Franklin India Pension Fund Direct Growth
NAV as on 15-04-2025
₹ 230.24
▲1.1%
1D
Inception Returns
10.4%
/yr
Historical NAV & Returns
About Franklin India Pension Fund Direct Growth
Franklin India Pension Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Pallab Roy. This fund gives you the benefit of diversification.
Key Parameters
- Franklin India Pension Fund Direct Growth has ₹506 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 1.5.
Returns
Franklin India Pension Fund Direct Growth has given a CAGR return of 10.39% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.52%, 10.51% and 11.97% respectively.
Holdings
Franklin India Pension Fund Direct Growth has allocated its funds majorly in Corporate, Financial Services, Government, Consumer Cyclical, Industrial, Tech, Health, Basic Materials, Communication, Consumer Defensive, Utilities, Energy, Cash Equivalent, Real Estate.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Franklin India Pension Fund Direct Growth
The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Franklin India Pension Fund Direct Growth of 5 Years
Franklin India Pension Fund Direct Growth Overview
| Expense ratio | 1.53% |
Benchmark | CRISIL Composite Bond TR INR |
| AUM | ₹506 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹500 |
Exit Load | 3.0% |
| Lock In | 5 Years |
TurnOver | 53.91% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderately High risk |
Trailing Returns
as on (15-Apr-25)
Fund Distribution
as on (31-Mar-25)
- AUM of the fund stands at 505.8 Cr as of Mar'25
- AUM increased by 13.4 Cr between Mar'25 and Feb'25
Top 3 Sectors in March were Corporate, Financial Services & Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 HDFC Bank Ltd | 3.98% | 0% | |
 ICICI Bank Ltd | 3.09% | 0% | |
 Larsen & Toubro Ltd | 1.87% | 0% | |
 Infosys Ltd | 1.77% | 9.6% | |
 Bharti Airtel Ltd | 1.65% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
Franklin India Pension Fund Direct Growth | 8.52% | 10.51% | 11.97% | 10.39% |
 Aditya Birla Sun Life Retirement Fund - The 40s Pln Direct Growth | 10.84% | 12.64% | 16.45% | 11.35% |
 Tata Retirement Savings Moderate Fund Direct Plan Growth | 9.24% | 13.66% | 19.4% | 15.54% |
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Direct Growth | 8.22% | 6.49% | 5.63% | 5.84% |
Mutual Fund Insights
Franklin India Pension Fund Direct Growth Highlights
Moderately High risk
About the fund
Fund Allocations
AUM size ₹506 Cr
Expense Ratio 1.53%
More funds from Franklin
5Y CAGR
▲ 21.42
5Y CAGR
▲ 10.71
5Y CAGR
▲ 12.74
Frequently Asked Questions for Franklin India Pension Fund Direct Growth
Franklin India Pension Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 3.13% | 3.13% |
6 Month Returns | -0.74% | -0.74% |
1 Year Returns | 8.52% | 8.52% |
3 Years Returns | 34.97% | 10.51% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 79.8 |
AA | 20.2 |