Baroda BNP Paribas Retirement Fund Direct Growth

Baroda BNP Paribas Retirement Fund Direct Growth is a hybrid fund. This fund was started on 31 May, 2024. The fund is managed by Pratish Krishnan, Gurvinder Wasan. This fund gives you the benefit of diversification.

1. Baroda BNP Paribas Retirement Fund Direct Growth has ₹356 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
2. The fund has an expense ratio 0.3.
   

Baroda BNP Paribas Retirement Fund Direct Growth has given a CAGR return of 7.29% since inception.

Baroda BNP Paribas Retirement Fund Direct Growth has allocated its funds majorly in Government, Financial Services, Corporate, Industrial, Consumer Defensive, Cash Equivalent, Basic Materials, Consumer Cyclical, Tech, Health, Communication, Energy, Utilities.

As it is a retirement mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The primary investment objective of the Scheme is to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments with a view to provide a retirement solution to investors. However, there can be no assurance that the investment objective of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. There is a lock in period for Baroda BNP Paribas Retirement Fund Direct Growth of 5 Years