Tata Housing Opportunities Fund Direct Growth
Equity
Direct
Equity - Other
NAV as on 31-01-2025
₹ 14.81
1D
Inception Returns
17.1%
/yr
About Tata Housing Opportunities Fund Direct Growth
Tata Housing Opportunities Fund Direct Growth is an equity fund. This fund was started on 2 September, 2022. The fund is managed by Murthy Nagarajan. The fund could potentially beat inflation in the long-run.
Key Parameters
- Tata Housing Opportunities Fund Direct Growth has ₹567 Cr worth of assets under management (AUM) as on Nov 2024 and is less than category average.
- The fund has an expense ratio 0.7.
Returns
Tata Housing Opportunities Fund Direct Growth has given a CAGR return of 17.09% since inception. Over the last 1 year the fund has given a CAGR return of 5.14%.
Holdings
Tata Housing Opportunities Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Industrial, Financial Services, Real Estate, Basic Materials, Consumer Cyclical. Its top holdings are HDFC Bank Ltd, Prestige Estates Projects Ltd, Larsen & Toubro Ltd, Can Fin Homes Ltd, DLF Ltd
Taxation
As it is a equity - other mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitDividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.
Investment objective of Tata Housing Opportunities Fund Direct Growth
To generate long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing theme.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Housing Opportunities Fund Direct Growth has no lock in period.
Historical NAV & Returns
Absolute
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379 people have invested ₹ 9.6L in Tata Housing Opportunities Fund Direct Growth in the last three months
Tata Housing Opportunities Fund Direct Growth Overview
| Expense ratio | 0.71% |
Benchmark | IISL Nifty Housing TR INR |
| AUM | ₹567 Cr |
| Inception Date | 2 September, 2022 |
| Min Lumpsum/SIP | ₹5000/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 8.94% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (31-Jan-25)
Fund Distribution
as on (30-Nov-24)
Large cap
41.4%
Small cap
32.1%
Mid cap
23.3%
Sector Allocation
Industrial
33.3%
Financial Services
29%
Real Estate
19.2%
Basic Materials
16.2%
Consumer Cyclical
2.3%
All changes are between Sep'24 and Nov'24
- This fund’s returns stands at -0.42% whereas the fund’s underlying benchmark Nifty 500 returns stands at -0.60% as on Nov'24
- This fund outperformed Nifty 500 by 0.18% in Nov'24
- AUM of the fund stands at 578.6 Cr as of Dec'24
- AUM decreased by 31.3 Cr between Dec'24 and Nov'24
Small Cap allocation has gone down from 33% to 32.1%
Mid Cap allocation has gone up from 23.1% to 23.3%
Large Cap allocation has gone down from 42.4% to 41.4%
Cash allocation has gone up from 1.4% to 3.3%
Top 3 Sectors in December were Industrial, Financial Services & Real Estate
Dec'24
Industrial
33%
Financial Services
29%
Real Estate
19%
Nov'24
Industrial
33%
Financial Services
29%
Real Estate
19%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 8.4% | 0% | |
 Prestige Estates Projects Ltd | 6.52% | 0% | |
 Larsen & Toubro Ltd | 5.38% | 0% | |
 Can Fin Homes Ltd | 4.58% | 0% | |
 DLF Ltd | 4.44% | 0% |
See all
See all
Top Losers | 1M Return |
|---|---|
 TARC Ltd | -24.6% |
 Can Fin Homes Ltd | -13.9% |
 Asian Paints Ltd | -1.4% |
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Murthy Nagarajan
Fund Manager of Tata Housing Opportunities Fund Direct Growth, since 2 September 2022
Top funds managed
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.9L Cr
as on 29-Nov-2024
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com
Tata Housing Opportunities Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 17.09% since inception which is more than its category average return of 10.51%
Fund Allocations
This fund has an allocation of 96.72% in Equity, 0% in Debt and 3.28% in Cash related instruments
AUM size ₹567 Cr
This fund has AUM of ₹567 Cr which is less than its category average of ₹ 2349 Cr
Expense Ratio 0.71%
This fund has an expense ratio of 0.71% which is less than its category average expense ratio of 1.26%
Frequently Asked Questions for Tata Housing Opportunities Fund Direct Growth
The current NAV of Tata Housing Opportunities Fund Direct Growth is ₹14.81 as on 31-Jan-2025.
Existing (Absolute + CAGR) as on 31-Jan-2025.
Tata Housing Opportunities Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -9.08% | -9.08% |
6 Month Returns | -13.59% | -13.59% |
1 Year Returns | 5.14% | 5.14% |
3 Years Returns | 0% | 0% |
5 Years Returns | 0% | 0% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.71% as on December 2024
₹567 Cr as on December 2024
HDFC Bank Ltd(8.4%), Prestige Estates Projects Ltd(6.52%), Larsen & Toubro Ltd(5.38%), Can Fin Homes Ltd(4.58%), DLF Ltd(4.44%) as on December 2024
Industrial(32.25%), Financial Services(28.05%), Real Estate(18.58%) as on December 2024
The alpha ratio for the Tata Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Tata Housing Opportunities Fund Direct Growth | - | - | - |
As on December 2024
The alpha for Tata Housing Opportunities Fund Direct Growth is calculated against IISL Nifty Housing TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Tata Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Tata Housing Opportunities Fund Direct Growth | - | - | - |
As on December 2024
The Beta for Tata Housing Opportunities Fund Direct Growth is calculated with IISL Nifty Housing TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Tata Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Tata Housing Opportunities Fund Direct Growth | 0.5 | - | - |
As on December 2024
The sharpe ratio for Tata Housing Opportunities Fund Direct Growth is calculated with IISL Nifty Housing TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Tata Housing Opportunities Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Tata Housing Opportunities Fund Direct Growth | 14.58 | - | - |
As on December 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Murthy Nagarajan is the fund manager of Tata Housing Opportunities Fund Direct Growth
The Exit load of Tata Housing Opportunities Fund Direct Growth is 1%