PGIM India Flexi Cap Fund Direct Growth

PGIM India Flexi Cap Fund Direct Growth

NAV as on 21-04-2025

₹ 39.95

1%

1D

Inception Returns

14.6%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
5130 people have invested ₹ 2.8Cr in PGIM India Flexi Cap Fund Direct Growth in the last three months

About PGIM India Flexi Cap Fund Direct Growth

PGIM India Flexi Cap Fund Direct Growth is an equity fund. This fund was started on 4 March, 2015. The fund is managed by Vinay Paharia, A. Anandha Padmanabhan, Puneet Pal. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. PGIM India Flexi Cap Fund Direct Growth has ₹5967 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
  2. The fund has an expense ratio 0.4.

Returns

PGIM India Flexi Cap Fund Direct Growth has given a CAGR return of 14.65% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.76%, 11.79% and 26.92% respectively.

Holdings

PGIM India Flexi Cap Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Health, Tech, Government, Consumer Defensive, Energy, Basic Materials, Communication, Utilities, Real Estate. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Reliance Industries Ltd, Tata Consultancy Services Ltd, Varun Beverages Ltd

Taxation

As it is a flexi cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of PGIM India Flexi Cap Fund Direct Growth

To generate income & capital appreciation by predominantly investing in an actively managed diversified portfolio of equity & equity related instruments including derivatives.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. PGIM India Flexi Cap Fund Direct Growth has no lock in period.

PGIM India Flexi Cap Fund Direct Growth Overview

Expense ratio0.43%
Benchmark
Nifty 500 TR INR
AUM₹5967 Cr
Inception Date4 March, 2015
Min Lumpsum/SIP₹5000/₹1000
Exit Load
0.5%
Lock InNo Lock-in
TurnOver
81.19%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

INDmoney Rank for PGIM India Flexi Cap Fund Direct Growth

Powered by IND quant engine
8
/21
47% Performance
36% Risk Management
98% Cost
8 out of 21 among flexi cap
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Beats FD returns for both 3Y & 5Y
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3Y returns in the bottom 25% of the category

Trailing Returns

as on (21-Apr-25)

Period
PGIM India Flexi Cap Fund Direct Growth
Nifty 500
flexi cap
1M
3.1%
3.4%
2.8%
3M
3.5%
2.7%
0.4%
6M
-3.5%
-5.4%
-7.3%
1Y
10.8%
7.9%
8.6%
3Y
11.8%
13.5%
14.8%
5Y
26.9%
24.4%
23.9%

Fund Distribution

as on (31-Mar-25)

  • Equity 97.3%

  • Debt & Cash 2.7%

Large cap
62%

Mid cap
24.9%

Small cap
9.9%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Financial Services
28.2%
Industrial
13.6%
Consumer Cyclical
12.4%
Health
11.9%
Tech
10.9%
Consumer Defensive
5.6%
Energy
5.4%
Basic Materials
5.3%
Communication
4.5%
Utilities
1.6%
Real Estate
0.5%
All changes are between Jan'25 and Mar'25
Mar'25
Feb'25
Jan'25
Fund Returns
7.27%
-7.42%
-4.22%
Nifty 500
7.25%
-7.88%
-4.01%
  • This fund’s returns stands at 7.27% whereas the fund’s underlying benchmark Nifty 500 returns stands at 7.25% as on Mar'25
  • This fund outperformed Nifty 500 by 0.02% in Mar'25
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 6K Cr
₹ 5.6K Cr
₹ 6.1K Cr
  • AUM of the fund stands at 6K Cr as of Mar'25
  • AUM increased by 371.4 Cr between Mar'25 and Feb'25
Top Stocks bought last month
Persistent Systems Ltd's allocation increased from 1.45% to 2.54%
Persistent Systems Ltd's allocation increased from 1.45% to 2.54%
ICICI Bank Ltd's allocation increased from 8.12% to 8.53%
ICICI Bank Ltd's allocation increased from 8.12% to 8.53%
Solar Industries India Ltd's allocation increased from 1.39% to 1.69%
Solar Industries India Ltd's allocation increased from 1.39% to 1.69%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 8.91 % to 8.82 %
HDFC Bank Ltd's allocation decreased from 8.91 % to 8.82 %
Reliance Industries Ltd's allocation decreased from 5.28 % to 5.26 %
Reliance Industries Ltd's allocation decreased from 5.28 % to 5.26 %
Tata Consultancy Services Ltd's allocation decreased from 4.4 % to 4.27 %
Tata Consultancy Services Ltd's allocation decreased from 4.4 % to 4.27 %
Large Cap allocation has gone up from 61.9% to 62%
Large Cap allocation has gone up from 61.9% to 62%
Small Cap allocation has gone down from 10.2% to 9.9%
Small Cap allocation has gone down from 10.2% to 9.9%
Mid Cap allocation has gone up from 24.7% to 24.9%
Mid Cap allocation has gone up from 24.7% to 24.9%
Cash allocation has gone up from 1.6% to 2.5%
Cash allocation has gone up from 1.6% to 2.5%
Debt allocation has gone down from 0.2% to 0.2%
Debt allocation has gone down from 0.2% to 0.2%

