders, ensuring they retain their benefits.Bajaj Finance Reports Strong Q2 Growth in Sales and Profit - 27 Nov, 2024
Bajaj Finance reported a 27% increase in net sales to Rs 14,487.43 crore for September 2024, with net profit rising 80.75% to Rs 5,613.71 crore. EBITDA also grew by 22.11%. However, shares have declined by 4.03% over the last six months.Bajaj Finance Ltd: Leading NBFC with Strong Ratings - 26 Nov, 2024
Bajaj Finance Ltd, a prominent NBFC in India, offers diverse financial services and has a customer base of 69.14 million. It holds top credit ratings, indicating strong financial stability.Bajaj Finance Shows Signs of Upward Momentum - 25 Nov, 2024
Bajaj Finance has been consolidating between Rs 6,400 and Rs 7,800. Recently, it found support at Rs 6,400 and showed a bullish reversal, indicating renewed buying interest. A buying opportunity is identified in the Rs 6,650- Rs 6,700 range, with a target of Rs 7,350 and a stop loss at Rs 6,300.
Insights on Bajaj Finance Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTRevenue Rich
Revenue is up for the last 14 quarters, 6.74K Cr → 17.09K Cr (in ₹), with an average increase of 6.9% per quarter
- POSITIVE IMPACT
MF Holding Up
Mutual Funds have increased holdings from 9.15% to 9.50% in Sep 2024 quarter
- POSITIVE IMPACT
Profit Spike
Netprofit is up for the last 14 quarters, 1.00K Cr → 3.99K Cr (in ₹), with an average increase of 9.5% per quarter
NO EFFECTAgainst Peers
In the last 3 years, Shriram Finance Ltd has given 137.7% return, outperforming this stock by 138.7%
- NO EFFECT
Promoter Holding Unchanged
Promoters holdings remained unchanged at 54.70% of holdings in Sep 2024 quarter
- NO EFFECT
Against Peers
In the last 1 year, Muthoot Finance Ltd has given 43.1% return, outperforming this stock by 47.5%
NEGATIVE IMPACTFII Holding Down
Foreign Institutions have decreased holdings from 17.77% to 17.73% in Sep 2024 quarter
- NEGATIVE IMPACT
Retail Holding Down
Retail Investor have decreased holdings from 9.83% to 9.35% in Sep 2024 quarter
- NEGATIVE IMPACT
Price Dip
In the last 3 years, BAJFINANCE stock has moved down by -1.0%
News
MTAR Technologies, Prataap Snacks, Exide Industries, and More: Top Buzzing Stocks
Shares were trading flat with a positive bias at ₹440.25 apiece on the BSE in noon deals. The stock earlier hit a high of ₹456.80 against the previous close of ₹439.95. The stock rallied as Exide Industries informed exchanges that its wholly owned subsidiary, Exide Energy Solutions, and Hyundai Motor India Limited have entered into definitive agreements on the production and supply of battery cells for HMILs electric vehicles dedicated to the Indian market.20 Dec, 2024 12:21 PMExide Industries Share Price Surges After Unit's EV Deal With Hyundai
Exide Industries Ltd.s share price rose nearly 4% on Friday after Hyundai Motor India Ltd. signed a binding term sheet with its subsidiary, Exide Energy Solutions Ltd. On Nov. 26, Exide Industries announced it was adding an investment of around Rs 100 crore into EESL. With the fresh infusion of funds, the total investment made by the company in its arm now stands at Rs 3,052 crore. The energy solutions business is in the process of setting up a green field plant in Bengaluru to manufacture and sell lithium-ion battery cells, modules and pack business. The fresh investment is aimed at meeting the various funding requirements for this project, Exide Industries said in the exchange filing.20 Dec, 2024 11:36 AMExide Industries Gains 4% on Pact with Hyundai Motor India for EV Batteries
Shares of Exide Industries gained up to 3.83 per cent at Rs 456.80 per share on the BSE in Fridays early morning deals. Exide Industries share price surged after its subsidiary Exide Energy Solutions signed a binding agreement with Hyundai Motor India to supply lithium-ion cells and battery packs for Hyundais EVs in India. We wish to inform you that Exide Industries has executed a binding term sheet (Term Sheet) on 19 December 2024 with Hyundai Motor India Limited, a company belonging to the Hyundai Motor Company group, to enter into definitive agreements pertaining to the production and supply of battery cells for HMJLs electric vehicles dedicated to the Indian market, the company said in an exchange filing on Thursday. The company further stated that the company is expected to generate revenues from the supply of the products at prices to be determined as per the procedure prescribed in the term sheet and thereafter the definitive agreements. Financially, Exide Industries reported a 14.14 per cent year-on-year (Y-o-Y) decline in net profit to Rs 231.28 crore for the second quarter of financial year 2024-25 (Q2FY25), down from Rs 269.4 crore. However, on a quarterly basis, the profit increased by 5 per cent. Revenue rose by 1.8 per cent Y-o-Y to Rs 4,450 crore Q2FY25, compared to Rs 4,371.52 crore a year ago, with a marginal quarter-on-quarter (Q-o-Q) increase of 0.32 per cent. The companys Ebitda margin for the current quarter stood at 11.3 per cent, slightly lower than the 11.8 per cent reported in the same quarter last year. Meanwhile, on the equities side, Exide Industriess stock has underperformed the market, as in the last six months it has surged 12 per cent, while falling 9 per cent in the last one year. In comparison BSE Sensex has risen 2 per cent in the last six months and 10.8 per cent in a year. The company has a total market capitalisation of Rs 37,582.75 crore. Its shares are trading at a price to earnings multiple of 34.12 times and at an earning per share of Rs 12.96.20 Dec, 2024 11:16 AMBajaj Finance Ltd Financials
Index Inclusions
Bajaj Finance Ltd Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 54.7% | 0.00 | |
| Foreign Institutions | 17.73% | ||
| Mutual Funds | 9.5% | 3.77 | |
| Retail Investors | 9.35% | ||
| Others | 8.73% | 2.03 |
Bajaj Finance Ltd Key Indicators
Bajaj Finance Ltd Valuation
Bajaj Finance Ltd in the last 5 years
Lowest (20.34x)
May 26, 2020
Industry (27.03x)
December 19, 2024
Today (27.76x)
December 19, 2024
Highest (106.44x)
September 23, 2021
Bajaj Finance Ltd Earnings and Dividends
Bajaj Finance Ltd Earnings Results
Bajaj Finance Ltd’s net profit jumped 12.64% since last year same period to ₹3,999.73Cr in the Q2 2024-2025. On a quarterly growth basis, Bajaj Finance Ltd has generated 2.24% jump in its net profits since last 3-months.
Read More about Earnings ResultsBajaj Finance Ltd Dividends April,2024
In the quarter ending March 2024, Bajaj Finance Ltd has declared dividend of ₹36 - translating a dividend yield of 0.96%.
Read More about Dividends
Bajaj Finance Ltd Technicals Summary
Bearish
Neutral
Bullish
Bajaj Finance Ltd is currently in a Bearish trading position according to technical analysis indicators.
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Bajaj Finance Ltd (BAJFINANCE) share price today is ₹6866.7
Bajaj Finance Ltd is listed on NSE
Bajaj Finance Ltd is listed on BSE
- Today’s highest price of Bajaj Finance Ltd is ₹6976.9.
- Today’s lowest price of Bajaj Finance Ltd is ₹6855.95.
PE Ratio of Bajaj Finance Ltd is 27.76
PE ratio = Bajaj Finance Ltd Market price per share / Bajaj Finance Ltd Earnings per share
Today’s traded volume of Bajaj Finance Ltd(BAJFINANCE) is 5.83L.
Today’s market capitalisation of Bajaj Finance Ltd(BAJFINANCE) is ₹423904.26Cr.
| Bajaj Finance Ltd(BAJFINANCE | Price |
|---|---|
52 Week High | ₹7830 |
52 Week Low | ₹6187.8 |
Bajaj Finance Ltd(BAJFINANCE) share price is ₹6866.7. It is down -12.30% from its 52 Week High price of ₹7830
Bajaj Finance Ltd(BAJFINANCE) share price is ₹6866.7. It is up 10.97% from its 52 Week Low price of ₹6187.8
| Bajaj Finance Ltd(BAJFINANCE | Returns |
|---|---|
1 Day Returns | 18.45% |
1 Month Returns | 2.44% |
3 Month Returns | -9.83% |
1 Year Returns | -4.38% |