Bandhan Sterling Value Fund Direct Growth
Equity
Direct
Value
NAV as on 26-12-2024
₹ 164.07
1D
Inception Returns
18.3%
/yr
About Bandhan Sterling Value Fund Direct Growth
Bandhan Sterling Value Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Daylynn Pinto. The fund could potentially beat inflation in the long-run.
Key Parameters
- Bandhan Sterling Value Fund Direct Growth has ₹10054 Cr worth of assets under management (AUM) as on Nov 2024 and is more than category average.
- The fund has an expense ratio 0.7.
Returns
Bandhan Sterling Value Fund Direct Growth has given a CAGR return of 18.33% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 21.79%, 19.97% and 26.85% respectively.
Holdings
Bandhan Sterling Value Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Tech, Basic Materials, Consumer Defensive, Health, Energy, Utilities, Real Estate, Communication. Its top holdings are HDFC Bank Ltd, Reliance Industries Ltd, Axis Bank Ltd, ICICI Bank Ltd, Infosys Ltd
Taxation
As it is a value mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitDividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.
Investment objective of Bandhan Sterling Value Fund Direct Growth
The investment objective of the Scheme is to seek to generate capital appreciation from a diversified portfolio of equity and equity related instruments by following a value investment strategy.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Sterling Value Fund Direct Growth has no lock in period.
Historical NAV & Returns
Annualised
▲
▼
3549 people have invested ₹ 2Cr in Bandhan Sterling Value Fund Direct Growth in the last three months
INDmoney Rank for Bandhan Sterling Value Fund Direct Growth
Powered by IND quant engine
9
/13
50% Performance
24% Risk Management
92% Cost
9 out of 13 among value
5Y returns in the top 25% of the category
Beats FD returns for both 3Y & 5Y
Highly volatile within category
Poor track record of protecting capital in bear phase
Poor track record of Recovering losses quickly
Bandhan Sterling Value Fund Direct Growth Overview
| Expense ratio | 0.71% |
Benchmark | S&P BSE 500 India TR INR |
| AUM | ₹10054 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹1000/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 29.34% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (26-Dec-24)
Fund Distribution
as on (30-Nov-24)
Large cap
59.5%
Small cap
16.6%
Mid cap
15.4%
Sector Allocation
Financial Services
27.9%
Consumer Cyclical
12.8%
Industrial
10.7%
Tech
9.9%
Basic Materials
8.3%
Consumer Defensive
8.2%
Health
7.6%
Energy
6.6%
Utilities
4.8%
Real Estate
2%
Communication
1.2%
All changes are between Sep'24 and Nov'24
- This fund’s returns stands at -0.47% whereas the fund’s underlying benchmark Nifty 500 returns stands at -0.60% as on Nov'24
- This fund outperformed Nifty 500 by 0.12% in Nov'24
- AUM of the fund stands at 10K Cr as of Nov'24
- AUM decreased by 564.9 Cr between Nov'24 and Oct'24
Top Stocks bought last month
Infosys Ltd's allocation increased from 2.23% to 2.59%
IndusInd Bank Ltd's allocation increased from 1.68% to 1.88%
HDFC Bank Ltd's allocation increased from 5.71% to 5.9%
Top Stocks sold last month
Axis Bank Ltd's allocation decreased from 4.16 % to 4.07 %
Jindal Steel & Power Ltd's allocation decreased from 2.29 % to 2.25 %
ITC Ltd's allocation decreased from 2.19 % to 2.13 %
Large Cap allocation has gone up from 59.4% to 59.5%
Small Cap allocation has gone down from 16.7% to 16.6%
Mid Cap allocation has gone down from 15.6% to 15.4%
Cash allocation has gone up from 6.5% to 6.6%
Top 3 Sectors in November were Financial Services, Consumer Cyclical & Industrial
Nov'24
Financial Services
28%
Consumer Cyclical
13%
Industrial
11%
Oct'24
Financial Services
28%
Consumer Cyclical
13%
Industrial
11%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 5.9% | 0% | |
 Reliance Industries Ltd | 4.76% | 5.7% | |
 Axis Bank Ltd | 4.07% | 0% | |
 ICICI Bank Ltd | 3.88% | 0% | |
 Infosys Ltd | 2.59% | 9.8% |
See all
Top Growth Drivers | 1M Return |
|---|---|
 Indian Hotels Co Ltd | 8.1% |
 HDFC Bank Ltd | 0.7% |
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Daylynn Pinto
Fund Manager of Bandhan Sterling Value Fund Direct Growth, since 20 October 2016
Top funds managed
Fund House
Bandhan Asset Management Company Limited
Total Schemes
Total AUM
₹1.66L Cr
as on 29-Nov-2024
Address
Bandhan Asset Management Company Limited,6th Floor, 841, One World Center,Jupiter Mill, Senapati Bapat Marg, Elphinstone Road (West), Mumbai
Phone
022-66289999
Website
investormf@bandhanamc.com
Mutual Fund Insights
In the last 5 years, this fund has outperformed all funds in its category.
This fund has one of the lowest expense ratio in the category (value). Its expense ratio is 0.71% which is lower than the category average expense ratio of 1.33%.
Over the last 3 months, this fund has experienced a 3.4% drop in AUM moving from 10.41K Cr to 10.05K Cr.
In the last 1 year, Axis Value Fund Direct Growth has given 31.44% return, outperforming this fund by 9.65%.
Over the last 1 month, this fund has increased expense ratio by 6.0% moving from 0.67 to 0.71.
In the last 3 years, Quant Value Fund Direct Growth has given 27.49% return, outperforming this fund by 7.52% per annum.
Bandhan Sterling Value Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 18.33% since inception which is more than its category average return of 17.25%
Fund Allocations
This fund has an allocation of 93.41% in Equity, 0% in Debt and 6.59% in Cash related instruments
AUM size ₹10054 Cr
This fund has AUM of ₹10054 Cr which is more than its category average of ₹ 5392 Cr
Expense Ratio 0.71%
This fund has an expense ratio of 0.71% which is less than its category average expense ratio of 1.44%
Frequently Asked Questions for Bandhan Sterling Value Fund Direct Growth
The current NAV of Bandhan Sterling Value Fund Direct Growth is ₹164.07 as on 26-Dec-2024.
Existing (Absolute + CAGR) as on 26-Dec-2024.
Bandhan Sterling Value Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.06% | 0.06% |
6 Month Returns | 0.58% | 0.58% |
1 Year Returns | 21.79% | 21.79% |
3 Years Returns | 72.67% | 19.97% |
5 Years Returns | 228.4% | 26.85% |
With INDmoney, the process of investing is very simple and involves zero commission.
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0.71% as on November 2024
₹10054 Cr as on November 2024
HDFC Bank Ltd(5.9%), Reliance Industries Ltd(4.76%), Axis Bank Ltd(4.07%), ICICI Bank Ltd(3.88%), Infosys Ltd(2.59%) as on November 2024
Financial Services(26.04%), Consumer Cyclical(11.92%), Industrial(10%) as on November 2024
The alpha ratio for the Bandhan Sterling Value Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Bandhan Sterling Value Fund Direct Growth | 2.88 | 4.95 | 4.81 |
As on November 2024
The alpha for Bandhan Sterling Value Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Bandhan Sterling Value Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Bandhan Sterling Value Fund Direct Growth | 0.93 | 0.95 | 1.16 |
As on November 2024
The Beta for Bandhan Sterling Value Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Bandhan Sterling Value Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Bandhan Sterling Value Fund Direct Growth | 1.62 | 1.09 | 0.92 |
As on November 2024
The sharpe ratio for Bandhan Sterling Value Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Bandhan Sterling Value Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Bandhan Sterling Value Fund Direct Growth | 12.22 | 13.68 | 23.82 |
As on November 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.93 as on November 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 1.04 as on November 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
Daylynn Pinto is the fund manager of Bandhan Sterling Value Fund Direct Growth
The Exit load of Bandhan Sterling Value Fund Direct Growth is 1%