Top 3 Sectors in March were Financial Services, Industrial & Consumer Cyclical

Mar'25
Financial Services
28%
Industrial
14%
Consumer Cyclical
12%
Feb'25
Financial Services
28%
Industrial
13%
Consumer Cyclical
13%
  • Equity

  • Debt & Cash

Holdings
Weight%
1M Change
HDFC Bank Ltd
HDFC Bank Ltd
8.82%
0%
ICICI Bank Ltd
ICICI Bank Ltd
8.53%
0%
Reliance Industries Ltd
Reliance Industries Ltd
5.26%
0%
Tata Consultancy Services Ltd
Tata Consultancy Services Ltd
4.27%
0%
Varun Beverages Ltd
Varun Beverages Ltd
3.19%
0%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
PGIM India Flexi Cap Fund Direct Growth
PGIM India Flexi Cap Fund Direct Growth
10.76%
11.79%
26.92%
14.65%
HDFC Flexi Cap Fund -Direct Plan - Growth Option
HDFC Flexi Cap Fund -Direct Plan - Growth Option
19.56%
22.94%
32.18%
17.19%
UTI Flexi Cap Fund - Growth Option - Direct
UTI Flexi Cap Fund - Growth Option - Direct
15.6%
9.33%
21.58%
14.48%
Parag Parikh Flexi Cap Direct Growth
Parag Parikh Flexi Cap Direct Growth
13.45%
18.06%
28.61%
19.82%
  • Gainers

  • Losers

Top Growth Drivers
1M Return
HDFC Bank Ltd
HDFC Bank Ltd
7.7%
ICICI Bank Ltd
ICICI Bank Ltd
4.7%
Varun Beverages Ltd
Varun Beverages Ltd
3.5%
Fund
Mar'25
Feb'25
Jan'25
No of Holdings
62
63
62
Top 5 Company Concentration
30.1%
30%
29.3%
Company having highest exposure
HDFC Bank Ltd (8.8%)
HDFC Bank Ltd (8.9%)
HDFC Bank Ltd (8.1%)
No of Sectors
12
12
12
Top 5 Sectors Concentration
77%
77.7%
77.7%
Sector having highest exposure
Financial Services (28.2%)
Financial Services (28%)
Financial Services (26.9%)
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Vinay Paharia
Vinay Paharia
Fund Manager of PGIM India Flexi Cap Fund Direct Growth, since 1 April 2023
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
PGIM India Midcap Opportunities Fund Direct Growth
12.83%
17.86%
PGIM India ELSS Tax Saver Fund Dir Gr
12.61%
14.56%
PGIM India Flexi Cap Fund Direct Growth
10.84%
13.97%
A. Anandha Padmanabhan
A. Anandha Padmanabhan
Fund Manager of PGIM India Flexi Cap Fund Direct Growth, since 1 June 2021
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
PGIM India Flexi Cap Fund Direct Growth
10.84%
13.97%
Puneet Pal
Puneet Pal
Fund Manager of PGIM India Flexi Cap Fund Direct Growth, since 1 April 2023
Top funds managed
Fund House
PGIM India Asset Management Private Limited
Total Schemes
Total AUM
₹23.11K Cr
as on 31-Mar-2025
Address
PGIM India Asset Management Private Limited,Nirlon House, 2nd Floor,,Dr. Annie Besant Road,,Worli,
Phone
+912271584300
Website
mailmanager@karvy.com

