Baroda BNP Paribas Equity Savings Fund Direct Growth

Baroda BNP Paribas Equity Savings Fund Direct Growth

NAV as on 27-03-2025

₹ 16.84

-0.4%

1D

Inception Returns

9.5%

/yr

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
8 people have invested ₹ 2.2L in Baroda BNP Paribas Equity Savings Fund Direct Growth in the last three months

About Baroda BNP Paribas Equity Savings Fund Direct Growth

Baroda BNP Paribas Equity Savings Fund Direct Growth is a hybrid fund. This fund was started on 25 July, 2019. The fund is managed by Gurvinder Wasan, Pratish Krishnan. This fund gives you the benefit of diversification.

Key Parameters

  1. Baroda BNP Paribas Equity Savings Fund Direct Growth has ₹677 Cr worth of assets under management (AUM) as on Feb 2025 and is less than category average.
  2. The fund has an expense ratio 1.3.

Returns

Baroda BNP Paribas Equity Savings Fund Direct Growth has given a CAGR return of 9.51% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.44%, 9.89% and 10.94% respectively.

Holdings

Baroda BNP Paribas Equity Savings Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Government, Financial Services, Corporate, Consumer Cyclical, Industrial, Basic Materials, Energy, Tech, Utilities, Health, Securitize, Consumer Defensive, Communication, Real Estate.

Taxation

As it is a equity savings mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Baroda BNP Paribas Equity Savings Fund Direct Growth

The primary objective of the Scheme is to generate capital appreciation and income by using arbitrage opportunities, investment in equity / equity related instruments and debt/ money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Baroda BNP Paribas Equity Savings Fund Direct Growth has no lock in period.

Baroda BNP Paribas Equity Savings Fund Direct Growth Overview

Expense ratio1.31%
Benchmark
NIFTY Equity Savings TR INR
AUM₹677 Cr
Inception Date25 July, 2019
Min Lumpsum/SIP₹5000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
4.66%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Moderately High risk

INDmoney Rank for Baroda BNP Paribas Equity Savings Fund Direct Growth

Powered by IND quant engine
9
/13
23% Performance
86% Risk Management
0% Cost
9 out of 13 among equity savings

Trailing Returns

as on (27-Mar-25)

Period
Baroda BNP Paribas Equity Savings Fund Direct Growth
Equity Savings Index
1M
2%
0.6%
3M
-1.2%
-2%
6M
-2.1%
-2.8%
1Y
8.4%
6.3%
3Y
9.9%
8.5%
5Y
10.9%
12.3%

Fund Distribution

as on (28-Feb-25)

  • Equity 38.8%

  • Debt & Cash 61.2%

Large cap
51.2%

Mid cap
9.7%

Small cap
5.5%

Sector Allocation

Feb'25

Jan'25

Dec'24

Financial Services
28%
Consumer Cyclical
13.6%
Industrial
10.9%
Basic Materials
9.9%
Energy
8.5%
Tech
7.1%
Utilities
7.1%
Health
5.7%
Consumer Defensive
4.1%
Communication
2.7%
Real Estate
2.5%
All changes are between Oct'69 and Dec'69
Parameters
Feb'25
Jan'25
Dec'24
AUM
₹ 677.5 Cr
₹ 699.3 Cr
₹ 706.6 Cr
  • AUM of the fund stands at 677.5 Cr as of Feb'25
  • AUM decreased by 21.8 Cr between Feb'25 and Jan'25
Top Stocks bought last month
Mahindra & Mahindra Ltd's allocation increased from 2.36% to 3.06%
Mahindra & Mahindra Ltd's allocation increased from 2.36% to 3.06%
Reliance Industries Ltd's allocation increased from 3.32% to 4.01%
Reliance Industries Ltd's allocation increased from 3.32% to 4.01%
Maruti Suzuki India Ltd's allocation increased from 1.9% to 2.55%
Maruti Suzuki India Ltd's allocation increased from 1.9% to 2.55%
Top Stocks sold last month
Tata Power Co Ltd's allocation decreased from 3.66 % to 3.42 %
Tata Power Co Ltd's allocation decreased from 3.66 % to 3.42 %
ITC Ltd's allocation decreased from 2.18 % to 2.1 %
ITC Ltd's allocation decreased from 2.18 % to 2.1 %
Indian Railway Finance Corporation Limited's allocation decreased from 5.26 % to 1.98 %
Indian Railway Finance Corporation Limited's allocation decreased from 5.26 % to 1.98 %

Top 3 Sectors in February were Government, Financial Services & Consumer Cyclical

Feb'25
Government
29%
Financial Services
28%
Corporate
15%
Jan'25
Government
28%
Financial Services
27%
Consumer Cyclical
14%
Fund
Feb'25
Jan'25
Dec'24
No of Holdings
98
95
98
Top 5 Company Concentration
20%
20.3%
18.8%
Company having highest exposure
Reliance Industries Ltd (5.1%)
Reliance Industries Ltd (5.3%)
HDFC Bank Ltd (5.1%)
No of Sectors
14
14
13
Top 5 Sectors Concentration
96.4%
92%
85.9%
Sector having highest exposure
Government (29.1%)
Government (28.5%)
Financial Services (27.1%)
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Gurvinder Wasan
Gurvinder Wasan
Fund Manager of Baroda BNP Paribas Equity Savings Fund Direct Growth, since 21 October 2024
Pratish Krishnan
Pratish Krishnan
Fund Manager of Baroda BNP Paribas Equity Savings Fund Direct Growth, since 5 September 2019
Fund House
Baroda BNP Paribas Asset Management India Pvt. Ltd.
Total AUM
₹46.26K Cr
as on 28-Feb-2025
Address
Baroda BNP Paribas Mutual Fund,Crescenzo, 7th Floor, G-Block,,Bandra Kurla Complex
Phone
+912269209600
Website
service@barodabnpparibasmf.in

Mutual Fund Insights

Insights icon
In the last 1 year, DSP Equity Savings Fund Direct Plan Growth has given 12.26% return, outperforming this fund by 3.81%.
Insights icon
In the last 5 years, Sundaram Equity Savings - Direct Plan - Growth Option has given 16.91% return, outperforming this fund by 5.96% per annum.
Insights icon
In the last 3 years, Sundaram Equity Savings - Direct Plan - Growth Option has given 12.44% return, outperforming this fund by 2.55% per annum.
Insights icon
Over the last 6 months, this fund has decreased expense ratio by 12.1% moving from 1.49 to 1.31.
Insights icon
Over the last 6 months, this fund has experienced a 11.0% growth in AUM moving from 610.16 Cr to 677.47 Cr.

Baroda BNP Paribas Equity Savings Fund Direct Growth Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 9.51% since inception which is more than its category average return of 8.01%
Fund Allocations

Fund Allocations

This fund has an allocation of 38.76% in Equity, 30.35% in Debt and 30.89% in Cash related instruments
AUM size ₹677 Cr

AUM size ₹677 Cr

This fund has AUM of ₹677 Cr which is less than its category average of ₹ 1639 Cr
Expense Ratio 1.31%

Expense Ratio 1.31%

This fund has an expense ratio of 1.31% which is more than its category average expense ratio of 1.16%

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Frequently Asked Questions for Baroda BNP Paribas Equity Savings Fund Direct Growth

The current NAV of Baroda BNP Paribas Equity Savings Fund Direct Growth is ₹16.84 as on 27-Mar-2025.
Existing (Absolute + CAGR) as on 27-Mar-2025.
Baroda BNP Paribas Equity Savings Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.98%
1.98%
6 Month Returns
-2.06%
-2.06%
1 Year Returns
8.44%
8.44%
3 Years Returns
32.7%
9.89%
5 Years Returns
68.08%
10.94%
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1.31% as on February 2025
₹677 Cr as on February 2025
7.32% Govt Stock 2030(6.32%), Reliance Industries Ltd(5.09%), HDFC Bank Ltd(5.08%), 6.79% Government Of India (07/10/2034)(4.11%), Maruti Suzuki India Ltd(3.84%) as on February 2025
Cash Equivalent(30.89%), Government(17.79%), Financial Services(10.85%) as on February 2025
AAA
88.88
AA
11.12
Gurvinder Wasan, Pratish Krishnan are the fund managers of Baroda BNP Paribas Equity Savings Fund Direct Growth
The Exit load of Baroda BNP Paribas Equity Savings Fund Direct Growth is 1%