Assam Gramin Vikash Bank Account Number

Assam Gramin Vikash Bank is among the regional rural banking institutions in India that functions in the state of Assam. It is headquartered in Guwahati and is a prestigious rural and regional bank with 413 branches across the state’s 31 districts. It offers its customers convenient options to check their respective balances in their respective accounts. The UBI or Union Bank of India sponsors it. 

You are at the right place if you want more information about the Assam Gramin Vikash Bank Account Number. The write-up will cover how to open your account, whether Savings or current, the important factors to consider while opening the account and balance enquiry on your Assam Gramin Vikash Bank Account Number. Therefore, keep reading the space to know more!

How to Check Your Assam Gramin Vikash Bank Account Number Balance Enquiry?

Assam Gramin Vikash Bank understands its customer’s needs and has introduced hassle-free ways to check the balance of their bank account number. You can either give a missed call or use the mobile baking service and send an SMS to enquire about the balance of your Assam Gramin Vikash Bank Account Number. Both ways are explained in detail below:-

Checking Account Balance through Missed Call

Checking your balance through a missed call is one of the most convenient ways. Here’s how you can do it:-

• Dial 9555244442 from your mobile number registered with the bank.
• Let your call get disconnected after a few rings.
• Get an SMS with the details of your account balance.

Note: The bank server may take a few moments to authenticate the mobile registration status before sending the balance details. The missed call service is available if you have registered your mobile number with the bank.

Checking Account Balance through an SMS

If you prefer texting over phone calls, Assam Gramin Vikash Bank offers an SMS service to check the balance of your Assam Gramin Vikash Bank Account Number. Here you can enquire about your balance through SMS:-

• Type BAL and send the message to 9555244442 from your phone number registered with the bank.
• Get an SMS with the details of your account balance.

Checking Account Balance through Mobile Banking

Assam Gramin Vikash Bank offers a mobile banking service through which you can conduct financial transactions effortlessly without hassles. It is a convenient way of checking your balance on your Assam Gramin Vikash Bank Account Number. Follow the steps below for the same:-

• Download the required application form.
• Fill out the form.
• After filling out the form, submit it to the home branch.
• Download the app and sign in.
• Open the app and start using its services.

How to Open Your Assam Gramin Vikash Bank Account Number?

Opening your Assam Gramin Vikash Bank Account Number is simple and easy. You can open your account as an independent holder or jointly. Follow the below steps to open an account:-

• Visit a bank branch.
• Select between Current and Savings Accounts
• Get and fill up your AOF or Account Opening Form
• Attach the relevant Know Your Customer Documents
• Submit the required documents and the form to the bank
• Receive your kit for opening your account

Savings Account Number

You can use the Assam Gramin Vikash Bank Savings Account Number to instil the habit of saving for needs in the future. Personal and expenditures unrelated to businesses must be made with the help of this account number. The account number will be categorised as inoperative if no financial transactions are conducted through the account for 24 months. Under such circumstances, no further transactions will be permitted.

You must provide your updated KYC documents. You should submit Written Standing Instructions to the bank, or the bank will not be obliged to follow them. You can request an account transfer within the bank to another branch without additional charges.

Documents Required for Opening Assam Gramin Vikash Savings Bank Account Number

The documents required for the Assam Gramin Vikash Bank Account Number are as follows:-

• Permanent residential address and phone number
• AOF or the Account Opening Form and other required attachments
• Minimum balance, as asked by the Assam Gramin Vikash Bank

Assam Gramin Vikash Bank will authenticate the Account Opening Form and attachments and provide the account number. You’ll get a passbook, chequebook, debit cards, and other necessary documents when the account number is opened.

Important Factors to Ponder Before Opening an Assam Gramin Vikash Bank Account

The following are the important factors you should ponder before opening an account in Assam Gramin Vikash Bank Account Number:-

• Research and opt for the bank offering the highest interest rate.
• Choose a bank branch near you.
• Fill out the AOF in capital letters with the help of a bank ink and countersign if necessary.
• Select a bank which assigns a dedicated relationship manager.
• Utilise the nomination service facility offered by the bank.
• Provide the initial Know Your Customer Documents as proof.
• Maintain the minimum required balance in your Assam Gramin Vikash Bank Account Number.
• Furnish your proof of address for mailing and permanent residential address if different.
• Visit the adjacent bank branch yourself to sign the AOF in the presence of a bank executive.