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PNB Housing Finance Ltd share price logo

Pnb Housing Share Price

(PNBHOUSING)

₹903.90.93%

as on 04:01PM, 17 Jan 2025

Overview
News
Financials
Q3 2024 Results
Technicals

Pnb Housing Analyst Rating

based on 10 analysts

BUY

80.00%

Buy

10.00%

Hold

10.00%

Sell

Based on 10 analysts offering long term price targets for Pnb Housing. An average target of ₹1185.9

Source: S&P Global Market Intelligence

Pnb Housing Share analysis

Pnb Housing price forecast by 10 analysts

Upside of31.20%

High

₹1520

Target

₹1185.90

Low

₹934

Pnb Housing target price ₹1185.9, a slight upside of 31.2% compared to current price of ₹903.9. According to 10 analysts rating.

Source: S&P Global Market Intelligence

Pnb Housing Performance

  • Day's Low

    Day's High

    ₹882.5
    Day's Price Range
    ₹914.4
  • 52 Week's Low

    52 Week's High

    ₹604
    52-Week Price Range
    ₹1,202.2
1 Month Return+ 3.54 %
3 Month Return-3.09 %
1 Year Return+ 5.57 %
Previous Close₹895.60
Open₹894.00
Volume5.74L
Upper Circuit-
Lower Circuit-
Market Cap₹23,272.63Cr

Pnb Housing Key Statistics

P/E Ratio13.97
PEG Ratio1.49
Market Cap₹23,272.63 Cr
P/B Ratio1.09
EPS58.06
Dividend Yield0
SectorFinance
ROE11.8

Pnb Housing Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
BUY₹23,272.63 Cr13.93%0.89₹1,508 Cr₹7,050 Cr
BUY₹9,155.68 Cr15.53%0.94NANA
NA₹11,480.75 Cr-9.19%0.85₹1,214 Cr₹8,579 Cr
BUY₹9,402.47 Cr19.06%0.89NANA
BUY₹45,038.75 Cr95.24%0.91₹2,116 Cr₹7,828 Cr

About Pnb Housing

PNB Housing Finance Limited is one of the premier housing finance companies in India with operations that began in 1988. Promoted by Punjab National Bank, the company provides retail and corporate loans like home loans and construction finance. PNB Housing Finance was notified under the SARFAESI Act in 2003 and by 2009, the company had crossed the Rs 1000 crore loan portfolio. In 2010, the company launched the Kshitij business process reengineering project. In 2016, PNB Housing Finance raised Rs. 3000 crore from an initial public offer and the same year marked its Assets Under Management (AUM) crossing the Rs 25000 crore milestone. The AUM further crossed the Rs 50000 crore mark in 2017 and the same year saw the company incorporating a subsidiary named PHFL Home Loans and Services. The AUM crossed the Rs 84722 crore mark in 2019 and 32 branches and 131 distribution outlets situated in 48 cities helped customers avail financial services uninterruptedly. Till 2021, the AUM has reached Rs 74469 crores and the company has 94 branches along with 111 distribution outlets. The company has further ventured into the Unnati and increased its branch count to 99 with 137 distribution outlets and opened 24 locations for Unnati by March 2022. Besides, the company borrowed Rs 30858 crores from financing sources like National Housing Bank refinance, Bank Term Loans, etc in the financial year 2019. PNB Housing Finance also became the first HFC to sign a funding of US 75 million via ECBs from JICA in 2020.

Share Price: ₹903.90 per share as on 17 Jan, 2025 04:01 PM
Market Capitalisation: ₹23,272.63Cr as of today
Revenue: ₹1,879.66Cr as on September 2024 (Q3 24)
Net Profit: ₹469.68Cr as on September 2024 (Q3 24)
Listing date: 07 Nov, 2016
OrganisationPnb Housing
HeadquartersGhaziabad
IndustryFinance
E-voting on sharesClick here to vote

Key events for PNB Housing Finance Ltd

  • Positive Developments for PNB Housing Finance - 16 Jan, 2025

    PNB Housing Finance is positively impacted by potential government changes to home loan interest deductions and its inclusion in the Reserve Bank's Upper Layer list of NBFCs.
  • PNB Housing Finance Launches Digital Shaala Initiative - 07 Jan, 2025

    PNB Housing Finance, through its CSR arm Pehel Foundation, has launched the Digital Shaala Project to enhance STEM education in Madhya Pradesh, impacting over 6,500 students and 200 teachers across 20 schools.
  • PNB Housing Finance Declines After Gain Streak - 06 Jan, 2025

    On January 6, 2025, PNB Housing Finance fell 4.79% after an eight-day gain streak, hitting an intraday low of Rs 894.75. The stock has decreased 8.23% over the past month, while the sector declined 2.73%. Despite today's losses, it remains above several moving averages, indicating mixed market sentiment.
  • Motilal Oswal Recommends Buy on PNB Housing - 27 Dec, 2024

    Motilal Oswal Financial Services has a buy rating on PNB Housing Finance with a target price of Rs 1,160. The company reported a consolidated total income of Rs 1,879.66 crore for Q2 FY24, showing growth. The brokerage expects strong loan book and profit growth over the next few years, indicating a favorable risk-reward profile for long-term investors.
  • Motilal Oswal Recommends Buy on PNB Housing - 24 Dec, 2024

    Motilal Oswal has reiterated a 'BUY' rating for PNB Housing Finance with a target price of Rs 1,160. The company is shifting towards higher-yielding segments, expecting an 18% loan CAGR and a 23% PAT CAGR over FY24-27, supported by a credit rating upgrade to AA+.

Insights on PNB Housing Finance Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 4 quarters, 1.75K Cr → 1.87K Cr (in ₹), with an average increase of 2.2% per quarter

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, PNBHOUSING has outperformed top 5 stocks with highest market-cap in Banks

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 432.81 Cr → 469.68 Cr (in ₹), with an average increase of 7.9% per quarter

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 17.89% to 20.42% in Sep 2024 quarter

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 5.86% to 16.03% in Sep 2024 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, ICICI Bank Ltd has given 21.8% return, outperforming this stock by 20.3%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 3 months, PNBHOUSING stock has moved down by -18.2%

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 43.04% to 29.29% in Sep 2024 quarter

  • imgNEGATIVE IMPACT

    Promoter Holding Down

    img

    Promoters have decreased holdings from 28.13% to 28.11% in Sep 2024 quarter

Pnb Housing Financials

Value in ₹ crore
DetailsQ'3 23Q'4 23Q'1 24Q'2 24Q'3 24
Revenue₹1,779.40Cr (-)₹1,756.00Cr (↓1.32%)₹1,813.97Cr (↑3.30%)₹1,832.08Cr (↑1.00%)₹1,879.66Cr (↑2.60%)
Net Income₹383.00Cr (-)₹338.44Cr (↓11.63%)₹439.25Cr (↑29.79%)₹432.81Cr (↓1.47%)₹469.68Cr (↑8.52%)
Net Profit Margin21.52% (-)19.27% (↓10.46%)24.21% (↑25.64%)23.62% (↓2.44%)24.99% (↑5.80%)
Value in ₹ crore
Details2021202220232024
Total Assets₹71,332.52Cr (-)₹65,649.30Cr (↓7.97%)₹67,078.17Cr (↑2.18%)₹72,618.38Cr (↑8.26%)
Total Liabilities₹62,465.34Cr (-)₹55,848.76Cr (↓10.59%)₹56,125.60Cr (↑0.50%)₹57,686.01Cr (↑2.78%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow₹8,911.14Cr (-)₹6,565.56Cr (↓26.32%)₹6,216.35Cr (↓5.32%)-₹1,772.04Cr (↓128.51%)-₹4,644.14Cr (↑162.08%)

Index Inclusions

Nifty Smallcap 50

₹8,421.95

0.24 (19.8%)

