DSP Credit Risk Fund Direct Growth
Debt
Direct
Credit Risk
NAV as on 22-11-2024
₹ 45.23
Inception Returns
8%
/yr
About DSP Credit Risk Fund Direct Growth
DSP Credit Risk Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Vivek Ramakrishnan, Laukik Bagwe. This fund is suitable to keep your money safe.
Key Parameters
- DSP Credit Risk Fund Direct Growth has ₹188 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.4.
Returns
DSP Credit Risk Fund Direct Growth has given a CAGR return of 7.95% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.60%, 11.49% and 8.76% respectively.
Holdings
DSP Credit Risk Fund Direct Growth has allocated its funds majorly in Financial Services, Corporate, Government, Cash Equivalent. Its top holdings are Nirma Limited, Aditya Birla Renewables Limited, Nuvoco Vistas Corporation Limited, JSW Steel Limited, 6.79% Govt Stock 2034
Taxation
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:For short term (less than 3 years) capital gains will be taxed at your income slab rate.For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.Dividends will always be taxed at slab rate.
Investment objective of DSP Credit Risk Fund Direct Growth
An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 500.00. DSP Credit Risk Fund Direct Growth has no lock in period.
Historical NAV & Returns
DSP Credit Risk Fund Direct Growth Overview
| Expense ratio | 0.4% |
Benchmark | CRISIL Short Term Bond Fund TR INR |
| AUM | ₹188 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | --/-- |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 363.76% |
| STCG | Selling within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderately High risk |
Trailing Returns
as on (22-Nov-24)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 188 Cr as of Oct'24
- AUM decreased by 3.2 Cr between Oct'24 and Sep'24
Top 3 Sectors in October were Financial Services, Corporate & Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Nirma Limited | 8.5% | 0% | |
Aditya Birla Renewables Limited | 8.09% | 0% | |
Nuvoco Vistas Corporation Limited | 8.08% | 0% | |
JSW Steel Limited | 8.07% | 0% | |
6.79% Govt Stock 2034 | 8.01% | 0% |
Mutual Fund Insights
DSP Credit Risk Fund Direct Growth Highlights
Moderately High risk
About the fund
AUM size ₹188 Cr
Expense Ratio 0.4%
Frequently Asked Questions for DSP Credit Risk Fund Direct Growth
DSP Credit Risk Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.61% | 0.61% |
6 Month Returns | 4.24% | 4.24% |
1 Year Returns | 8.6% | 8.6% |
3 Years Returns | 38.59% | 11.49% |
5 Years Returns | 52.18% | 8.76% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AA | 72.33 |
AAA | 27.67 |