HSBC Banking & PSU Debt fund Direct Growth
NAV as on 17-04-2025
₹ 25.21
▲0.1%
1D
Inception Returns
7.6%
/yr
Historical NAV & Returns
About HSBC Banking & PSU Debt fund Direct Growth
HSBC Banking & PSU Debt fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by . This fund is suitable to keep your money safe.
Key Parameters
- HSBC Banking & PSU Debt fund Direct Growth has ₹4251 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
- The fund has an expense ratio 0.2.
Returns
HSBC Banking & PSU Debt fund Direct Growth has given a CAGR return of 7.60% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.89%, 6.75% and 6.29% respectively.
Holdings
HSBC Banking & PSU Debt fund Direct Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 6.79% Government Of India (07/10/2034), 6.75% Govt Stock 2029, Ntpc Limited, 7.04% Govt Stock 2029, Export-Import Bank Of India
Taxation
As it is a banking & psu mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of HSBC Banking & PSU Debt fund Direct Growth
To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.There is no assurance that the investment objective of the scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. HSBC Banking & PSU Debt fund Direct Growth has no lock in period.
HSBC Banking & PSU Debt fund Direct Growth Overview
| Expense ratio | 0.23% |
Benchmark | NIFTY Banking and PSU Debt A-II TR INR |
| AUM | ₹4251 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹1000 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 38.97% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderate Risk |
Trailing Returns
as on (17-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 4.3K Cr as of Mar'25
- AUM increased by 4.5 Cr between Mar'25 and Feb'25
Top 2 Sectors in March were Corporate, Government
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 6.79% Government Of India (07/10/2034) | 6.16% | 25% | |
6.75% Govt Stock 2029 | 5.21% | 0% | |
Ntpc Limited | 5.04% | 0% | |
7.04% Govt Stock 2029 | 4.05% | 0% | |
Export-Import Bank Of India | 3.61% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
HSBC Banking & PSU Debt fund Direct Growth | 8.89% | 6.75% | 6.29% | 7.6% |
 Edelweiss Banking and PSU Debt Fund Direct Plan Growth | 10.1% | 7.64% | 7.28% | 8.32% |
 Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Growth | 9.69% | 7.46% | 7.14% | 8.54% |
 ICICI Prudential Banking and PSU Debt Fund Direct Plan Growth | 9.42% | 7.87% | 7.45% | 8.27% |
Mutual Fund Insights
HSBC Banking & PSU Debt fund Direct Growth Highlights
Moderate Risk
About the fund
AUM size ₹4251 Cr
Expense Ratio 0.23%
More funds from HSBC
5Y CAGR
▲ 6.80
5Y CAGR
▲ 6.92
5Y CAGR
▲ 6.19
5Y CAGR
▲ 7.55
5Y CAGR
▲ 7.13
Frequently Asked Questions for HSBC Banking & PSU Debt fund Direct Growth
HSBC Banking & PSU Debt fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 1.99% | 1.99% |
6 Month Returns | 4.71% | 4.71% |
1 Year Returns | 8.89% | 8.89% |
3 Years Returns | 21.66% | 6.75% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 100 |