PGIM India Equity Savings Fund Direct Growth

PGIM India Equity Savings Fund Direct Growth

NAV as on 24-04-2025

₹ 54.84

Inception Returns

9%

/yr

Historical NAV & Returns

Absolute

About PGIM India Equity Savings Fund Direct Growth

PGIM India Equity Savings Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Anandha Padmanabhan Anjeneyan, Vinay Paharia, Puneet Pal. This fund gives you the benefit of diversification.

Key Parameters

  1. PGIM India Equity Savings Fund Direct Growth has ₹71 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
  2. The fund has an expense ratio 0.5.

Returns

PGIM India Equity Savings Fund Direct Growth has given a CAGR return of 9.05% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.09%, 7.56% and 10.84% respectively.

Holdings

PGIM India Equity Savings Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Basic Materials, Government, Energy, Industrial, Consumer Cyclical, Tech, Communication, Health, Consumer Defensive, Corporate.

Taxation

As it is a equity savings mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of PGIM India Equity Savings Fund Direct Growth

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. PGIM India Equity Savings Fund Direct Growth has no lock in period.

PGIM India Equity Savings Fund Direct Growth Overview

Expense ratio0.54%
Benchmark
NIFTY Equity Savings TR INR
AUM₹71 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹1000
Exit Load0%
Lock InNo Lock-in
TurnOver
48.16%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Low to Moderate Risk

Trailing Returns

as on (24-Apr-25)

Period
PGIM India Equity Savings Fund Direct Growth
Equity Savings Index
1M
1.7%
1.6%
3M
2.6%
1.3%
6M
3.3%
1%
1Y
8.1%
7.5%
3Y
7.6%
9.2%
5Y
10.8%
12%

Fund Distribution

as on (31-Mar-25)

  • Equity 16.2%

  • Debt & Cash 83.8%

Large cap
63.2%

Mid cap
6.1%

Small cap
0.4%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Sep'24

Financial Services
34%
Basic Materials
25.3%
Energy
13.4%
Industrial
10.5%
Consumer Cyclical
7.8%
Tech
3.1%
Communication
2.4%
Health
1.9%
Consumer Defensive
1.6%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 70.5 Cr
₹ 68.4 Cr
₹ 70 Cr
  • AUM of the fund stands at 70.5 Cr as of Mar'25
  • AUM increased by 2.1 Cr between Mar'25 and Feb'25
Top Stocks bought last month
J.B. Chemicals & Pharmaceuticals Ltd's allocation increased from 0.25% to 0.47%
J.B. Chemicals & Pharmaceuticals Ltd's allocation increased from 0.25% to 0.47%
Tata Steel Ltd's allocation increased from 5.26% to 5.36%
Tata Steel Ltd's allocation increased from 5.26% to 5.36%

Top 3 Sectors in March were Financial Services, Basic Materials & Government

Mar'25
Financial Services
34%
Basic Materials
25%
Government
23%
Feb'25
Financial Services
34%
Basic Materials
24%
Government
23%
  • Equity

  • Debt & Cash

Holdings
Weight%
1M Change
HDFC Bank Ltd
HDFC Bank Ltd
9.56%
0%
Reliance Industries Ltd
Reliance Industries Ltd
9.36%
0%
Bajaj Finance Ltd
Bajaj Finance Ltd
8.78%
0%
Ambuja Cements Ltd
Ambuja Cements Ltd
7.56%
0%
Tata Steel Ltd
Tata Steel Ltd
6.13%
0%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
PGIM India Equity Savings Fund Direct Growth
PGIM India Equity Savings Fund Direct Growth
8.09%
7.56%
10.84%
9.05%
DSP Equity Savings Fund Direct Plan Growth
DSP Equity Savings Fund Direct Plan Growth
12.95%
11.31%
14.28%
10.23%
Sundaram Equity Savings - Direct Plan - Growth Option
Sundaram Equity Savings - Direct Plan - Growth Option
10.79%
12.81%
16.58%
10.15%
Kotak Equity Savings Fund Direct Growth
Kotak Equity Savings Fund Direct Growth
9.49%
12.21%
14%
10.26%
Fund
Mar'25
Feb'25
Jan'25
No of Holdings
60
58
58
Top 5 Company Concentration
41.4%
39.4%
40.5%
Company having highest exposure
HDFC Bank Ltd (9.6%)
HDFC Bank Ltd (9.3%)
Bajaj Finance Ltd (9.5%)
No of Sectors
11
10
10
Top 5 Sectors Concentration
105.9%
105.2%
104.4%
Sector having highest exposure
Financial Services (34%)
Financial Services (34.3%)
Financial Services (33.8%)
Loading...
We are taking more time than usual
Anandha Padmanabhan Anjeneyan
Anandha Padmanabhan Anjeneyan
Fund Manager of PGIM India Equity Savings Fund Direct Growth, since 12 May 2022
Vinay Paharia
Vinay Paharia
Fund Manager of PGIM India Equity Savings Fund Direct Growth, since 1 April 2023
Top funds managed
Puneet Pal
Puneet Pal
Fund Manager of PGIM India Equity Savings Fund Direct Growth, since 1 December 2021
Top funds managed
Fund House
PGIM India Asset Management Private Limited
Total Schemes
Total AUM
₹23.11K Cr
as on 31-Mar-2025
Address
PGIM India Asset Management Private Limited,Nirlon House, 2nd Floor,,Dr. Annie Besant Road,,Worli,
Phone
+912271584300
Website
mailmanager@karvy.com

Mutual Fund Insights

Insights icon
This fund has one of the lowest expense ratio in the category (equity savings). Its expense ratio is 0.54% which is lower than the category average expense ratio of 1.06%.
Insights icon
In the last 3 years, Sundaram Equity Savings - Direct Plan - Growth Option has given 12.81% return, outperforming this fund by 5.24% per annum.
Insights icon
In the last 5 years, Sundaram Equity Savings - Direct Plan - Growth Option has given 16.58% return, outperforming this fund by 5.74% per annum.
Insights icon
Over the last 6 months, this fund has experienced a 21.8% drop in AUM moving from 90.25 Cr to 70.53 Cr.
Insights icon
In the last 1 year, DSP Equity Savings Fund Direct Plan Growth has given 12.95% return, outperforming this fund by 4.85%.

PGIM India Equity Savings Fund Direct Growth Highlights

Risk meter
pointer

Low to Moderate Risk

Investors understand that their principal will be at Low to Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 9.05% since inception which is more than its category average return of 8.18%
Fund Allocations

Fund Allocations

This fund has an allocation of 16.25% in Equity, 19.06% in Debt and 64.69% in Cash related instruments
AUM size ₹71 Cr

AUM size ₹71 Cr

This fund has AUM of ₹71 Cr which is less than its category average of ₹ 1647 Cr
Expense Ratio 0.54%

Expense Ratio 0.54%

This fund has an expense ratio of 0.54% which is less than its category average expense ratio of 1.15%

Frequently Asked Questions for PGIM India Equity Savings Fund Direct Growth

The current NAV of PGIM India Equity Savings Fund Direct Growth is ₹54.84 as on 24-Apr-2025.
Existing (Absolute + CAGR) as on 24-Apr-2025.
PGIM India Equity Savings Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.66%
1.66%
6 Month Returns
3.32%
3.32%
1 Year Returns
8.09%
8.09%
3 Years Returns
24.45%
7.56%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.54% as on March 2025
₹71 Cr as on March 2025
HDFC Bank Ltd(9.56%), Reliance Industries Ltd(9.36%), Bajaj Finance Ltd(8.78%), Ambuja Cements Ltd(7.56%), 7.1% Govt Stock 2034(7.32%) as on March 2025
Cash Equivalent(64.03%), Government(19.06%), Financial Services(5.52%) as on March 2025
AAA
100
Anandha Padmanabhan Anjeneyan, Vinay Paharia, Puneet Pal are the fund managers of PGIM India Equity Savings Fund Direct Growth
The Exit load of PGIM India Equity Savings Fund Direct Growth is 0%