Bandhan Banking & PSU Debt Fund Direct Growth
NAV as on 11-04-2025
₹ 24.96
▲0.1%
1D
Inception Returns
7.9%
/yr
Historical NAV & Returns
About Bandhan Banking & PSU Debt Fund Direct Growth
Bandhan Banking & PSU Debt Fund Direct Growth is a debt fund. This fund was started on 7 March, 2013. The fund is managed by Suyash Choudhary, Gautam Kaul. This fund is suitable to keep your money safe.
Key Parameters
- Bandhan Banking & PSU Debt Fund Direct Growth has ₹13321 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
- The fund has an expense ratio 0.3.
Returns
Bandhan Banking & PSU Debt Fund Direct Growth has given a CAGR return of 7.85% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.82%, 6.99% and 6.97% respectively.
Holdings
Bandhan Banking & PSU Debt Fund Direct Growth has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2033, 7.1% Govt Stock 2034, Punjab National Bank, 7.54% Govt Stock 2036, Indian Railway Finance Corporation Limited
Taxation
As it is a banking & psu mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Bandhan Banking & PSU Debt Fund Direct Growth
The Scheme seeks to generate returns through investments in debt and money market instruments predominantly issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs).
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Banking & PSU Debt Fund Direct Growth has no lock in period.
Bandhan Banking & PSU Debt Fund Direct Growth Overview
| Expense ratio | 0.33% |
Benchmark | NIFTY Banking & PSU Debt TR INR |
| AUM | ₹13321 Cr |
| Inception Date | 7 March, 2013 |
| Min Lumpsum/SIP | ₹1000/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 125.66% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderate Risk |
Trailing Returns
as on (11-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 13.4K Cr as of Feb'25
- AUM decreased by 0.3 Cr between Feb'25 and Jan'25
Top 2 Sectors in February were Government, Corporate
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 7.18% Govt Stock 2033 | 12.39% | 0% | |
7.1% Govt Stock 2034 | 4.16% | 0% | |
Punjab National Bank | 4.06% | 0% | |
7.54% Govt Stock 2036 | 3.98% | 0% | |
Indian Railway Finance Corporation Limited | 3.92% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
Bandhan Banking & PSU Debt Fund Direct Growth | 8.82% | 6.99% | 6.97% | 7.85% |
 DSP Banking & PSU Debt Fund Direct Growth | 9.52% | 7.34% | 7.02% | 8.1% |
 Kotak Banking and PSU Debt Direct Growth | 9.33% | 7.46% | 7.36% | 8.27% |
 Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Growth | 9.29% | 7.3% | 7.3% | 8.53% |
Mutual Fund Insights
Bandhan Banking & PSU Debt Fund Direct Growth Highlights
Moderate Risk
About the fund
AUM size ₹13321 Cr
Expense Ratio 0.33%
More funds from Bandhan
1Y CAGR
▲ 11.43
Frequently Asked Questions for Bandhan Banking & PSU Debt Fund Direct Growth
Bandhan Banking & PSU Debt Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 1.61% | 1.61% |
6 Month Returns | 4.39% | 4.39% |
1 Year Returns | 8.82% | 8.82% |
3 Years Returns | 22.48% | 6.99% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |