PNB Housing Finance Ltd share price logo

PNB Housing Finance Ltd Share Price

(PNBHOUSING)

Small Cap

Finance Sector

₹990.65▲1.1%

as on 04:01PM, 17 Apr 2025

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Option Chain

Pnb Housing Performance

  • Day's Low

    Day's High

    ₹988.1
    Day's Price Range
    ₹1,013.4

  • 52 Week's Low

    52 Week's High

    ₹616.6
    52-Week Price Range
    ₹1,202.2
1 Month Return+ 21.18 %
3 Month Return+ 8.57 %
1 Year Return+ 31.72 %
Previous Close₹1,001.70
Open₹1,002.00
Volume12.18L
Upper Circuit₹1,101.85
Lower Circuit₹901.55
Market Cap₹25,749.47Cr

Pnb Housing Fundamentals

P/E Ratio

14.1

PEG Ratio

0.93

Market Cap

₹25,749.47 Cr

P/B Ratio

1.09

EPS

58.06

Dividend Yield

0

Sector

Finance

ROE

11.8

Pnb Housing Analyst Rating

based on 11 analysts

BUY

90.91%

Buy

9.09%

Hold

0.00%

Sell

Based on 11 analysts offering long term price targets for Pnb Housing. An average target of ₹1177.18

Source: S&P Global Market Intelligence

Pnb Housing Share analysis

Pnb Housing price forecast by 11 analysts

Upside of18.83%

High

₹1350

Target

₹1177.18

Low

₹980

Pnb Housing target price ₹1177.18, a slight upside of 18.83% compared to current price of ₹990.65. According to 11 analysts rating.

Source: S&P Global Market Intelligence

Key events for PNB Housing Finance Ltd

  • PNB Housing Targets ₹1 Trillion Loan Book by FY27 - 17 Apr, 2025

    PNB Housing Finance plans to achieve a retail loan book of ₹1 trillion by FY27, supported by strong mortgage demand and the PMAY scheme. NIMs are expected to improve to around 4% due to a better product mix, positioning the company well despite competitive pressures.

  • PNB Housing Finance Sees Leadership Change and Market Potential - 09 Apr, 2025

    Anujai Saxena resigned as Business Head, effective April 8. PNB Housing Finance anticipates positive market influence from RBI's monetary policy, with stock showing breakout potential.

  • PNB Housing Upgraded Amid Management Changes - 08 Apr, 2025

    PNB Housing Finance received a Buy upgrade from Goldman Sachs, raising its target price to ₹1,184, reflecting strong loan growth and profitability. The stock surged over 3% following the news. Additionally, the company announced changes in senior management, with key personnel resignations and new responsibilities assigned.

  • PNB Housing Shows Strong Growth and Positive Momentum - 04 Apr, 2025

    PNB Housing Finance Ltd reports improved asset quality, significant profit growth, and a breakout in share price, indicating positive market momentum and future potential.

  • PNB Housing Finance Chief People Officer Resigns - 03 Apr, 2025

    Amit Singh has resigned as Chief People Officer of PNB Housing Finance for personal reasons, with Satish Kumar Singh set to take over on May 31.

  • PNB Housing Finance Hits ₹5,000 Crore Milestone - 02 Apr, 2025

    PNB Housing Finance Limited has reached a significant milestone of ₹5,000 crore in its Affordable loan book as of March 31, 2025, contributing to an 18% YoY growth in the retail segment. The total loan book has surpassed ₹75,000 crore, showcasing the company's strong market position and commitment to supporting the government's Housing for All mission.

  • PNB Housing Finance Sees Surge Post F&O Inclusion - 31 Mar, 2025

    PNB Housing Finance shares experienced a significant rise in trading volumes and prices after being included in the NSE's futures and options segment on March 28. The stock rose 1% for the month, with trading volumes and turnover nearly doubling following the inclusion.

  • PNB Housing Finance Shows Positive Momentum - 28 Mar, 2025

    PNB Housing Finance shares are in a consolidation phase but have shown a strong upmove recently. A rounding bottom pattern is visible, with resistance at Rs 900. If the stock crosses this level, target prices of Rs 950 and Rs 980 are anticipated. The outlook remains positive, with a recommended stop loss at Rs 830.

  • PNB Housing Finance Engages in Strategic Discussions - 26 Mar, 2025

    PNB Housing Finance participated in the Motilal Oswal 11th India Ideation Conference, discussing industry updates and growth strategies while emphasizing asset quality and affordable housing. YTD price performance is down 3.93%.

