Debt
Direct
Liquid
NAV as on 07-09-2024
₹ 3561.19
Inception Returns
6.8%
/yr
DSP Liquidity Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Karan Mundhra, Kedar Karnik. This fund is suitable to keep your money safe.
DSP Liquidity Fund Direct Growth has given a CAGR return of 6.84% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.44%, 6.07% and 5.28% respectively.
DSP Liquidity Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Communication, Health, Corporate, Government. Its top holdings are 91 DTB 26092024, HDFC Bank Limited, 182 DTB 01112024, National Bank For Agriculture And Rural Development, 91 DTB 15112024
As it is a liquid mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:For short term (less than 3 years) capital gains will be taxed at your income slab rate.For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.Dividends will always be taxed at slab rate.
An Open Ended Income (Liquid) Scheme, seeking to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. There is no assurance that the investment objective of the Scheme will be realized.
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Liquidity Fund Direct Growth has no lock in period.
Expense ratio | 0.1% |
Benchmark | CRISIL Liquid Fund TR INR |
AUM | ₹18305 Cr |
Inception Date | 1 January, 2013 |
Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 0.0% |
Lock In | No Lock-in |
TurnOver | 556.9% |
STCG | Selling within 36 months, gains taxed at slab rates. |
LTCG | Holding over 3 years, gains taxed at 12.5% without indexation. |
Risk | Low to Moderate Risk |
as on (07-Sep-24)
as on (31-Dec-69)
Top 3 Sectors in July were Communication, Health & Corporate
DSP Liquidity Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.59% | 0.59% |
6 Month Returns | 3.71% | 3.71% |
1 Year Returns | 7.44% | 7.44% |
3 Years Returns | 19.34% | 6.07% |
5 Years Returns | 29.37% | 5.28% |
AAA | 100 |