The residents of Punjab have their Government based Gramin Bank, namely, Punjab Gramin Bank. The bank is sponsored by Punjab National Bank, whose branches are widespread in pan India. The Punjab Gramin Bank came into existence on the merging of three Regional Rural Banks, Shivalik Kshetriya Gramin Bank, Gurdaspur Amritsar Kshetriya Gramin Vikas Bank, and Kapurthala Firozpur Kshetriya Gramin Bank. The Punjab Gramin Bank Account Number is also widespread as it serves 13 districts of Punjab with around 274 branches.
Are you also a rural resident of Punjab? Why not check out the options available in the Punjab Gramin Bank? Explore the article till the end if interested!
When Do You Get a Punjab Gramin Bank Account Number?
Individuals are provided with the Punjab Gramin Bank account number by opening an account there. They can choose from many facilities, including different types of deposits, loans, and financial inclusion. The bank offers an effortless method to open an account. Here is a stepwise procedure to be followed to get the Punjab Gramin Bank account number:
Step 1: Get the Account Opening Form from the bank and fill it out carefully. You must enter details like name, address, account type, government-based ID details, nominee name, and other information.
Step 2: Get hold of the documents required to be submitted with the form and submit all of these in the nearest branch. The documents vary depending on the type of account you open; hence, get clear information on the requirements when taking the form.
Step 3: The bank will validate your documents to avoid opening a duplicate or forged account. Upon successful verification, the application will be processed. As stated by the bank executive, it will take around two to three days.
Step 4: After completing the procedure, you can access your account and deposit the money there. At this stage, you will also collect the chequebook, card, credentials for the mobile app, and other details. These items will contribute to easy transactions from anywhere.
How Do You Check the Information of Punjab Gramin Bank Account Number?
You can check balance information, past credits, and debits through your preferred modes. Here are ways to enquire about the balance on the Punjab Gramin Bank Account Number.
Missed Call
You can give a missed call from your mobile number registered with the bank on the Toll-free number of the Punjab Gramin Bank, 1800-180-7777. You must disconnect the call after two to three rings and then wait. The balance information will be provided through the SMS.
SMS
You can also type in the message to get the balance inquiry. Open the messaging app and select the SIM associated with the registered mobile number. Write the toll-free number of Punjab Gramin Bank, which is 1800-180-7777. Type the message BAL<account number> and hit the send button. You will get a message from the bank indicating your account balance soon.
ATM
Check the bank account number from the ATM if you possess an ATM card. Visit the Punjab Gramin Bank ATM and insert your card. Choose the preferred language and enter the 4-digit PIN known only to you. Select the option ‘Balance inquiry’ and the type of account. After selecting the appropriate options, the ATM will display your account number.
Mobile Banking
If you have opted for mobile banking through PNB mBanking and possess the required credentials, you can also use the app to check your balance. Open the PGB mBanking application on your phone, installed from Google Play or Apple stores. Log in with your credentials and select the My Account or Balance inquiry section, depending on the information displayed. You will get the information on the account balance associated with your bank account.
What Documents Are Needed to Get a Punjab Gramin Bank Account Number?
The documents required to get a Punjab Gramin Bank Account Number are identity and address proof, where eligible documents are an Aadhaar card, driver's licence, passport, or voter’s ID card. The individuals will also require a PAN card or Form 16 and a couple of passports with some photographs.
What is the Eligibility Criteria to Get a Punjab Gramin Bank Account Number?
The individuals interested in opening an account in Punjab Gramin Bank account number must meet the following conditions:
- Must possess Indian citizenship
- Should be aged 18 years or above at the time of application
- Minors or individuals below 18 years will get the account opened by their parents or legal guardians.
- You should also have a valid government-approved address and proof of identity.
What Should You Know During Fund Transaction with Punjab Gramin Bank?
The fund transaction with Punjab Gramin Bank requires individuals to fill in the details carefully. Always cross-check the information after filling it out and before submitting it. Here are the requirements for the transaction:
- Your own Punjab Gramin Bank Account Number
- Bank details of the receiver, which includes their full name, bank name, and account number
- IFSC code of the bank’s branch
- The sum that is to be transferred to the bank account
What are must-do activities after opening the bank account?
Register your mobile number to activate SMS-based services to access the bank's facilities easily. Additionally, get access to mobile banking and opt for a debit cum ATM card if preferred.
What is the rate of interest on savings deposits in Punjab Gramin Bank?
The savings fund deposit is eligible for interest at 2.85% per annum. The interest is credited quarterly.
How to download the PGB mBanking App?
You can search for the PGB mBanking App on Google Play or Apple Stores. You can navigate to the official link on this store. Visit the Google Play store or the App Store.
How can you register your mobile number in Punjab Gramin Bank?
You can submit an appeal by filling out the relevant application form at a bank branch to register your mobile number in Punjab Gramin Bank and avail yourself of its mobile banking services.