HDFC Income Fund Direct Growth
NAV as on 11-04-2025
₹ 63.87
▲0.1%
1D
Inception Returns
7.4%
/yr
Historical NAV & Returns
About HDFC Income Fund Direct Growth
HDFC Income Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Shobhit Mehrotra. This fund is suitable to keep your money safe.
Key Parameters
- HDFC Income Fund Direct Growth has ₹885 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.8.
Returns
HDFC Income Fund Direct Growth has given a CAGR return of 7.44% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.46%, 7.99% and 6.90% respectively.
Holdings
HDFC Income Fund Direct Growth has allocated its funds majorly in Government, Financial Services, Energy, Industrial, Corporate, Cash Equivalent, Basic Materials, Securitize. Its top holdings are 7.18% Govt Stock 2037, 7.41% Govt Stock 2036, 7.54% Govt Stock 2036, 7.23% Govt Stock 2039, 6.79% Govt Stock 2034
Taxation
As it is a medium to long duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of HDFC Income Fund Direct Growth
To generate income / capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Income Fund Direct Growth has no lock in period.
HDFC Income Fund Direct Growth Overview
| Expense ratio | 0.8% |
Benchmark | NIFTY Medium to Long Dur Debt TR INR |
| AUM | ₹885 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 44.16% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderate Risk |
Trailing Returns
as on (11-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 870 Cr as of Feb'25
- AUM increased by 0.7 Cr between Feb'25 and Jan'25
Top 3 Sectors in February were Government, Financial Services & Energy
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 7.18% Govt Stock 2037 | 20% | 0% | |
7.41% Govt Stock 2036 | 11.97% | 0% | |
7.54% Govt Stock 2036 | 11.46% | 0% | |
7.23% Govt Stock 2039 | 8.89% | 0% | |
6.79% Govt Stock 2034 | 4.59% | 60% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
HDFC Income Fund Direct Growth | 10.46% | 7.99% | 6.9% | 7.44% |
 LIC MF Medium to Long Duration Fund-Direct Plan Growth Option | 11.18% | 8.34% | 7% | 7.36% |
 ICICI Prudential Bond Fund Direct Plan Growth | 10.57% | 8.42% | 7.77% | 8.3% |
 Aditya Birla Sun Life Income Fund Direct Plan Growth | 10.19% | 7.3% | 7.76% | 8.06% |
Mutual Fund Insights
HDFC Income Fund Direct Growth Highlights
Moderate Risk
About the fund
AUM size ₹885 Cr
Expense Ratio 0.8%
More funds from HDFC
1Y CAGR
▲ 11.93
1Y CAGR
▲ 11.49
1Y CAGR
▲ 11.22
1Y CAGR
▲ 11.19
5Y CAGR
▲ 6.83
Frequently Asked Questions for HDFC Income Fund Direct Growth
HDFC Income Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 2.5% | 2.5% |
6 Month Returns | 4.91% | 4.91% |
1 Year Returns | 10.46% | 10.46% |
3 Years Returns | 25.95% | 7.99% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |