Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth
Equity
Direct
Elss (Tax Savings)
NAV as on 13-03-2025
₹ 93.65
1D
Inception Returns
15.1%
/yr
About Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth
Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Pratish Krishnan, Sanjay Chawla. The fund could potentially beat inflation in the long-run.
Key Parameters
- Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth has ₹893 Cr worth of assets under management (AUM) as on Jan 2025 and is less than category average.
- The fund has an expense ratio 1.
Returns
Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth has given a CAGR return of 15.08% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.96%, 15.62% and 20.04% respectively.
Holdings
Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Tech, Health, Consumer Defensive, Basic Materials, Energy, Utilities, Communication. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Reliance Industries Ltd, Infosys Ltd, Bharti Airtel Ltd
Taxation
As it is a elss (tax savings) mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth
The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent from time to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth of 3 Years
Historical NAV & Returns
Absolute
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181 people have invested ₹ 8.2L in Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth in the last three months
INDmoney Rank for Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth
Powered by IND quant engine
14
/23
39% Performance
53% Risk Management
21% Cost
14 out of 23 among elss (tax savings)
Recovers losses quickly
Beats FD returns for both 3Y & 5Y
5Y returns in the bottom 25% of the category
Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth Overview
| Expense ratio | 1.01% |
Benchmark | S&P BSE 200 India TR INR |
| AUM | ₹893 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | 3 Years |
TurnOver | 0.7% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (13-Mar-25)
Fund Distribution
as on (31-Jan-25)
Large cap
57.9%
Mid cap
18.6%
Small cap
18.5%
Sector Allocation
Financial Services
27.8%
Tech
14%
Consumer Cyclical
12%
Industrial
11.5%
Health
9.3%
Consumer Defensive
8.1%
Basic Materials
5.4%
Energy
5.4%
Utilities
3.3%
Communication
3.1%
All changes are between Nov'24 and Jan'25
- AUM of the fund stands at 951.2 Cr as of Jan'25
- AUM decreased by 0.4 Cr between Jan'25 and Dec'24
Top Stocks bought last month
Bharti Airtel Ltd's allocation increased from 1.85% to 2.92%
Reliance Industries Ltd's allocation increased from 3.3% to 4.03%
Navin Fluorine International Ltd's allocation increased from 1.42% to 1.94%
Top Stocks sold last month
Zomato Ltd's allocation decreased from 2.69 % to 2.27 %
Jyoti CNC Automation Ltd's allocation decreased from 2.62 % to 2.22 %
PB Fintech Ltd's allocation decreased from 2.79 % to 2.19 %
Mid Cap allocation has gone down from 21.6% to 20.6%
Large Cap allocation has gone up from 52% to 54.5%
Small Cap allocation has gone up from 19.8% to 20.4%
Cash allocation has gone up from 4.1% to 4.6%
Top 3 Sectors in January were Financial Services, Tech & Industrial
Jan'25
Financial Services
28%
Tech
14%
Consumer Cyclical
12%
Dec'24
Financial Services
28%
Tech
17%
Industrial
13%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 6.99% | 0% | |
 ICICI Bank Ltd | 6.08% | 0% | |
 Reliance Industries Ltd | 4.19% | 10.1% | |
 Infosys Ltd | 3.34% | 0% | |
 Bharti Airtel Ltd | 3.1% | 45.2% |
See all
See all
Top Growth Drivers | 1M Return |
|---|---|
 Hindalco Industries Ltd | 16.1% |
 Cholamandalam Investment & Finance Company Ltd | 7.2% |
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Pratish Krishnan
Fund Manager of Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth, since 14 March 2022
Top funds managed
Sanjay Chawla
Fund Manager of Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth, since 14 March 2022
Top funds managed
Fund House
Baroda BNP Paribas Asset Management India Pvt. Ltd.
Total Schemes
Total AUM
₹47.35K Cr
as on 31-Jan-2025
Address
Baroda BNP Paribas Mutual Fund,Crescenzo, 7th Floor, G-Block,,Bandra Kurla Complex
Phone
+912269209600
Website
service@barodabnpparibasmf.in
Mutual Fund Insights
This fund expense ratio is slightly on the lower side within the category (elss (tax savings)). Its expense ratio is 1.01% which is lower than the category average expense ratio of 1.29%.
In the last 5 years, Quant ELSS Tax Saver Growth Option Direct Plan has given 35.21% return, outperforming this fund by 15.17% per annum.
Over the last 15 months, this fund has decreased expense ratio by 10.6% moving from 1.13 to 1.01.
Over the last 1 month, this fund has experienced a 6.1% drop in AUM moving from 951.23 Cr to 892.99 Cr.
In the last 1 year, LIC MF ELSS Tax Saver -Direct Plan Growth Option has given 12.65% return, outperforming this fund by 5.69%.
In the last 3 years, SBI Long Term Equity Fund Direct Growth has given 24.05% return, outperforming this fund by 8.43% per annum.
Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 15.08% since inception which is more than its category average return of 13.95%
Fund Allocations
This fund has an allocation of 95.38% in Equity, 0% in Debt and 4.62% in Cash related instruments
AUM size ₹893 Cr
This fund has AUM of ₹893 Cr which is less than its category average of ₹ 4562 Cr
Expense Ratio 1.01%
This fund has an expense ratio of 1.01% which is less than its category average expense ratio of 1.4%
Frequently Asked Questions for Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth
The current NAV of Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth is ₹93.65 as on 13-Mar-2025.
Existing (Absolute + CAGR) as on 13-Mar-2025.
Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -4.1% | -4.1% |
6 Month Returns | -12.99% | -12.99% |
1 Year Returns | 6.96% | 6.96% |
3 Years Returns | 54.54% | 15.62% |
5 Years Returns | 149.26% | 20.04% |
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1.01% as on February 2025
₹893 Cr as on February 2025
HDFC Bank Ltd(6.99%), ICICI Bank Ltd(6.08%), Reliance Industries Ltd(4.19%), Infosys Ltd(3.34%), Bharti Airtel Ltd(3.1%) as on February 2025
Financial Services(27.89%), Industrial(11.87%), Consumer Cyclical(11.66%) as on February 2025
The alpha ratio for the Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth | 4.73 | 1.37 | 0.24 |
As on February 2025
The alpha for Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth is calculated against S&P BSE 200 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth | 1 | 0.94 | 0.86 |
As on February 2025
The Beta for Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth is calculated with S&P BSE 200 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth | -0.07 | 0.54 | 0.67 |
As on February 2025
The sharpe ratio for Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth is calculated with S&P BSE 200 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth | 15.72 | 14.48 | 17.2 |
As on February 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 0.87 as on February 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.23 as on February 2025. It tells the consistency of the fund in generating superior risk-adjusted performance
Pratish Krishnan, Sanjay Chawla are the fund managers of Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth
The Exit load of Baroda BNP Paribas ELSS Tax Saver Fund Direct Growth is 0%