Nifty Small 100

₹17,672.05

0.16 (28.75%)

Nifty Smallcap 250

₹16,700.50

-0.04 (-7.4%)

Nifty 500

₹21,680.25

-0.16 (-34.3%)

BSE 500

₹34,083.34

-0.16 (-53.44%)

S&P BSE 400 MidSmallCap

₹11,515.38

0.04 (4.9%)

S&P BSE 250 SmallCap

₹6,677.71

-0.04 (-2.74%)

S&P BSE AllCap

₹10,471.31

0.68 (71.07%)

S&P BSE Fin. Ser

₹10,899.87

-1.18 (-130.02%)

Nifty MidSmallcap 400

₹18,978.85

0.06 (10.9%)

BSE Small-Cap

₹52,311.31

0.01 (2.64%)

Pnb Housing Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
28.11%
-0.04
Foreign Institutions
20.42%
14.17
Mutual Funds
16.03%
173.82
Retail Investors
29.29%
-31.95
Others
6.14%
20.64

Pnb Housing Key Indicators

Details20202021202220232024
Return On Assets %0.821.31.271.562.08
Details20202021202220232024
Book Value Per Share (₹)393.7439.05484.77540.02576.56
Details20202021202220232024
Earning Per Share (₹)31.8145.7541.0751.2858.06
Details20202021202220232024
Return On Equity %8.8711.018.8110.1811.8

Pnb Housing Valuation

Pnb Housing in the last 5 years

  • Overview

  • Trends

Lowest (2.38x)

March 25, 2020

Today (13.97x)

January 17, 2025

Industry (25.52x)

January 17, 2025

Highest (33.92x)

May 2, 2018

LowHigh

Pnb Housing Earnings and Dividends

  • PNB Housing Finance Ltd Earnings Results

    PNB Housing Finance Ltd’s net profit jumped 22.63% since last year same period to ₹469.68Cr in the Q2 2024-2025. On a quarterly growth basis, PNB Housing Finance Ltd has generated 8.52% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • PNB Housing Finance Ltd Dividends May,2019

    In the quarter ending March 2019, PNB Housing Finance Ltd has declared dividend of ₹9 - translating a dividend yield of 1%.

    Read More about Dividends

Pnb Housing Technicals Summary

Bearish

Neutral

Bullish

Bullish

PNB Housing Finance Ltd is currently in a Bullish trading position according to technical analysis indicators.

FAQs on PNB Housing Finance Ltd

PNB Housing Finance Ltd share price today stands at ₹903.9, Open. ₹894 ; Previous Close. ₹895.6 ; High. ₹914.4 ; Low. ₹882.5 ; 52 Week High. ₹1202.2 ; 52 Week Low: ₹604.

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PNB Housing Finance Ltd is listed on NSE

PNB Housing Finance Ltd is listed on BSE

  • Today’s highest price of PNB Housing Finance Ltd is ₹914.4.
  • Today’s lowest price of PNB Housing Finance Ltd is ₹882.5.

PE Ratio of PNB Housing Finance Ltd is 13.97

PE ratio = PNB Housing Finance Ltd Market price per share / PNB Housing Finance Ltd Earnings per share

Today’s traded volume of PNB Housing Finance Ltd(PNBHOUSING) is 5.74L.

Today’s market capitalisation of PNB Housing Finance Ltd(PNBHOUSING) is ₹23272.63Cr.

PNB Housing Finance Ltd(PNBHOUSINGPrice
52 Week High
₹1202.2
52 Week Low
₹604

PNB Housing Finance Ltd(PNBHOUSING) share price is ₹903.9. It is down -24.81% from its 52 Week High price of ₹1202.2

PNB Housing Finance Ltd(PNBHOUSING) share price is ₹903.9. It is up 49.65% from its 52 Week Low price of ₹604

PNB Housing Finance Ltd(PNBHOUSINGReturns
1 Day Returns
8.3%
1 Month Returns
3.54%
3 Month Returns
-3.09%
1 Year Returns
5.57%