NJ ELSS Tax Saver Scheme Fund Direct Growth

NJ ELSS Tax Saver Scheme Fund Direct Growth

NAV as on 31-03-2025

₹ 13.75

-0.1%

1D

Inception Returns

19.5%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
191 people have invested ₹ 2.9L in NJ ELSS Tax Saver Scheme Fund Direct Growth in the last three months

About NJ ELSS Tax Saver Scheme Fund Direct Growth

NJ ELSS Tax Saver Scheme Fund Direct Growth is an equity fund. This fund was started on 19 June, 2023. The fund is managed by . The fund could potentially beat inflation in the long-run.

Key Parameters

  1. NJ ELSS Tax Saver Scheme Fund Direct Growth has ₹227 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
  2. The fund has an expense ratio 0.5.

Returns

NJ ELSS Tax Saver Scheme Fund Direct Growth has given a CAGR return of 19.53% since inception. Over the last 1 year the fund has given a CAGR return of 2.23%.

Holdings

NJ ELSS Tax Saver Scheme Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Health, Consumer Defensive, Financial Services, Basic Materials, Tech, Industrial, Utilities, Energy, Consumer Cyclical. Its top holdings are Muthoot Finance Ltd, Abbott India Ltd, Persistent Systems Ltd, Coromandel International Ltd, Gillette India Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of NJ ELSS Tax Saver Scheme Fund Direct Growth

The investment objective of the scheme is to generate income and long term capital appreciation from a diversified portfolio of predominantly equity and equity-related instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for NJ ELSS Tax Saver Scheme Fund Direct Growth of 3 Years

NJ ELSS Tax Saver Scheme Fund Direct Growth Overview

Expense ratio0.54%
Benchmark
S&P BSE 200 India TR INR
AUM₹227 Cr
Inception Date19 June, 2023
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock In3 Years
TurnOver
41.79%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (31-Mar-25)

Period
NJ ELSS Tax Saver Scheme Fund Direct Growth
Nifty 500
elss (tax savings)
1M
6.7%
7.3%
6%
3M
-8.3%
-4.6%
-7.6%
6M
-17.2%
-12%
-13.5%
1Y
2.2%
5.4%
6.1%

Fund Distribution

as on (28-Feb-25)

  • Equity 99.5%

  • Debt & Cash 0.5%

Mid cap
58.3%

Small cap
25.5%

Large cap
15.7%

Sector Allocation

Feb'25

Jan'25

Dec'24

Health
28.7%
Consumer Defensive
16.4%
Financial Services
13.5%
Basic Materials
12.1%
Tech
8.3%
Industrial
7.1%
Utilities
6.3%
Energy
4.2%
Consumer Cyclical
3.4%
All changes are between Dec'24 and Feb'25
Dec'24
Fund Returns
1.20%
Nifty 500
-2.02%
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 227.2 Cr
₹ 246.8 Cr
₹ 250.7 Cr
  • AUM of the fund stands at 227.2 Cr as of Feb'25
  • AUM decreased by 19.6 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Abbott India Ltd's allocation increased from 4.11% to 5.28%
Abbott India Ltd's allocation increased from 4.11% to 5.28%
Muthoot Finance Ltd's allocation increased from 5.26% to 5.49%
Muthoot Finance Ltd's allocation increased from 5.26% to 5.49%
Ipca Laboratories Ltd's allocation increased from 4.41% to 4.57%
Ipca Laboratories Ltd's allocation increased from 4.41% to 4.57%
Top Stocks sold last month
Persistent Systems Ltd's allocation decreased from 5.01 % to 4.87 %
Persistent Systems Ltd's allocation decreased from 5.01 % to 4.87 %
Marico Ltd's allocation decreased from 4.4 % to 4.36 %
Marico Ltd's allocation decreased from 4.4 % to 4.36 %
Petronet LNG Ltd's allocation decreased from 4.19 % to 4.14 %
Petronet LNG Ltd's allocation decreased from 4.19 % to 4.14 %
Large Cap allocation has gone up from 15.5% to 15.7%
Large Cap allocation has gone up from 15.5% to 15.7%
Small Cap allocation has gone down from 26.3% to 25.5%
Small Cap allocation has gone down from 26.3% to 25.5%
Mid Cap allocation has gone up from 57.6% to 58.3%
Mid Cap allocation has gone up from 57.6% to 58.3%
Cash allocation has gone down from 0.6% to 0.5%
Cash allocation has gone down from 0.6% to 0.5%

Top 3 Sectors in February were Health, Consumer Defensive & Financial Services

Feb'25
Health
29%
Consumer Defensive
16%
Financial Services
14%
Jan'25
Health
28%
Consumer Defensive
16%
Financial Services
13%
  • Gainers

  • Losers

Fund
Feb'25
Jan'25
Dec'24
No of Holdings
27
27
27
Top 5 Company Concentration
25.2%
24%
24.2%
Company having highest exposure
Muthoot Finance Ltd (5.5%)
Muthoot Finance Ltd (5.3%)
Persistent Systems Ltd (5%)
No of Sectors
9
9
9
Top 5 Sectors Concentration
79%
78.1%
78.3%
Sector having highest exposure
Health (28.7%)
Health (27.7%)
Health (28.7%)
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Fund House
NJ Asset Management Private Limited
Total Schemes
Total AUM
₹6.53K Cr
as on 28-Feb-2025
Address
NJ Asset Management Private Limited,Unit No. 101A, 1st Floor,Hallmark Business Plaza,Bandra East, Mumbai 400051
Phone
02268940000
Website
complianceamc@njgroup.in

NJ ELSS Tax Saver Scheme Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 19.53% since inception which is more than its category average return of 14.5%
Fund Allocations

Fund Allocations

This fund has an allocation of 99.5% in Equity, 0% in Debt and 0.5% in Cash related instruments
AUM size ₹227 Cr

AUM size ₹227 Cr

This fund has AUM of ₹227 Cr which is less than its category average of ₹ 4477 Cr
Expense Ratio 0.54%

Expense Ratio 0.54%

This fund has an expense ratio of 0.54% which is less than its category average expense ratio of 1.4%

More funds from Nj

NJ Flexi Cap Fund Direct Growth

NJ Flexi Cap Fund Direct Growth

1Y CAGR

▼ -3.12

Frequently Asked Questions for NJ ELSS Tax Saver Scheme Fund Direct Growth

The current NAV of NJ ELSS Tax Saver Scheme Fund Direct Growth is ₹13.75 as on 31-Mar-2025.
Existing (Absolute + CAGR) as on 31-Mar-2025.
NJ ELSS Tax Saver Scheme Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
6.67%
6.67%
6 Month Returns
-17.22%
-17.22%
1 Year Returns
2.23%
2.23%
3 Years Returns
0%
0%
5 Years Returns
0%
0%
With INDmoney, the process of investing is very simple and involves zero commission.
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  • Select your bank account and proceed with Payment.
0.54% as on March 2025
₹227 Cr as on March 2025
Muthoot Finance Ltd(5.49%), Abbott India Ltd(5.28%), Persistent Systems Ltd(4.87%), Coromandel International Ltd(4.85%), Gillette India Ltd(4.68%) as on March 2025
Health(28.53%), Consumer Defensive(16.29%), Financial Services(13.43%) as on March 2025
The alpha ratio for the NJ ELSS Tax Saver Scheme Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
NJ ELSS Tax Saver Scheme Fund Direct Growth
-5.94
-
-
As on March 2025
The alpha for NJ ELSS Tax Saver Scheme Fund Direct Growth is calculated against S&P BSE 200 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the NJ ELSS Tax Saver Scheme Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
NJ ELSS Tax Saver Scheme Fund Direct Growth
1.21
-
-
As on March 2025
The Beta for NJ ELSS Tax Saver Scheme Fund Direct Growth is calculated with S&P BSE 200 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the NJ ELSS Tax Saver Scheme Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
NJ ELSS Tax Saver Scheme Fund Direct Growth
-0.66
-
-
As on March 2025
The sharpe ratio for NJ ELSS Tax Saver Scheme Fund Direct Growth is calculated with S&P BSE 200 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the NJ ELSS Tax Saver Scheme Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
NJ ELSS Tax Saver Scheme Fund Direct Growth
18.63
-
-
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
The Exit load of NJ ELSS Tax Saver Scheme Fund Direct Growth is 0%