Tata Dividend Yield Fund Direct Growth

Equity

Dividend Yield

NAV as on 28-03-2025

₹ 17.43

▼-0.7%

Inception Returns

15.5%

/yr

Historical NAV & Returns

Absolute

▲

▼

669 people have invested ₹ 11.8L in Tata Dividend Yield Fund Direct Growth in the last three months

About Tata Dividend Yield Fund Direct Growth

Tata Dividend Yield Fund Direct Growth is an equity fund. This fund was started on 20 May, 2021. The fund is managed by Murthy Nagarajan, Sailesh Jain. The fund could potentially beat inflation in the long-run.

Key Parameters

Tata Dividend Yield Fund Direct Growth has ₹839 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
The fund has an expense ratio 0.8.

Returns

Tata Dividend Yield Fund Direct Growth has given a CAGR return of 15.50% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 4.39% and 15.43% respectively.

Holdings

Tata Dividend Yield Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Utilities, Tech, Basic Materials, Consumer Cyclical, Consumer Defensive, Corporate, Energy, Government, Real Estate, Health. Its top holdings are HDFC Bank Ltd, Bharat Electronics Ltd, ICICI Bank Ltd, Larsen & Toubro Ltd, Infosys Ltd

Taxation

As it is a dividend yield mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Tata Dividend Yield Fund Direct Growth

The investment objective is to provide capital appreciation and/or dividend distribution by predominantly investing in a well-diversified portfolio of equity and equity related instruments of dividend yielding companies. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Dividend Yield Fund Direct Growth has no lock in period.

Tata Dividend Yield Fund Direct Growth Overview

Expense ratio	0.78%
Benchmark	S&P BSE 500 India TR INR
AUM	₹839 Cr
Inception Date	20 May, 2021
Min Lumpsum/SIP	₹5000/₹100
Exit Load	1.0%
Lock In	No Lock-in
TurnOver	28.86%
STCG	Selling mutual fund before 1 year, returns taxed at 20%.
LTCG	After 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk	Very High Risk

INDmoney Rank for Tata Dividend Yield Fund Direct Growth

0% Performance

10% Risk Management

86% Cost

6 out of 6 among dividend yield

Hold on while we find any good points for this fund.

Has not generated consistent returns

Does not beat the benchmark consistently

Higher probablity of downside risk

Trailing Returns

as on (28-Mar-25)

Period	Tata Dividend Yield Fund Direct Growth	Nifty 500	dividend yield
1M	8%	7.3%	5.8%
3M	-6.1%	-4.6%	-6.4%
6M	-13.8%	-12%	-14.4%
1Y	4.4%	5.4%	5.8%
3Y	15.4%	12.7%	17.2%

Fund Distribution

as on (28-Feb-25)

Equity 96.9%
Debt & Cash 3.1%

Large cap

52.8%

Mid cap

23.2%

Small cap

20.9%

Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services

32.8%

Industrial

20.6%

Utilities

9.5%

Tech

8.9%

Basic Materials

8.4%

Consumer Cyclical

6.9%

Consumer Defensive

6.7%

Energy

4.4%

Real Estate

Health

0.8%

All changes are between Dec'24 and Feb'25

	Dec'24
Fund Returns	-2.57%
Nifty 500	-2.02%

Parameters	Feb'25	Jan'25	Dec'24
AUM	₹ 839 Cr	₹ 925.6 Cr	₹ 966.5 Cr

AUM of the fund stands at 839 Cr as of Feb'25
AUM decreased by 86.6 Cr between Feb'25 and Jan'25

