Bandhan Credit Risk Fund Direct Growth
Debt
Direct
Credit Risk
NAV as on 06-01-2025
₹ 17.08
Inception Returns
7.1%
/yr
About Bandhan Credit Risk Fund Direct Growth
Bandhan Credit Risk Fund Direct Growth is a debt fund. This fund was started on 3 March, 2017. The fund is managed by Gautam Kaul. This fund is suitable to keep your money safe.
Key Parameters
- Bandhan Credit Risk Fund Direct Growth has ₹300 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.7.
Returns
Bandhan Credit Risk Fund Direct Growth has given a CAGR return of 7.06% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.38%, 6.40% and 6.49% respectively.
Holdings
Bandhan Credit Risk Fund Direct Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2037, Century Textiles And Industried Limited, Tata Projects Limited, Godrej Industries Limited, TVS Credit Services Limited
Taxation
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:For short term (less than 3 years) capital gains will be taxed at your income slab rate.For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.Dividends will always be taxed at slab rate.
Investment objective of Bandhan Credit Risk Fund Direct Growth
The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Credit Risk Fund Direct Growth has no lock in period.
Historical NAV & Returns
Bandhan Credit Risk Fund Direct Growth Overview
| Expense ratio | 0.69% |
Benchmark | CRISIL Short Term Bond Fund TR INR |
| AUM | ₹300 Cr |
| Inception Date | 3 March, 2017 |
| Min Lumpsum/SIP | ₹1000/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 144.78% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderately High risk |
Trailing Returns
as on (06-Jan-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 300.2 Cr as of Nov'24
- AUM decreased by 28.7 Cr between Nov'24 and Oct'24
Top 2 Sectors in November were Corporate, Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 7.18% Govt Stock 2037 | 18.89% | 0% | |
Century Textiles And Industried Limited | 13.35% | 0% | |
Tata Projects Limited | 10.06% | 0% | |
Godrej Industries Limited | 8.41% | 0% | |
TVS Credit Services Limited | 8.36% | 0% |
Mutual Fund Insights
Bandhan Credit Risk Fund Direct Growth Highlights
Moderately High risk
About the fund
AUM size ₹300 Cr
Expense Ratio 0.69%
Frequently Asked Questions for Bandhan Credit Risk Fund Direct Growth
Bandhan Credit Risk Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.5% | 0.5% |
6 Month Returns | 4.08% | 4.08% |
1 Year Returns | 8.38% | 8.38% |
3 Years Returns | 20.46% | 6.4% |
5 Years Returns | 36.96% | 6.49% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AA | 80.35 |
AAA | 19.65 |