Muthoot Finance Share Price
(MUTHOOTFIN)
₹2276.25▲0.53%
as on 04:01PM, 20 Feb 2025
🔔 Rating Alert
Muthoot Finance maintains Accumulate rating with a target price of Rs. 2,512, driven by strong growth in gold loans and improved asset quality.
Muthoot Finance Performance
Day's Low
Day's High
₹2,248.45Day's Price Range₹2,304.9552 Week's Low
52 Week's High
₹1,261.952-Week Price Range₹2,334.8
| Returns % | |
| 1 Month Return | + 5.7 % |
| 3 Month Return | + 19.2 % |
| 1 Year Return | + 69.16 % |
| Market Stats | |
| Previous Close | ₹2,264.20 |
| Open | ₹2,264.00 |
| Volume | 8.13L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹90,899.45Cr |
Muthoot Finance Key Statistics
P/E Ratio
18.2
PEG Ratio
0.88
Market Cap
₹90,899.45 Cr
P/B Ratio
2.44
EPS
111.28
Dividend Yield
1.62
Sector
Finance
ROE
17.86
Muthoot Finance Mutual Fund Holdings
Muthoot Finance Analyst Rating
based on 20 analysts
75.00%
Buy
25.00%
Hold
0.00%
Sell
Based on 20 analysts offering long term price targets for Muthoot Finance. An average target of ₹2441.4
Source: S&P Global Market Intelligence
Muthoot Finance Share analysis
Muthoot Finance price forecast by 20 analysts
Upside of7.83%
High
₹2800
Target
₹2441.40
Low
₹1956
Muthoot Finance target price ₹2441.4, a slight upside of 7.83% compared to current price of ₹2276.25. According to 20 analysts rating.
Excluding Excise Duty and Other Income, represents Net Revenue
Muthoot Finance revenue growth forecast
Expected growth rate Q1, FY2027:
Forecast
Actual
Including amortisation and stock based compensations
Muthoot Finance EPS growth forecast
EPS estimate Q1, FY2027:74.90%
Forecast
Actual
Source: S&P Global Market Intelligence
What's happening today
Today's Timeline - Invalid Date
06:00 AM
-Fino collaborates with Muthoot Finance for its gold loan business.
10:06 AM
-Muthoot Finance MD highlights sharp growth in gold loans amid lenders avoiding unsecured loans.
12:34 PM
-Geojit Financial Services maintains Accumulate rating for Muthoot Finance with a target price of Rs 2,512.
Key events for Muthoot Finance Ltd
Muthoot Finance Sees Growth in Gold Loans - 20 Feb, 2025
Muthoot Finance is experiencing significant growth in its gold loan portfolio, driven by lenders' aversion to unsecured loans. Geojit maintains an Accumulate rating with a target price of Rs 2,512, reflecting a positive outlook for the company.Muthoot Finance Reports Strong Q4 Results - 19 Feb, 2025
Muthoot Finance's standalone net sales for December 2024 reached Rs 4,423.46 crore, up 39.64% YoY. Net profit rose 32.69% to Rs 1,363.09 crore, with EBITDA increasing 34.8%. EPS improved to Rs 33.96. The stock has delivered 21.96% returns over the last 6 months and 65.65% over the last year.Muthoot Finance Reports Strong Growth in Q4 - 17 Feb, 2025
Muthoot Finance's standalone gold loans rose 34% y-o-y, with net interest income increasing 42.8% in the December 2024 quarter. The board approved raising Rs 21,063.5 crore via debentures.Muthoot Finance Reports Strong Q3 Performance Amid Gold Loan Demand - 14 Feb, 2025
Muthoot Finance's Q3FY25 results show a 33% rise in net profit, driven by strong gold loan demand. Despite a recent share price drop, the company benefits from record gold tonnage and rising prices. The MD indicates gold loan rates may not decrease despite RBI's repo rate cut.Muthoot Finance Reports Strong Q3 Growth and Upgrades - 13 Feb, 2025
Muthoot Finance reported a significant rise in net profit and AUM for Q3FY25, leading to share price increases and broker upgrades to Buy. The company benefits from rising gold prices and stable margins.Muthoot Finance Reports Strong Q3 Earnings Growth - 12 Feb, 2025
Muthoot Finance's Q3 FY25 results show a 32.7% YoY net profit increase to ₹1,363 crore, surpassing expectations. CLSA upgrades the stock rating, anticipating further growth.CLSA Upgrades Muthoot Finance Amid Strong Growth - 11 Feb, 2025
CLSA has upgraded Muthoot Finance to Outperform from Hold, raising the target price to ₹2,400. The gold loan segment shows robust growth, benefiting Muthoot Finance significantly.Muthoot FinCorp Launches ₹400 Crore NCD Subscription - 06 Feb, 2025
Muthoot FinCorp has opened subscriptions for its fourth tranche of secured NCDs, aiming to raise ₹400 crore with interest rates up to 10.11%. The issue is open from February 4-17, 2025, and will be used primarily for lending and repaying existing borrowings.Muthoot Finance Reaches New High on Strong Earnings Outlook - 05 Feb, 2025
Muthoot Finance shares hit a new high of Rs 2,308.75, driven by strong earnings expectations and revised growth guidance for gold loans from 15% to 25%. The company reported significant growth in loan assets and profitability, positioning itself well amid reduced competition in the gold loan market.Muthoot Finance Enhances Security for Maha Kumbh 2025 - 04 Feb, 2025
Muthoot Finance has expanded its Vishwaas Ki Tijori initiative for Maha Kumbh 2025, increasing locker availability to over 600 with enhanced security features, including 24x7 CCTV surveillance, ensuring the safety of devotees' valuables.
Insights on Muthoot Finance Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTPrice Rise
In the last 1 month, MUTHOOTFIN stock has moved up by 5.7%
- POSITIVE IMPACT
Revenue Rich
Revenue is up for the last 11 quarters, 2.80K Cr → 5.22K Cr (in ₹), with an average increase of 6.0% per quarter
- POSITIVE IMPACT
Profit Spike
Netprofit is up for the last 11 quarters, 819.22 Cr → 1.38K Cr (in ₹), with an average increase of 5.1% per quarter
- POSITIVE IMPACT
FII Holding Up
Foreign Institutions have increased holdings from 9.84% to 10.26% in Dec 2024 quarter
- POSITIVE IMPACT
Best in 1 Year
In the last 1 year, MUTHOOTFIN has outperformed top 5 stocks with highest market-cap in Consumer Lending
NO EFFECTAgainst Peers
In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 104.0% return, outperforming this stock by 32.7%
- NO EFFECT
Promoter Holding Unchanged
Promoters holdings remained unchanged at 73.35% of holdings in Dec 2024 quarter
NEGATIVE IMPACTRetail Holding Down
Retail Investor have decreased holdings from 3.50% to 3.40% in Dec 2024 quarter
- NEGATIVE IMPACT
MF Holding Down
Mutual Funds have decreased holdings from 12.32% to 11.33% in Dec 2024 quarter
News
Accumulate Muthoot Finance; target of Rs 2512: Geojit Financial Services
Muthoot Finance, Indias largest NBFC in gold loans by loan portfolio, operates over 6,759 branches nationwide. Besides gold loans, it offers various loans, insurance, money transfer services, and gold coin sales through its subsidiaries. The consolidated loan AUM, grew by 34%YoY to Rs. 1,11,308 cr in Q2FY25, primarily driven by the growth in standalone gold business. The gold loan portfolio increased to Rs. 92,964 cr, registering a 34% YoY growth. This was supported by accelerated demand for gold loans, especially during the festive season, and a slowdown in unsecured lending. The expansion of branch network and the increasing adoption of our digital platform further strengthened customer engagement. Asset quality in the gold book improved marginally, with the Gross loan asset stage 3 ratio standing at 4.2% in Q3FY25, down from 4.3% in Q2FY25. Auctions during the quarter were Rs. 600mn vs Rs. 2500mn Q2FY25. The gold loan business reported a current yield of 18.62%, earning Rs. 4,369 cr as interest income. Net Interest Income (NII) stood at Rs. 2,721 cr, showing a 43% YoY growth in Q3FY25. Considering the favourable outlook for gold, we value the consolidated entity at 2.4 times FY26E BVPS. We maintain our Accumulate rating with a rolledforward target price of Rs. 2,512 based on the SOTP valuation method.20 Feb, 2025 12:34 PMMuthoot Finance MD Discusses Growth in Gold Loans Amid Unsecured Loan Caution
The sharp growth in lenders gold loan portfolio does not reflect stress on borrowers part, but lenders are shying away from growing their risky unsecured loan segments, leading to more appetite for gold loans, Muthoot Finance MD George Alexander Muthoot tells businessline in an interaction. In the 9MFY25 period, we have grown our assets under management (AUM) by around 30 per cent. We had given a guidance of 15 per cent growth towards the start of this fiscal, and revised it to 20 per cent after six months. We are seeing similar growth pattern this quarter as well. Our policy is if there is a small change in our borrowing cost, we absorb it. But if globally interest rates are rising and we are not able to absorb higher rate, we pass it on to customers. We try to maintain our net interest margin at around 10 per cent. We have already raised around $400 million. We have permission to raise $1.25 billion via ECBs from the RBI.20 Feb, 2025 10:06 AMFino Payments Bank Focuses on Strengthening Credit Disbursement Business
Fino is working with Muthoot Finance for its gold loan business.20 Feb, 2025 06:00 AMMuthoot Finance Financials
Index Inclusions
Muthoot Finance Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 73.35% | 0.00 | |
| Foreign Institutions | 10.26% | 4.27 | |
| Mutual Funds | 11.33% | ||
| Retail Investors | 3.4% | ||
| Others | 1.66% | 68.49 |
Muthoot Finance Key Indicators
Muthoot Finance Valuation
Muthoot Finance in the last 5 years
Lowest (7.14x)
March 23, 2020
Today (18.20x)
February 19, 2025
Industry (24.52x)
February 19, 2025
Highest (18.63x)
February 13, 2025
Muthoot Finance Earnings and Dividends
Muthoot Finance Ltd Earnings Results
Muthoot Finance Ltd’s net profit jumped 25.89% since last year same period to ₹1,389.18Cr in the Q3 2024-2025. On a quarterly growth basis, Muthoot Finance Ltd has generated 9.25% jump in its net profits since last 3-months.
Read More about Earnings ResultsMuthoot Finance Ltd Dividends May,2024
In the quarter ending March 2024, Muthoot Finance Ltd has declared dividend of ₹24 - translating a dividend yield of 1.06%.
Read More about Dividends
Muthoot Finance Technicals Summary
Bearish
Neutral
Bullish
Muthoot Finance Ltd is currently in a Bullish trading position according to technical analysis indicators.
Muthoot Finance Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| BUY | ₹90,899.45 Cr | 29.62% | 0.85 | ₹4,467 Cr | ₹15,061 Cr | |
| BUY | ₹5,23,143.49 Cr | 14.58% | 0.88 | ₹14,451 Cr | ₹54,971 Cr | |
| HOLD | ₹47,487.10 Cr | -10.46% | 0.51 | -₹1,423 Cr | ₹9,977 Cr | |
| BUY | ₹2,99,430.03 Cr | 18.63% | 0.50 | ₹15,595 Cr | ₹1,10,382 Cr | |
| BUY | ₹1,15,655.30 Cr | 62.86% | 0.94 | ₹3,410 Cr | ₹19,163 Cr |
About Muthoot Finance
Muthoot Finance Ltd is one of the largest gold loan companies in India, with a network of over 4,400 branches. It is also one of the leading non-banking financial companies (NBFCs) in the country. The company provides gold loans to individuals and businesses, secured against gold jewellery. It also offers a variety of other loan products, such as personal loans, business loans, housing finance, vehicle finance, and more.
The company also offers a range of other services, including money transfer, foreign exchange, insurance, and wealth management services. It has a number of popular brands, such as Muthoot Fincorp, Muthoot Money, and Muthoot Capital Services.
Share Price: ₹2276.25 per share as on 20 Feb, 2025 04:01 PM
Market Capitalisation: ₹90,899.45Cr as of today
Revenue: ₹5,221.69Cr as on December 2024 (Q4 24)
Net Profit: ₹1,391.55Cr as on December 2024 (Q4 24)
Listing date: 06 May, 2011
Chairperson Name: George Jacob Muthoot
| Organisation | Muthoot Finance |
| Headquarters | Kochi |
| Industry | Finance |
| E-voting on shares | Click here to vote |
FAQs on Muthoot Finance Ltd
What is Muthoot Finance Ltd price today?
Muthoot Finance Ltd share price today stands at ₹2276.25, Open: ₹2264, Previous Close: ₹2264.2, High: ₹2304.95, Low: ₹2248.45, 52 Week High: ₹2334.8, 52 Week Low: ₹1261.9.
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Is Muthoot Finance Ltd listed on NSE?
Muthoot Finance Ltd is listed on NSE
Is Muthoot Finance Ltd listed on BSE?
Muthoot Finance Ltd is listed on BSE
What are today's High and Low prices of Muthoot Finance Ltd?
- Today's highest price of Muthoot Finance Ltd is ₹2304.95.
- Today's lowest price of Muthoot Finance Ltd is ₹2248.45.
What are today's traded volumes of Muthoot Finance Ltd?
Today's traded volume of Muthoot Finance Ltd(MUTHOOTFIN) is 8.13L.
What is today's market capitalisation of Muthoot Finance Ltd?
Today's market capitalisation of Muthoot Finance Ltd(MUTHOOTFIN) is ₹90899.45Cr.
What is the 52 Week High and Low Range of Muthoot Finance Ltd?
How much percentage Muthoot Finance Ltd is down from its 52 Week High?
Muthoot Finance Ltd (MUTHOOTFIN) share price is ₹2276.25. It is down -2.51% from its 52 Week High price of ₹2334.8
How much percentage Muthoot Finance Ltd is up from its 52 Week low?
Muthoot Finance Ltd (MUTHOOTFIN) share price is ₹2276.25. It is up 80.38% from its 52 Week Low price of ₹1261.9
What are the historical returns of Muthoot Finance Ltd?
What is the PE ratio of Muthoot Finance Ltd today?
PE Ratio of Muthoot Finance Ltd is 18.2
PE ratio = Muthoot Finance Ltd Market price per share / Muthoot Finance Ltd Earnings per share