Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth
Hybrid
Direct
Retirement
NAV as on 09-01-2025
₹ 19.77
1D
Inception Returns
12.4%
/yr
About Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth
Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth is a hybrid fund. This fund was started on 12 March, 2019. The fund is managed by Chanchal Khandelwal, Harshil Suvarnkar. This fund gives you the benefit of diversification.
Key Parameters
- Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth has ₹114 Cr worth of assets under management (AUM) as on Nov 2024 and is less than category average.
- The fund has an expense ratio 1.
Returns
Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth has given a CAGR return of 12.39% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 17.53%, 12.67% and 13.40% respectively.
Holdings
Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth has allocated its funds majorly in Government, Financial Services, Cash Equivalent, Health, Industrial, Tech, Consumer Cyclical, Energy, Basic Materials, Corporate, Consumer Defensive, Real Estate, Communication, Utilities.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitGains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth
The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes¡¯ objectives will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. There is a lock in period for Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth of 5 Years
Historical NAV & Returns
Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth Overview
| Expense ratio | 1.01% |
Benchmark | CRISIL Hybrid 35+65 - Agg TR INR |
| AUM | ₹114 Cr |
| Inception Date | 12 March, 2019 |
| Min Lumpsum/SIP | ₹1000/₹500 |
| Exit Load | 0% |
| Lock In | 5 Years |
TurnOver | 58.02% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (09-Jan-25)
Fund Distribution
as on (30-Nov-24)
- AUM of the fund stands at 112.6 Cr as of Nov'24
- AUM has remained same between Nov'24 and Oct'24
Top 3 Sectors in November were Government, Financial Services & Industrial
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Sai Life Sciences Ltd | 7.19% | 0% | |
 ICICI Bank Ltd | 6.71% | 0% | |
 Infosys Ltd | 5.65% | 0% | |
 HDFC Bank Ltd | 4.9% | 0% | |
 Larsen & Toubro Ltd | 3.48% | 0% |
Mutual Fund Insights
Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth Highlights
Very High Risk
About the fund
Fund Allocations
AUM size ₹114 Cr
Expense Ratio 1.01%
Frequently Asked Questions for Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth
Aditya Birla Sun Life Retirement Fund The 40s Pln Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -2.11% | -2.11% |
6 Month Returns | 3.4% | 3.4% |
1 Year Returns | 17.53% | 17.53% |
3 Years Returns | 43.05% | 12.67% |
5 Years Returns | 87.49% | 13.4% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |