Baroda BNP Paribas Retirement Fund Direct Growth
Hybrid
Direct
Retirement
NAV as on 05-03-2025
₹ 10.15
▲0.4%
1D
Inception Returns
0.2%
/yr
About Baroda BNP Paribas Retirement Fund Direct Growth
Baroda BNP Paribas Retirement Fund Direct Growth is a hybrid fund. This fund was started on 31 May, 2024. The fund is managed by Pratish Krishnan, Gurvinder Wasan. This fund gives you the benefit of diversification.
Key Parameters
- Baroda BNP Paribas Retirement Fund Direct Growth has ₹351 Cr worth of assets under management (AUM) as on Jan 2025 and is less than category average.
- The fund has an expense ratio 0.3.
Returns
Baroda BNP Paribas Retirement Fund Direct Growth has given a CAGR return of 0.19% since inception.
Holdings
Baroda BNP Paribas Retirement Fund Direct Growth has allocated its funds majorly in Government, Financial Services, Corporate, Tech, Cash Equivalent, Industrial, Consumer Defensive, Consumer Cyclical, Basic Materials, Health, Communication, Energy, Utilities.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Baroda BNP Paribas Retirement Fund Direct Growth
The primary investment objective of the Scheme is to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments with a view to provide a retirement solution to investors. However, there can be no assurance that the investment objective of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. There is a lock in period for Baroda BNP Paribas Retirement Fund Direct Growth of 5 Years
Historical NAV & Returns
Baroda BNP Paribas Retirement Fund Direct Growth Overview
| Expense ratio | 0.3% |
Benchmark | CRISIL Hybrid 35+65 - Agg TR INR |
| AUM | ₹351 Cr |
| Inception Date | 31 May, 2024 |
| Min Lumpsum/SIP | ₹1000/₹500 |
| Exit Load | 0% |
| Lock In | 5 Years |
TurnOver | 0% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (05-Mar-25)
Fund Distribution
as on (31-Jan-25)
- AUM of the fund stands at 357.2 Cr as of Jan'25
- AUM increased by 9.2 Cr between Jan'25 and Dec'24
Top 3 Sectors in January were Government, Financial Services & Tech
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 4.84% | 0% | |
 Infosys Ltd | 4.28% | 0% | |
 ICICI Bank Ltd | 3.46% | 0% | |
 Reliance Industries Ltd | 2.85% | 9.7% | |
 Bharti Airtel Ltd | 2.13% | 0% |
Baroda BNP Paribas Retirement Fund Direct Growth Highlights
Very High Risk
About the fund
Fund Allocations
AUM size ₹351 Cr
Expense Ratio 0.3%
Frequently Asked Questions for Baroda BNP Paribas Retirement Fund Direct Growth
Baroda BNP Paribas Retirement Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -6.89% | -6.89% |
6 Month Returns | -8.86% | -8.86% |
1 Year Returns | 0% | 0% |
3 Years Returns | 0% | 0% |
5 Years Returns | 0% | 0% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 94.68 |
AA | 5.32 |