It is crucial to define your investment goals and select an HSBC Mutual Fund with a suitable investment duration. Knowing the investment goals will help choose funds that align with your investment goals. It will also help you determine the mode of investment. 

You can calculate your investment returns using INDmoney's HSBC Mutual Fund SIP Calculator and Lumpsum Calculator. Choose the right fund for your goals by checking the fund type and expected returns.

If you want to invest in HSBC Mutual Fund, it is crucial to know how long you want to invest in these schemes. Some of the mutual funds offer high returns over the long term, while others are beneficial for the short term. 

You must assess the returns of HSBC mutual funds before choosing the ideal fund to invest in. Compare the annual returns of the last 3 to 5 years with their benchmarks. For example, HSBC Midcap Fund Direct Growth has delivered 22.9% over the past 3 years. 

While investing in any HSBC Mutual Fund, you must look at the fund manager’s past performance. It will help you assess how they have managed the funds against its benchmarks. 

For instance, you can review the investment decision of Cheenu Gupta, who has approximately 17 years of experience managing the mutual funds of HSBC and is currently managing 8 funds of HSBC AMC. 

It is the fees you must pay to the mutual fund house for managing the mutual fund. The expense ratio comprises fees for management, administration, promotion and distribution. HSBC mutual funds’ expense ratio usually ranges between 0.1% to 1.6%.

The AUM indicates how much funds the mutual fund is looking after. A bigger AUM means the fund house is managing more funds, and more people are investing in the fund. As of March 2024, the AUM of HSBC Mutual Fund stands at Rs. 1,08,785.1 crore. 

Download the INDmoney app and create your free investment account by completing your KYC ( Know Your Customer).

Once your Free investment account is ready, you can either search for HSBC Mutual Fund or go to the mutual fund section.

Choose any HSBC Mutual Fund by looking at aspects like past returns, volatility, downside capture ratio, AUM, Expense ratios and underlying stocks and sectors.

You can choose to set up SIP in any HSBC Mutual Fund or even invest as a lump sum. Once you are on the individual HSBC Mutual Fund page click from the bottom "One-time" for lump sum investment or "SIP" for a systematic investment plan. 

Choose the amount that you want to invest as SIP or LumpSum. 

Set up payments. If you choose to set up SIP in any HSBC Mutual Fund, you can do a free automatic pay set-up via bank mandate or UPI. If you choose to invest in a lump sum (one-time) then you can pay via UPI, net banking, NEFT or RTGS.