Top Stocks bought last month

Reliance Industries Ltd's allocation increased from 1.48% to 2.06%

Persistent Systems Ltd's allocation increased from 1.08% to 1.61%

HDFC Bank Ltd's allocation increased from 4% to 4.5%

Top Stocks sold last month

Bharat Electronics Ltd's allocation decreased from 4.83 % to 4.48 %

Larsen & Toubro Ltd's allocation decreased from 2.94 % to 2.88 %

Infosys Ltd's allocation decreased from 2.59 % to 2.56 %

Small Cap allocation has gone down from 23.7% to 20.9%

Mid Cap allocation has gone up from 23.1% to 23.2%

Large Cap allocation has gone up from 52.3% to 52.8%

Cash allocation has gone up from 0.8% to 3.1%

Debt allocation has gone up from 0% to 0.1%

Top 3 Sectors in February were Financial Services, Industrial & Corporate

Feb'25

Financial Services

33%

Industrial

21%

Utilities

10%

Jan'25

Financial Services

31%

Industrial

25%

Corporate

19%

Equity
Debt & Cash

Holdings	Weight%	1M Change
HDFC Bank Ltd	4.5%	0%
Bharat Electronics Ltd	4.48%	0%
ICICI Bank Ltd	4.12%	0%
Larsen & Toubro Ltd	2.88%	0%
Infosys Ltd	2.56%	0%

See all

Returns %
Fund Ratios
Overview

Funds	1Y Returns	3Y Returns	5Y Returns	Since Inception
Tata Dividend Yield Fund Direct Growth	4.39%	15.43%	-	15.5%
UTI-Dividend Yield Fund -Growth-Direct	14.24%	16.86%	27.83%	14.24%
ICICI Prudential Dividend Yield Equity Fund Direct Growth	10.73%	23.45%	36.38%	16.9%
Templeton India Equity Income Fund Direct Growth	7.46%	18.45%	32.95%	16.08%

See all

Gainers
Losers

Top Growth Drivers	1M Return
HDFC Bank Ltd	7.4%
Hindalco Industries Ltd	7.2%
Shriram Finance Ltd	5.6%

Fund	Feb'25	Jan'25	Dec'24
No of Holdings	69	74	72
Top 5 Company Concentration	18.5%	18.4%	17.9%
Company having highest exposure	HDFC Bank Ltd (4.5%)	Bharat Electronics Ltd (4.8%)	Bharat Electronics Ltd (4.6%)
No of Sectors	12	12	12
Top 5 Sectors Concentration	80.3%	92.5%	81.8%
Sector having highest exposure	Financial Services (32.8%)	Financial Services (30.7%)	Financial Services (29.3%)

We are taking more time than usual

Murthy Nagarajan

Fund Manager of Tata Dividend Yield Fund Direct Growth, since 20 May 2021

Top funds managed

Scheme	Annualised Returns(3Y)	Category Returns(3Y)
Tata Hybrid Equity Fund Direct Plan Growth	12.86%	13.16%
Tata Short Term Bond Fund Direct Plan Growth	7.05%	6.48%
Tata Multi Asset Opportunities Fund Direct Growth	14.14%	--

Sailesh Jain

Fund Manager of Tata Dividend Yield Fund Direct Growth, since 20 May 2021

Top funds managed

Scheme	Annualised Returns(3Y)	Category Returns(3Y)
Tata ELSS Tax Saver Fund Growth Direct Plan	15.25%	14.91%
Tata Balanced Advantage Fund Direct Growth	12.05%	11.03%
Tata Arbitrage Fund Direct Growth	7.4%	6.48%

Fund House

Tata Asset Management Limited

Total Schemes

See all Tata schemes

Total AUM

₹1.91L Cr

as on 28-Feb-2025

Address

Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India

Phone

+912266578282

Website

kiran@tataamc.com

Tata Dividend Yield Fund Direct Growth Highlights

Very High Risk

Investors understand that their principal will be at Very High Risk

About the fund

This fund has delivered an average annual returns of 15.5% since inception which is more than its category average return of 13.64%

Fund Allocations

This fund has an allocation of 96.87% in Equity, 0.05% in Debt and 3.07% in Cash related instruments

AUM size ₹839 Cr

This fund has AUM of ₹839 Cr which is less than its category average of ₹ 2999 Cr

Expense Ratio 0.78%

This fund has an expense ratio of 0.78% which is less than its category average expense ratio of 1.51%

Frequently Asked Questions for Tata Dividend Yield Fund Direct Growth

The current NAV of Tata Dividend Yield Fund Direct Growth is ₹17.43 as on 28-Mar-2025.

Existing (Absolute + CAGR) as on 28-Mar-2025.

Tata Dividend Yield Fund Direct Growth	Absolute Returns	CAGR Returns
1 Month Returns	8.04%	8.04%
6 Month Returns	-13.81%	-13.81%
1 Year Returns	4.39%	4.39%
3 Years Returns	53.82%	15.43%
5 Years Returns	0%	0%

With INDmoney, the process of investing is very simple and involves zero commission.

Click Buy on the fund name.
Input the amount you are looking to invest.
Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
Select your bank account and proceed with Payment.

0.78% as on March 2025

₹839 Cr as on March 2025

HDFC Bank Ltd(4.5%), Bharat Electronics Ltd(4.48%), ICICI Bank Ltd(4.12%), Larsen & Toubro Ltd(2.88%), Infosys Ltd(2.56%) as on March 2025

Financial Services(31.82%), Industrial(19.96%), Utilities(9.2%) as on March 2025

The alpha ratio for the Tata Dividend Yield Fund Direct Growth for various period is as follows:

Fund Name	Alpha 1 Year	Alpha 3 Years	Alpha 5 Years
Tata Dividend Yield Fund Direct Growth	-3.04	0.98	-

As on March 2025

The alpha for Tata Dividend Yield Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

The Beta ratio for the Tata Dividend Yield Fund Direct Growth for various period is as follows:

Fund Name	Beta 1 Year	Beta 3 Years	Beta 5 Years
Tata Dividend Yield Fund Direct Growth	1	1.01	-

As on March 2025

The Beta for Tata Dividend Yield Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

The sharpe ratio for the Tata Dividend Yield Fund Direct Growth for various period is as follows:

Fund Name	Sharpe Ratio 1 Year	Sharpe Ratio 3 Years	Sharpe Ratio 5 Years
Tata Dividend Yield Fund Direct Growth	-0.56	0.52	-

As on March 2025

The sharpe ratio for Tata Dividend Yield Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

The standard deviation for the Tata Dividend Yield Fund Direct Growth for various period is as follows:

Fund Name	Standard Deviation 1 Year	Standard Deviation 3 Years	Standard Deviation 5 Years
Tata Dividend Yield Fund Direct Growth	15.76	15.17	-

As on March 2025

Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

Sortino ratio is 0.82 as on March 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

Information ratio is 0.27 as on March 2025. It tells the consistency of the fund in generating superior risk-adjusted performance

Murthy Nagarajan, Sailesh Jain are the fund managers of Tata Dividend Yield Fund Direct Growth

The Exit load of Tata Dividend Yield Fund Direct Growth is 1%

Tata Dividend Yield Fund Direct Growth

Historical NAV & Returns

About Tata Dividend Yield Fund Direct Growth

Key Parameters

Returns

Holdings

Taxation

Investment objective of Tata Dividend Yield Fund Direct Growth

Minimum Investment and lockin period

Tata Dividend Yield Fund Direct Growth Overview

INDmoney Rank for Tata Dividend Yield Fund Direct Growth

Trailing Returns

Fund Distribution

Monthly Changes

Top Holdings

Peer Comparison

Gainers & Losers

Concentration Analysis

Fund Manager

AMC Details

Tata Dividend Yield Fund Direct Growth Highlights

Very High Risk

About the fund

Fund Allocations

AUM size ₹839 Cr

Expense Ratio 0.78%

Frequently Asked Questions for Tata Dividend Yield Fund Direct Growth

What is the current NAV of Tata Dividend Yield Fund Direct Growth?

What are the average returns of Tata Dividend Yield Fund Direct Growth?

How do I invest in Tata Dividend Yield Fund Direct Growth?

What is the expense ratio of Tata Dividend Yield Fund Direct Growth?

What is net assets under management (AUM) of Tata Dividend Yield Fund Direct Growth?

What are the top 5 holdings of Tata Dividend Yield Fund Direct Growth?

What are the top 3 sectors that this Tata Dividend Yield Fund Direct Growth has invested in?

What is the alpha of Tata Dividend Yield Fund Direct Growth?

What is the beta of Tata Dividend Yield Fund Direct Growth??

What is the sharpe ratio of Tata Dividend Yield Fund Direct Growth?

What is the standard deviation of Tata Dividend Yield Fund Direct Growth?

What is the Sortino ratio of Tata Dividend Yield Fund Direct Growth?

What is the information ratio of Tata Dividend Yield Fund Direct Growth?

Who is the manager of Tata Dividend Yield Fund Direct Growth?

What is the exit load of Tata Dividend Yield Fund Direct Growth?