Aditya Birla Sun Life Liquid Fund Direct Growth

Aditya Birla Sun Life Liquid Fund Direct Growth

NAV as on 27-03-2025

₹ 418.01

Inception Returns

6.9%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
4871 people have invested ₹ 18.7Cr in Aditya Birla Sun Life Liquid Fund Direct Growth in the last three months

About Aditya Birla Sun Life Liquid Fund Direct Growth

Aditya Birla Sun Life Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Sunaina Cunha, Sanjay Pawar, Kaustubh Gupta. This fund is suitable to keep your money safe.

Key Parameters

  1. Aditya Birla Sun Life Liquid Fund Direct Growth has ₹51655 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.2.

Returns

Aditya Birla Sun Life Liquid Fund Direct Growth has given a CAGR return of 6.94% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.43%, 6.82% and 5.60% respectively.

Holdings

Aditya Birla Sun Life Liquid Fund Direct Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Corporate, Government. Its top holdings are 91 Days Tbill, 91 DTB 10042025, Reliance Industries Limited, 91 Days Tbill Red 24-04-2025, Punjab National Bank

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Aditya Birla Sun Life Liquid Fund Direct Growth

The objective of the scheme is to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 100.00. Aditya Birla Sun Life Liquid Fund Direct Growth has no lock in period.

Aditya Birla Sun Life Liquid Fund Direct Growth Overview

Expense ratio0.21%
Benchmark
CRISIL Liquid Fund TR INR
AUM₹51655 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹100
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
488.78%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

Trailing Returns

as on (27-Mar-25)

Period
Aditya Birla Sun Life Liquid Fund Direct Growth
Liquid Index
1M
0.5%
0.4%
3M
1.8%
1.5%
6M
3.6%
2.9%
1Y
7.4%
6.6%
3Y
6.8%
6.3%
5Y
5.6%
5.1%

Fund Distribution

as on (31-Dec-69)

  • Debt & Cash 99.8%

AAA
99.9%

AA
0.1%

Sector Allocation

Feb'25

Jan'25

Dec'24

Cash Equivalent
73.8%
Corporate
26.2%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 57.1K Cr
₹ 49.8K Cr
₹ 39.9K Cr
  • AUM of the fund stands at 57.1K Cr as of Feb'25
  • AUM increased by 7.3K Cr between Feb'25 and Jan'25
Top Stocks bought last month
Rural Electrification Corporation Limited's allocation increased from 0.18% to 0.98%
Rural Electrification Corporation Limited's allocation increased from 0.18% to 0.98%
National Housing Bank's allocation increased from 0.21% to 0.29%
National Housing Bank's allocation increased from 0.21% to 0.29%
Top Stocks sold last month
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 2.16 %
National Bank For Agriculture And Rural Development's allocation decreased from 5.26 % to 2.16 %
Muthoot Finance Limited's allocation decreased from 5.26 % to 0.48 %
Muthoot Finance Limited's allocation decreased from 5.26 % to 0.48 %
TATA Steel Limited's allocation decreased from 5.26 % to 0.24 %
TATA Steel Limited's allocation decreased from 5.26 % to 0.24 %
Cash allocation has gone up from 99.8% to 99.8%
Cash allocation has gone up from 99.8% to 99.8%

Top 2 Sectors in February were Financial Services, Corporate

Feb'25
Financial Services
100%
Corporate
26%
Jan'25
Financial Services
100%
Corporate
24%
  • Debt & Cash

Holdings
Weight%
1M Change
91 Days Tbill
91 Days Tbill
3.84%
0%
91 DTB 10042025
91 DTB 10042025
2.44%
0%
Reliance Industries Limited
Reliance Industries Limited
2.41%
0%
91 Days Tbill Red 24-04-2025
91 Days Tbill Red 24-04-2025
2.4%
0%
Punjab National Bank
Punjab National Bank
2.38%
100%
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Sunaina Cunha
Sunaina Cunha
Fund Manager of Aditya Birla Sun Life Liquid Fund Direct Growth, since 15 July 2011
Sanjay Pawar
Sanjay Pawar
Fund Manager of Aditya Birla Sun Life Liquid Fund Direct Growth, since 1 July 2022
Kaustubh Gupta
Kaustubh Gupta
Fund Manager of Aditya Birla Sun Life Liquid Fund Direct Growth, since 15 July 2011
Fund House
Aditya Birla Sun Life AMC Ltd
Total AUM
₹3.76L Cr
as on 28-Feb-2025
Address
Aditya Birla Sun Life AMC Ltd,One World Centre, Tower 1, 17th Floor,Jupiter Mill Compound, 841, Senapati Bapat Marg,Elphinstone Road
Phone
+912243568000
Website
connect@birlasunlife.com

Mutual Fund Insights

Insights icon
In the last 5 years, Quant Liquid Plan Growth Option Direct Plan has given 5.84% return, outperforming this fund by 0.23% per annum.
Insights icon
Over the last 1 month, this fund has experienced a 3.7% growth in AUM moving from 49.81K Cr to 51.65K Cr.
Insights icon
In the last 1 year, Edelweiss Liquid Fund Direct Growth has given 7.46% return, outperforming this fund by 0.03%.
Insights icon
In the last 3 years, this fund has outperformed all funds in its category.

Aditya Birla Sun Life Liquid Fund Direct Growth Highlights

Risk meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 6.94% since inception which is more than its category average return of 4.98%
AUM size ₹51655 Cr

AUM size ₹51655 Cr

This fund has AUM of ₹51655 Cr which is more than its category average of ₹ 15298 Cr
Expense Ratio 0.21%

Expense Ratio 0.21%

This fund has an expense ratio of 0.21% which is less than its category average expense ratio of 0.23%

Frequently Asked Questions for Aditya Birla Sun Life Liquid Fund Direct Growth

The current NAV of Aditya Birla Sun Life Liquid Fund Direct Growth is ₹418.01 as on 27-Mar-2025.
Existing (Absolute + CAGR) as on 27-Mar-2025.
Aditya Birla Sun Life Liquid Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
0.55%
0.55%
6 Month Returns
3.56%
3.56%
1 Year Returns
7.43%
7.43%
3 Years Returns
21.9%
6.82%
5 Years Returns
31.33%
5.6%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.21% as on February 2025
₹51655 Cr as on February 2025
91 Days Tbill(3.84%), 91 DTB 10042025(2.44%), Reliance Industries Limited(2.41%), 91 Days Tbill Red 24-04-2025(2.4%), Punjab National Bank(2.38%) as on February 2025
Cash Equivalent(84.32%), Corporate(14.51%), Government(1.18%) as on February 2025
Yield to Maturity is 7.18 as on February 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 0.11 as on February 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
99.88
AA
0.12
Sunaina Cunha, Sanjay Pawar, Kaustubh Gupta are the fund managers of Aditya Birla Sun Life Liquid Fund Direct Growth
The Exit load of Aditya Birla Sun Life Liquid Fund Direct Growth is 0.01%