Debt
Direct
Credit Risk
NAV as on 06-09-2024
₹ 44.48
Inception Returns
7.9%
/yr
DSP Credit Risk Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Laukik Bagwe, Vivek Ramakrishnan. This fund is suitable to keep your money safe.
DSP Credit Risk Fund Direct Growth has given a CAGR return of 7.94% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 16.57%, 11.02% and 8.97% respectively.
DSP Credit Risk Fund Direct Growth has allocated its funds majorly in Financial Services, Corporate, Government, Cash Equivalent. Its top holdings are 7.1% Govt Stock 2034, Nuvoco Vistas Corporation Limited, Nirma Limited, JSW Steel Limited, Godrej Industries Limited
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:For short term (less than 3 years) capital gains will be taxed at your income slab rate.For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.Dividends will always be taxed at slab rate.
An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 500.00. DSP Credit Risk Fund Direct Growth has no lock in period.
Expense ratio | 0.4% |
Benchmark | CRISIL Short Term Bond Fund TR INR |
AUM | ₹192 Cr |
Inception Date | 1 January, 2013 |
Min Lumpsum/SIP | --/-- |
Exit Load | 1.0% |
Lock In | No Lock-in |
TurnOver | 363.76% |
STCG | Selling within 36 months, gains taxed at slab rates. |
LTCG | Holding over 3 years, gains taxed at 12.5% without indexation. |
Risk | Moderately High risk |
as on (06-Sep-24)
as on (31-Dec-69)
Top 3 Sectors in July were Financial Services, Corporate & Government
DSP Credit Risk Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.6% | 0.6% |
6 Month Returns | 4.23% | 4.23% |
1 Year Returns | 16.57% | 16.57% |
3 Years Returns | 36.85% | 11.02% |
5 Years Returns | 53.68% | 8.97% |
AA | 68.95 |
AAA | 31.05 |