Mutual Fund Insights

Insights icon
Over the last 15 months, this fund has increased expense ratio by 10.3% moving from 0.39 to 0.43.
Insights icon
This fund has one of the lowest expense ratio in the category (flexi cap). Its expense ratio is 0.43% which is lower than the category average expense ratio of 1.17%.
Insights icon
Over the last 6 months, this fund has experienced a 11.0% drop in AUM moving from 6.70K Cr to 5.96K Cr.
Insights icon
In the last 1 year, HDFC Flexi Cap Fund -Direct Plan - Growth Option has given 19.56% return, outperforming this fund by 8.8%.
Insights icon
In the last 5 years, Quant Flexi Cap Fund Growth Option Direct Plan has given 36.58% return, outperforming this fund by 9.66% per annum.
Insights icon
In the last 3 years, JM Flexicap Fund (Direct) Growth Option has given 24.34% return, outperforming this fund by 12.56% per annum.

PGIM India Flexi Cap Fund Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 14.65% since inception which is less than its category average return of 15.92%
Fund Allocations

Fund Allocations

This fund has an allocation of 97.3% in Equity, 0.18% in Debt and 2.52% in Cash related instruments
AUM size ₹5967 Cr

AUM size ₹5967 Cr

This fund has AUM of ₹5967 Cr which is less than its category average of ₹ 9134 Cr
Expense Ratio 0.43%

Expense Ratio 0.43%

This fund has an expense ratio of 0.43% which is less than its category average expense ratio of 1.33%
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Frequently Asked Questions for PGIM India Flexi Cap Fund Direct Growth

The current NAV of PGIM India Flexi Cap Fund Direct Growth is ₹39.95 as on 21-Apr-2025.
Existing (Absolute + CAGR) as on 21-Apr-2025.
PGIM India Flexi Cap Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
3.12%
3.12%
6 Month Returns
-3.5%
-3.5%
1 Year Returns
10.76%
10.76%
3 Years Returns
39.69%
11.79%
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0.43% as on March 2025
₹5967 Cr as on March 2025
HDFC Bank Ltd(8.82%), ICICI Bank Ltd(8.53%), Reliance Industries Ltd(5.26%), Tata Consultancy Services Ltd(4.27%), Varun Beverages Ltd(3.19%) as on March 2025
Financial Services(27.45%), Industrial(13.23%), Consumer Cyclical(12.1%) as on March 2025
The alpha ratio for the PGIM India Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
PGIM India Flexi Cap Fund Direct Growth
1.75
-2.28
2.23
As on March 2025
The alpha for PGIM India Flexi Cap Fund Direct Growth is calculated against Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the PGIM India Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
PGIM India Flexi Cap Fund Direct Growth
1
0.9
0.97
As on March 2025
The Beta for PGIM India Flexi Cap Fund Direct Growth is calculated with Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the PGIM India Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
PGIM India Flexi Cap Fund Direct Growth
0.14
0.33
1.28
As on March 2025
The sharpe ratio for PGIM India Flexi Cap Fund Direct Growth is calculated with Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the PGIM India Flexi Cap Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
PGIM India Flexi Cap Fund Direct Growth
17.07
14.09
16.36
As on March 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.52 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Vinay Paharia, A. Anandha Padmanabhan, Puneet Pal are the fund managers of PGIM India Flexi Cap Fund Direct Growth
The Exit load of PGIM India Flexi Cap Fund Direct Growth is 0.5%