DSP Banking & PSU Debt Fund Direct Growth
NAV as on 11-04-2025
₹ 24.64
▲0.1%
1D
Inception Returns
8.1%
/yr
Historical NAV & Returns
About DSP Banking & PSU Debt Fund Direct Growth
DSP Banking & PSU Debt Fund Direct Growth is a debt fund. This fund was started on 14 September, 2013. The fund is managed by . This fund is suitable to keep your money safe.
Key Parameters
- DSP Banking & PSU Debt Fund Direct Growth has ₹3409 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.3.
Returns
DSP Banking & PSU Debt Fund Direct Growth has given a CAGR return of 8.10% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.52%, 7.34% and 7.02% respectively.
Holdings
DSP Banking & PSU Debt Fund Direct Growth has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 7.3% Govt Stock 2053, Small Industries Development Bank Of India, Power Grid Corporation Of India Limited, National Bank for Agriculture and Rural Development, 7.34% Govt Stock 2064
Taxation
As it is a banking & psu mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of DSP Banking & PSU Debt Fund Direct Growth
The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Banking & PSU Debt Fund Direct Growth has no lock in period.
DSP Banking & PSU Debt Fund Direct Growth Overview
| Expense ratio | 0.32% |
Benchmark | Nifty Banking & PSU Debt Idx A-II TR INR |
| AUM | ₹3409 Cr |
| Inception Date | 14 September, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 507.94% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
Trailing Returns
as on (11-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 3.2K Cr as of Feb'25
- AUM increased by 233 Cr between Feb'25 and Jan'25
Top 2 Sectors in February were Corporate, Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 7.3% Govt Stock 2053 | 8.78% | -26% | |
Small Industries Development Bank Of India | 3.83% | 0% | |
Power Grid Corporation Of India Limited | 3.26% | 0% | |
National Bank for Agriculture and Rural Development | 3.19% | 0% | |
7.34% Govt Stock 2064 | 3.18% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
DSP Banking & PSU Debt Fund Direct Growth | 9.52% | 7.34% | 7.02% | 8.1% |
 Edelweiss Banking and PSU Debt Fund Direct Plan Growth | 9.44% | 7.39% | 7.65% | 8.3% |
 Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Growth | 9.29% | 7.3% | 7.3% | 8.53% |
 ICICI Prudential Banking and PSU Debt Fund Direct Plan Growth | 9.06% | 7.77% | 7.57% | 8.26% |
Mutual Fund Insights
DSP Banking & PSU Debt Fund Direct Growth Highlights
Low to Moderate Risk
About the fund
AUM size ₹3409 Cr
Expense Ratio 0.32%
More funds from DSP
5Y CAGR
▲ 11.70
5Y CAGR
▲ 7.94
5Y CAGR
▲ 7.67
5Y CAGR
▲ 6.21
Frequently Asked Questions for DSP Banking & PSU Debt Fund Direct Growth
DSP Banking & PSU Debt Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 2.32% | 2.32% |
6 Month Returns | 4.4% | 4.4% |
1 Year Returns | 9.52% | 9.52% |
3 Years Returns | 23.67% | 7.34% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |