Aditya Birla Sun Life Credit Risk Fund Direct Growth
NAV as on 11-04-2025
₹ 23.91
▲0.1%
1D
Inception Returns
9.1%
/yr
Historical NAV & Returns
About Aditya Birla Sun Life Credit Risk Fund Direct Growth
Aditya Birla Sun Life Credit Risk Fund Direct Growth is a debt fund. This fund was started on 17 April, 2015. The fund is managed by Mohit Sharma, Sunaina Cunha. This fund is suitable to keep your money safe.
Key Parameters
- Aditya Birla Sun Life Credit Risk Fund Direct Growth has ₹970 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 0.7.
Returns
Aditya Birla Sun Life Credit Risk Fund Direct Growth has given a CAGR return of 9.12% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 17.76%, 11.50% and 10.53% respectively.
Holdings
Aditya Birla Sun Life Credit Risk Fund Direct Growth has allocated its funds majorly in Corporate, Real Estate, Financial Services, Government, Utilities, Industrial, Cash Equivalent, Securitize. Its top holdings are 7.23% Government Of India (15/04/2039), JSW Steel Limited, 7.18% Govt Stock 2037, Century Textiles And Industried Limited, 7.1% Govt Stock 2034
Taxation
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Aditya Birla Sun Life Credit Risk Fund Direct Growth
The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Aditya Birla Sun Life Credit Risk Fund Direct Growth has no lock in period.
Aditya Birla Sun Life Credit Risk Fund Direct Growth Overview
| Expense ratio | 0.67% |
Benchmark | CRISIL Credit Risk Debt TR INR |
| AUM | ₹970 Cr |
| Inception Date | 17 April, 2015 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 3.0% |
| Lock In | No Lock-in |
TurnOver | 106.56% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   High Risk |
Trailing Returns
as on (11-Apr-25)
Fund Distribution
as on (31-Mar-25)
- AUM of the fund stands at 963.6 Cr as of Feb'25
- AUM increased by 39.9 Cr between Feb'25 and Jan'25
Top 3 Sectors in February were Corporate, Real Estate & Financial Services
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Indus Infra Trust Unit | 2.06% | 0% | |
 IndiGrid Infrastructure Trust Units Series - IV | 1.63% | 0% | |
IRB InvIT Fund Units 2017-Series IV | 0.52% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
Aditya Birla Sun Life Credit Risk Fund Direct Growth | 17.76% | 11.5% | 10.53% | 9.12% |
 DSP Credit Risk Fund Direct Plan Growth | 23.06% | 14.71% | 11.7% | 9.08% |
 Nippon India Credit Risk Fund Direct Plan Growth Option | 9.88% | 8.19% | 9.29% | 7.51% |
 SBI Credit Risk Fund Direct Plan Growth | 9.62% | 8.22% | 8.01% | 8.69% |
Mutual Fund Insights
Aditya Birla Sun Life Credit Risk Fund Direct Growth Highlights
High Risk
About the fund
Fund Allocations
AUM size ₹970 Cr
Expense Ratio 0.67%
Frequently Asked Questions for Aditya Birla Sun Life Credit Risk Fund Direct Growth
Aditya Birla Sun Life Credit Risk Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 1.66% | 1.66% |
6 Month Returns | 11.12% | 11.12% |
1 Year Returns | 17.76% | 17.76% |
3 Years Returns | 38.62% | 11.5% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AA | 61.91 |
AAA | 32.03 |
A | 3.04 |
BBB | 3.02 |