SBI Conservative Hybrid Fund Direct Growth

SBI Conservative Hybrid Fund Direct Growth

NAV as on 24-04-2025

₹ 77.75

0.2%

1D

Inception Returns

10.1%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
654 people have invested ₹ 60.2L in SBI Conservative Hybrid Fund Direct Growth in the last three months

About SBI Conservative Hybrid Fund Direct Growth

SBI Conservative Hybrid Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Mansi Sajeja, Saurabh Pant. This fund gives you the benefit of diversification.

Key Parameters

  1. SBI Conservative Hybrid Fund Direct Growth has ₹9666 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
  2. The fund has an expense ratio 1.1.

Returns

SBI Conservative Hybrid Fund Direct Growth has given a CAGR return of 10.13% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.02%, 10.52% and 13.05% respectively.

Holdings

SBI Conservative Hybrid Fund Direct Growth has allocated its funds majorly in Corporate, Financial Services, Government, Industrial, Consumer Cyclical, Energy, Tech, Basic Materials, Consumer Defensive, Cash Equivalent, Health.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of SBI Conservative Hybrid Fund Direct Growth

To provide the investors an opportunity to invest primarily in Debt and Money market instruments and secondarily in equity and equity related instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI Conservative Hybrid Fund Direct Growth has no lock in period.

SBI Conservative Hybrid Fund Direct Growth Overview

Expense ratio1.05%
Benchmark
Nifty 50 Hybrid Composite Debt 15:85
AUM₹9666 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
156.96%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
High Risk

INDmoney Rank for SBI Conservative Hybrid Fund Direct Growth

Powered by IND quant engine
5
/10
65% Performance
72% Risk Management
5% Cost
5 out of 10 among conservative allocation

Trailing Returns

as on (24-Apr-25)

Period
SBI Conservative Hybrid Fund Direct Growth
Conservative Allocation Index
1M
2.4%
2%
3M
3.2%
2.7%
6M
2.6%
2.5%
1Y
10%
9.2%
3Y
10.5%
9%
5Y
13%
10.5%

Fund Distribution

as on (31-Mar-25)

  • Equity 23.9%

  • Debt & Cash 75.8%

Large cap
11.1%

Small cap
9%

Mid cap
3%

Sector Allocation

Mar'25

Feb'25

Jan'25

Dec'24

Nov'24

Oct'24

Financial Services
31.9%
Industrial
17%
Consumer Cyclical
11.8%
Energy
10.4%
Tech
9.3%
Consumer Defensive
8.3%
Basic Materials
8.2%
Health
3.2%
All changes are between Oct'69 and Dec'69
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 9.7K Cr
₹ 9.6K Cr
₹ 9.8K Cr
  • AUM of the fund stands at 9.7K Cr as of Mar'25
  • AUM increased by 113.2 Cr between Mar'25 and Feb'25
Top Stocks bought last month
LIC Housing Finance Limited's allocation increased from 0.74% to 1.31%
LIC Housing Finance Limited's allocation increased from 0.74% to 1.31%
Cube Highways Trust's allocation increased from 0.73% to 1.13%
Cube Highways Trust's allocation increased from 0.73% to 1.13%
Muthoot Finance Limited's allocation increased from 0.39% to 0.77%
Muthoot Finance Limited's allocation increased from 0.39% to 0.77%
Top Stocks sold last month
Bajaj Finance Limited's allocation decreased from 5.26 % to 2.54 %
Bajaj Finance Limited's allocation decreased from 5.26 % to 2.54 %
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 1.77 %
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 1.77 %
State Bank of India's allocation decreased from 5.26 % to 1.4 %
State Bank of India's allocation decreased from 5.26 % to 1.4 %

Top 3 Sectors in March were Corporate, Financial Services & Government

Mar'25
Corporate
72%
Financial Services
32%
Government
21%
Feb'25
Corporate
69%
Financial Services
35%
Government
23%
  • Equity

  • Debt & Cash

Holdings
Weight%
1M Change
Reliance Industries Ltd
Reliance Industries Ltd
2.43%
37.2%
ICICI Bank Ltd
ICICI Bank Ltd
1.69%
0%
Bajaj Finance Ltd
Bajaj Finance Ltd
1.39%
0%
Axis Bank Ltd
Axis Bank Ltd
1.17%
0%
Infosys Ltd
Infosys Ltd
1.1%
0%
  • Returns %