  • PNB Housing Finance Reports Strong Growth in Retail Loans - 22 Mar, 2025

    PNB Housing Finance reported a 30% YoY increase in retail loan disbursements, reaching Rs 5,380 crores, with affordable housing loans growing 127%. Shares rose 4% to Rs 860.55.

Insights on PNB Housing Finance Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 3 quarters, 432.81 Cr → 483.27 Cr (in ₹), with an average increase of 5.3% per quarter

  • imgPOSITIVE IMPACT

    MF Holding Up

    img

    Mutual Funds have increased holdings from 16.03% to 18.72% in Dec 2024 quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 5 quarters, 1.75K Cr → 1.94K Cr (in ₹), with an average increase of 2.5% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 months, PNBHOUSING stock has moved up by 8.6%

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 20.42% to 24.34% in Dec 2024 quarter

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, PNBHOUSING has outperformed top 5 stocks with highest market-cap in Banks

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, ICICI Bank Ltd has given 33.3% return, outperforming this stock by 1.6%

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 28.11% of holdings in Dec 2024 quarter

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 29.29% to 20.69% in Dec 2024 quarter

Pnb Housing Financials

Value in ₹ crore
DetailsQ'4 23Q'1 24Q'2 24Q'3 24Q'4 24
Revenue₹1,756.00Cr (-)₹1,813.97Cr (↑3.30%)₹1,832.08Cr (↑1.00%)₹1,879.66Cr (↑2.60%)₹1,943.11Cr (↑3.38%)
Net Income₹338.44Cr (-)₹439.25Cr (↑29.79%)₹432.81Cr (↓1.47%)₹469.68Cr (↑8.52%)₹483.27Cr (↑2.89%)
Net Profit Margin19.27% (-)24.21% (↑25.64%)23.62% (↓2.44%)24.99% (↑5.80%)24.87% (↓0.48%)
Value in ₹ crore
Details2021202220232024
Total Assets₹71,332.52Cr (-)₹65,649.30Cr (↓7.97%)₹67,078.17Cr (↑2.18%)₹72,618.38Cr (↑8.26%)
Total Liabilities₹62,465.34Cr (-)₹55,848.76Cr (↓10.59%)₹56,125.60Cr (↑0.50%)₹57,686.01Cr (↑2.78%)
Value in ₹ crore
Details20202021202220232024
Operating Cash Flow₹8,911.14Cr (-)₹6,565.56Cr (↓26.32%)₹6,216.35Cr (↓5.32%)-₹1,772.04Cr (↓128.51%)-₹4,644.14Cr (↑162.08%)

Pnb Housing Index Inclusions

S&P BSE Fin. Ser

₹12,080.04

2 (▲237.26%)

Nifty Small 100

₹16,410.20

0.37 (▲60.95%)

Nifty Smallcap 250

₹15,452.10

0.45 (▲69.65%)

BSE 500

₹34,109.67

1.3 (▲439.36%)

Nifty Smallcap 50

₹7,907.05

0.3 (▲23.95%)

S&P BSE 250 SmallCap

₹6,176.29

0.41 (▲25.15%)

S&P BSE 400 MidSmallCap

₹10,953.51

0.53 (▲58.2%)

Nifty 500

₹21,681.55

1.3 (▲277.2%)

BSE Small-Cap

₹47,946.66

0.52 (▲248.31%)

Nifty MidSmallcap 400

₹18,008.90

0.54 (▲96.3%)

S&P BSE AllCap

₹10,471.31

0.68 (▲71.07%)

Pnb Housing Shareholding Pattern

InvestorsHoldings %FY Quarter3M change
Promoter Holdings
28.11%
0.00
Foreign Institutions
24.34%
19.18
Mutual Funds
18.72%
16.77
Retail Investors
20.69%
-29.35
Others
8.14%
32.43

Pnb Housing Key Indicators

Details20202021202220232024
Return On Equity %8.8711.018.8110.1811.8
Details20202021202220232024
Return On Assets %0.821.31.271.562.08
Details20202021202220232024
Book Value Per Share (₹)393.7439.05484.77540.02576.56
Details20202021202220232024
Earning Per Share (₹)31.8145.7541.0751.2858.06

Pnb Housing Valuation

Pnb Housing in the last 5 years

  • Overview

  • Trends

Lowest (2.38x)

March 25, 2020

Today (14.10x)

April 17, 2025

Industry (26.99x)

April 17, 2025

Highest (33.92x)

May 2, 2018

LowHigh

Pnb Housing Earnings and Dividends

  • PNB Housing Finance Ltd Earnings Results

    PNB Housing Finance Ltd’s net profit jumped 42.79% since last year same period to ₹483.27Cr in the Q3 2024-2025. On a quarterly growth basis, PNB Housing Finance Ltd has generated 2.89% jump in its net profits since last 3-months.

    Read More about Earnings Results

  • PNB Housing Finance Ltd Dividends May,2019

    In the quarter ending March 2019, PNB Housing Finance Ltd has declared dividend of ₹9 - translating a dividend yield of 0.91%.

    Read More about Dividends

Pnb Housing Technicals Summary

Bearish

Neutral

Bullish

Bullish

PNB Housing Finance Ltd is currently in a Bullish trading position according to technical analysis indicators.

More on Technical Analysis

Pnb Housing Peer Comparison

Company
Analyst ViewMarket Cap5 Year CAGRDebt to Asset RatioNet ProfitYearly Revenue
PNB Housing Finance Ltd
PNB Housing Finance Ltd
BUY₹25,749.47 Cr81.87%0.89₹1,508 Cr₹7,050 Cr
Can Fin Homes Ltd
Can Fin Homes Ltd
BUY₹9,474.58 Cr25.71%0.94NANA
Sammaan Capital Ltd
Sammaan Capital Ltd
NA₹9,959.91 Cr-1.36%0.85₹1,214 Cr₹8,579 Cr
Home First Finance Company India Ltd
Home First Finance Company India Ltd
BUY₹12,376.73 Cr25.58%0.89NANA
Housing & Urban Development Corporation Ltd
Housing & Urban Development Corporation Ltd
BUY₹45,811.48 Cr173.11%0.91₹2,116 Cr₹7,828 Cr
See all

About Pnb Housing

PNB Housing Finance Limited is one of the premier housing finance companies in India with operations that began in 1988. Promoted by Punjab National Bank, the company provides retail and corporate loans like home loans and construction finance. PNB Housing Finance was notified under the SARFAESI Act in 2003 and by 2009, the company had crossed the Rs 1000 crore loan portfolio. In 2010, the company launched the Kshitij business process reengineering project. In 2016, PNB Housing Finance raised Rs. 3000 crore from an initial public offer and the same year marked its Assets Under Management (AUM) crossing the Rs 25000 crore milestone. The AUM further crossed the Rs 50000 crore mark in 2017 and the same year saw the company incorporating a subsidiary named PHFL Home Loans and Services. The AUM crossed the Rs 84722 crore mark in 2019 and 32 branches and 131 distribution outlets situated in 48 cities helped customers avail financial services uninterruptedly. Till 2021, the AUM has reached Rs 74469 crores and the company has 94 branches along with 111 distribution outlets. The company has further ventured into the Unnati and increased its branch count to 99 with 137 distribution outlets and opened 24 locations for Unnati by March 2022. Besides, the company borrowed Rs 30858 crores from financing sources like National Housing Bank refinance, Bank Term Loans, etc in the financial year 2019. PNB Housing Finance also became the first HFC to sign a funding of US 75 million via ECBs from JICA in 2020.

Revenue: ₹1,943.11Cr as on December 2024 (Q4 24)
Net Profit: ₹483.27Cr as on December 2024 (Q4 24)
Listing date: 07 Nov, 2016
OrganisationPnb Housing
HeadquartersGhaziabad
IndustryFinance
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FAQs on PNB Housing Finance Ltd

What is PNB Housing Finance Ltd price today?

PNB Housing Finance Ltd share price today stands at ₹990.65, Open: ₹1002, Previous Close: ₹1001.7, High: ₹1013.4, Low: ₹988.1, 52 Week High: ₹1202.2, 52 Week Low: ₹616.6.

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What are today's traded volumes of PNB Housing Finance Ltd?

Today's traded volume of PNB Housing Finance Ltd(PNBHOUSING) is 12.18L.

What is today's market capitalisation of PNB Housing Finance Ltd?

Today's market capitalisation of PNB Housing Finance Ltd(PNBHOUSING) is ₹25749.47Cr.

What is the 52 Week High and Low Range of PNB Housing Finance Ltd?

PNB Housing Finance Ltd (PNBHOUSING)
Price
52 Week High
₹1202.2
52 Week Low
₹616.6

How much percentage PNB Housing Finance Ltd is down from its 52 Week High?

PNB Housing Finance Ltd (PNBHOUSING) share price is ₹990.65. It is down -17.60% from its 52 Week High price of ₹1202.2

How much percentage PNB Housing Finance Ltd is up from its 52 Week low?

PNB Housing Finance Ltd (PNBHOUSING) share price is ₹990.65. It is up 60.66% from its 52 Week Low price of ₹616.6