The performance of the fund is a prime factor to consider before making an investment. It denotes the return on investment the fund has generated over a certain period. Typically 1 year, 3 years, 5 years and return rates since its inception are demonstrated graphically. Hence it becomes easier for an investor to get an idea of how his fund will perform in the upcoming period. For instance, the 1-year return of this scheme is 6.70% to 7.99%.

The expense ratio is a percentage deducted on an annual basis from your total investment. It is charged for annual fund maintenance and management charges, which include fund managers' salaries, salaries for research analysts, etc. If the expense ratio for a fund is high, it denotes that the total investment scheme for the investor will also be high, which might not be favourable for all.

It is also similar to the expense ratio which is deducted from the total investment value when you are redeeming your funds before the date of its maturity. It is a percentage which is chargeable on the NAV of the mutual fund scheme at the time of placing the withdrawal request. However, please note that not all mutual fund schemes have an exit load on them.

Asset under management or AUM is the total value of assets managed by an AMC (asset management company). A larger AUM of a scheme denotes the popularity of a scheme. 

You can calculate your expected return by using the Trust Mutual Fund SIP calculator. As it helps you to easily understand the maturity value over a duration of 1 year or 3 years along with profit percent. Simply you will have to enter the investment amount and set the SIP frequency to get the results.

As per SEBI, all the AMC (asset management companies) are mandated to declare the fund's assets under management along with the experience of the fund managers. Therefore it is always recommended to check the fund manager’s experience, academic qualification and the number of funds he or she is managing.

Mr. Anand Nevatia is currently managing all the schemes of the Trust mutual fund. He has been associated with the trust group since 2023 and has an industry experience of more than 2 decades.

Download the INDmoney app and create your free investment account by completing your KYC ( Know Your Customer).

Once your Free investment account is ready, you can either search for a Trust mutual fund or go to the mutual fund section.

Choose any Trust Mutual Fund by looking at aspects like past returns, volatility, downside capture ratio, AUM, Expense ratios and underlying stocks and sectors.

You can choose to set up SIP in any Trust Mutual Funds or even invest as lumpSum. Once you are on the individual Trust mutual Fund page click from the bottom “One-time” for lump sum investment or “SIP” for systematic investment plan.

Choose the amount that you want to invest as SIP or LumpSum.

Set up payments. If you choose to set up SIP in any Trust mutual funds, you can do a free automatic pay set up via bank mandate or UPI. If you choose to invest in lumpsum (one-time) then you can pay via UPI, netbanking, NEFT or RTGS.