  • Fund Ratios

  • Overview

Funds
1Y Returns
3Y Returns
5Y Returns
Since Inception
SBI Conservative Hybrid Fund Direct Growth
SBI Conservative Hybrid Fund Direct Growth
10.02%
10.52%
13.05%
10.13%
UTI Conservative Hybrid Fund-Growth-Direct
UTI Conservative Hybrid Fund-Growth-Direct
12.61%
10.7%
13%
9.93%
Kotak Debt Hybrid Direct Growth
Kotak Debt Hybrid Direct Growth
12.17%
12.27%
13.98%
11.17%
ICICI Prudential Regular Savings Fund Direct Plan Growth
ICICI Prudential Regular Savings Fund Direct Plan Growth
10.71%
10.78%
11.74%
10.84%
Fund
Mar'25
Feb'25
Jan'25
No of Holdings
88
86
87
Top 5 Company Concentration
7.9%
7.1%
6.4%
Company having highest exposure
Reliance Industries Ltd (2.5%)
Reliance Industries Ltd (1.8%)
ICICI Bank Ltd (1.5%)
No of Sectors
10
10
10
Top 5 Sectors Concentration
153.3%
152.3%
154%
Sector having highest exposure
Corporate (71.5%)
Corporate (67.1%)
Corporate (64.8%)
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Mansi Sajeja
Mansi Sajeja
Fund Manager of SBI Conservative Hybrid Fund Direct Growth, since 30 June 2021
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Equity Hybrid Fund Direct Growth
13.28%
14.13%
SBI Conservative Hybrid Fund Direct Plan Growth
10.43%
8.96%
SBI Short Term Debt Fund Direct Growth
7.44%
6.85%
Saurabh Pant
Saurabh Pant
Fund Manager of SBI Conservative Hybrid Fund Direct Growth, since 1 January 2022
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Bluechip Fund Direct Growth
14.92%
14.13%
SBI Conservative Hybrid Fund Direct Plan Growth
10.43%
8.96%
SBI Large & Midcap Fund Direct Growth
17.5%
17.36%
Fund House
SBI Funds Management Ltd
Total Schemes
Total AUM
₹7.37L Cr
as on 31-Mar-2025
Address
9th Floor, Crescenzo,,C-38 & 39, G Block, Bandra Kurla Complex,,Bandra (East), Mumbai
Phone
91-22-66142900
Website
partnerforlife@sbimf.com

Mutual Fund Insights

Insights icon
In the last 3 years, Kotak Debt Hybrid Direct Growth has given 12.27% return, outperforming this fund by 1.75% per annum.
Insights icon
In the last 5 years, Kotak Debt Hybrid Direct Growth has given 13.98% return, outperforming this fund by 0.93% per annum.
Insights icon
This fund has one of the lowest expense ratio in the category (conservative allocation). Its expense ratio is 1.05% which is lower than the category average expense ratio of 1.25%.
Insights icon
Over the last 6 months, this fund has experienced a 5.1% drop in AUM moving from 10.18K Cr to 9.66K Cr.
Insights icon
In the last 1 year, UTI Conservative Hybrid Fund-Growth-Direct has given 12.61% return, outperforming this fund by 2.58%.

SBI Conservative Hybrid Fund Direct Growth Highlights

Risk meter
pointer

High Risk

Investors understand that their principal will be at High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 10.13% since inception which is more than its category average return of 7.71%
Fund Allocations

Fund Allocations

This fund has an allocation of 23.95% in Equity, 72.16% in Debt and 3.6% in Cash related instruments
AUM size ₹9666 Cr

AUM size ₹9666 Cr

This fund has AUM of ₹9666 Cr which is more than its category average of ₹ 1542 Cr
Expense Ratio 1.05%

Expense Ratio 1.05%

This fund has an expense ratio of 1.05% which is less than its category average expense ratio of 1.41%

Frequently Asked Questions for SBI Conservative Hybrid Fund Direct Growth

The current NAV of SBI Conservative Hybrid Fund Direct Growth is ₹77.75 as on 24-Apr-2025.
Existing (Absolute + CAGR) as on 24-Apr-2025.
SBI Conservative Hybrid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
2.42%
2.42%
6 Month Returns
2.63%
2.63%
1 Year Returns
10.02%
10.02%
3 Years Returns
35%
10.52%
With INDmoney, the process of investing is very simple and involves zero commission.
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  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1.05% as on March 2025
₹9666 Cr as on March 2025
7.58% LIC Housing Finance Limited (23/03/2035)(3.18%), Tata Power Renewable Energy Ltd. (Guaranteed By Tata Power Ltd.)(3.18%), Aditya Birla Renewables Limited(3.16%), Infopark Properties Ltd.(3.15%), Bajaj Finance Limited(2.65%) as on March 2025
Corporate(55.52%), Government(15.18%), Financial Services(7.78%) as on March 2025
AAA
58.78
AA
41.22
Mansi Sajeja, Saurabh Pant are the fund managers of SBI Conservative Hybrid Fund Direct Growth
The Exit load of SBI Conservative Hybrid Fund Direct Growth is 1%