DSP Liquidity Fund Direct Growth
Debt
Direct
Liquid
NAV as on 07-09-2024
₹ 3561.19
Inception Returns
6.8%
/yr
About the Fund
DSP Liquidity Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Karan Mundhra, Kedar Karnik. This fund is suitable to keep your money safe.
Key Parameters
- DSP Liquidity Fund Direct Growth has ₹18305 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
- The fund has an expense ratio 0.1.
Returns
DSP Liquidity Fund Direct Growth has given a CAGR return of 6.84% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.44%, 6.07% and 5.28% respectively.
Holdings
DSP Liquidity Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Communication, Health, Corporate, Government. Its top holdings are 91 DTB 26092024, HDFC Bank Limited, 182 DTB 01112024, National Bank For Agriculture And Rural Development, 91 DTB 15112024
Taxation
As it is a liquid mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:For short term (less than 3 years) capital gains will be taxed at your income slab rate.For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.Dividends will always be taxed at slab rate.
Investment objective of DSP Liquidity Fund Direct Growth
An Open Ended Income (Liquid) Scheme, seeking to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Liquidity Fund Direct Growth has no lock in period.
Historical NAV & Returns
Fund Overview
| Expense ratio | 0.1% |
Benchmark | CRISIL Liquid Fund TR INR |
| AUM | ₹18305 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 0.0% |
| Lock In | No Lock-in |
TurnOver | 556.9% |
| STCG | Selling within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at 12.5% without indexation. |
| Risk |   Low to Moderate Risk |
Trailing Returns
as on (07-Sep-24)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 17.6K Cr as of Jul'24
- AUM increased by 5K Cr between Jul'24 and Jun'24
Top 3 Sectors in July were Communication, Health & Corporate
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 91 DTB 26092024 | 2.98% | 0% | |
HDFC Bank Limited | 2.72% | 100% | |
182 DTB 01112024 | 2.69% | 0% | |
National Bank For Agriculture And Rural Development | 2.69% | 0% | |
91 DTB 15112024 | 2.69% | 0% |
Mutual Fund Insights
DSP Liquidity Fund Direct Growth Highlights
Low to Moderate Risk
About the fund
AUM size ₹0 Cr
Expense Ratio 0.1%
Frequently Asked Questions
DSP Liquidity Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.59% | 0.59% |
6 Month Returns | 3.71% | 3.71% |
1 Year Returns | 7.44% | 7.44% |
3 Years Returns | 19.34% | 6.07% |
5 Years Returns | 29.37% | 5.28% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |