ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth
Equity
Direct
Equity - Consumption
NAV as on 20-12-2024
₹ 26.15
1D
Inception Returns
18.7%
/yr
About ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth
ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth is an equity fund. This fund was started on 15 April, 2019. The fund is managed by Sankaran Naren, Priyanka Khandelwal. The fund could potentially beat inflation in the long-run.
Key Parameters
- ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth has ₹3161 Cr worth of assets under management (AUM) as on Nov 2024 and is more than category average.
- The fund has an expense ratio 1.1.
Returns
ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth has given a CAGR return of 18.66% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 20.49%, 21.62% and 19.96% respectively.
Holdings
ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Securitize, Communication, Health, Industrial, Basic Materials, Utilities, Real Estate. Its top holdings are Hindustan Unilever Ltd, Bharti Airtel Ltd, Maruti Suzuki India Ltd, Nestle India Ltd, Mahindra & Mahindra Ltd
Taxation
As it is a equity - consumption mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitDividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.
Investment objective of ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth
The investment objective of the Scheme is to provide capital appreciation by investing predominantly in equity and equity related instruments of sectors that could benefit from growth in consumption and related activities. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth has no lock in period.
Historical NAV & Returns
Annualised
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500 people have invested ₹ 88.7L in ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth in the last three months
INDmoney Rank for ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth
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IND ranking is not available for this fund.
Beats FD returns for both 3Y & 5Y duration
No bad points found for this fund.
ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth Overview
| Expense ratio | 1.08% |
Benchmark | S&P BSE 500 India TR INR |
| AUM | ₹3161 Cr |
| Inception Date | 15 April, 2019 |
| Min Lumpsum/SIP | ₹5000/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 137.64% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (20-Dec-24)
Fund Distribution
as on (30-Nov-24)
Large cap
67.7%
Small cap
17.3%
Mid cap
7.2%
Sector Allocation
Consumer Cyclical
36.8%
Consumer Defensive
30%
Communication
11.9%
Health
8.2%
Industrial
5.7%
Basic Materials
4%
Utilities
1.7%
Real Estate
1.6%
All changes are between Sep'24 and Nov'24
- This fund’s returns stands at -1.18% whereas the fund’s underlying benchmark Nifty 500 returns stands at -0.60% as on Nov'24
- This fund underperformed Nifty 500 by 0.58% in Nov'24
- AUM of the fund stands at 3.2K Cr as of Nov'24
- AUM has remained same between Nov'24 and Oct'24
Top Stocks bought last month
Bharti Airtel Ltd's allocation increased from 3.36% to 7.7%
Nestle India Ltd's allocation increased from 1.01% to 4.86%
Tata Motors Ltd's allocation increased from 0.4% to 1.93%
Top Stocks sold last month
ITC Ltd's allocation decreased from 5.19 % to 3.57 %
Britannia Industries Ltd's allocation decreased from 3.03 % to 2.84 %
Pidilite Industries Ltd's allocation decreased from 2.81 % to 2.68 %
Large Cap allocation has gone up from 62.8% to 67.7%
Small Cap allocation has gone down from 20% to 17.3%
Mid Cap allocation has gone down from 7.6% to 7.2%
Cash allocation has gone down from 6.8% to 5.2%
Debt allocation has gone down from 2.3% to 2.1%
Top 3 Sectors in November were Consumer Cyclical, Consumer Defensive & Securitize
Nov'24
Consumer Cyclical
37%
Consumer Defensive
30%
Securitize
28%
Oct'24
Consumer Cyclical
37%
Consumer Defensive
32%
Securitize
23%
See all
Top Growth Drivers | 1M Return |
|---|---|
 Interglobe Aviation Ltd | 8.5% |
 Zomato Ltd | 7.6% |
 Mahindra & Mahindra Ltd | 3.5% |
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Sankaran Naren
Fund Manager of ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth, since 2 May 2022
Top funds managed
Priyanka Khandelwal
Fund Manager of ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth, since 1 July 2022
Top funds managed
Fund House
ICICI Prudential Asset Management Company Limited
Total Schemes
Total AUM
₹8.23L Cr
as on 29-Nov-2024
Address
ICICI Prudential Asset Mgmt.Company Limited,3rd Floor, Hallmark Business Plaza,,Sant Dyaneshwar Marg,,Bandra (East)
Phone
+912226428000
Website
investor.helpdesk@hdfcbank.com
Mutual Fund Insights
In the last 1 year, HSBC Consumption Fund Direct Growth has given 38.7% return, outperforming this fund by 18.2%.
This fund expense ratio is slightly on the lower side within the category (equity - consumption). Its expense ratio is 1.08% which is lower than the category average expense ratio of 1.37%.
In the last 3 years, SBI Consumption Opportunities Fund Direct Plan Growth has given 24.07% return, outperforming this fund by 2.45% per annum.
Over the last 6 months, this fund has experienced a 34.5% growth in AUM moving from 2.34K Cr to 3.16K Cr.
Over the last 15 months, this fund has decreased expense ratio by 29.9% moving from 1.54 to 1.08.
In the last 5 years, SBI Consumption Opportunities Fund Direct Plan Growth has given 24.91% return, outperforming this fund by 4.95% per annum.
ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 18.66% since inception which is more than its category average return of 15.49%
Fund Allocations
This fund has an allocation of 92.74% in Equity, 2.05% in Debt and 5.21% in Cash related instruments
AUM size ₹3161 Cr
This fund has AUM of ₹3161 Cr which is more than its category average of ₹ 1724 Cr
Expense Ratio 1.08%
This fund has an expense ratio of 1.08% which is less than its category average expense ratio of 1.31%
Frequently Asked Questions for ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth
The current NAV of ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth is ₹26.15 as on 20-Dec-2024.
Existing (Absolute + CAGR) as on 20-Dec-2024.
ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.92% | 0.92% |
6 Month Returns | 3.08% | 3.08% |
1 Year Returns | 20.49% | 20.49% |
3 Years Returns | 79.88% | 21.62% |
5 Years Returns | 148.45% | 19.96% |
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1.08% as on November 2024
₹3161 Cr as on November 2024
Hindustan Unilever Ltd(8.07%), Bharti Airtel Ltd(7.7%), Maruti Suzuki India Ltd(5.92%), Nestle India Ltd(4.86%), Mahindra & Mahindra Ltd(4.53%) as on November 2024
Consumer Cyclical(34.13%), Consumer Defensive(27.78%), Communication(11.06%) as on November 2024
The alpha ratio for the ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth | 0.6 | 5.34 | 2.88 |
As on November 2024
The alpha for ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth | 0.82 | 0.7 | 0.84 |
As on November 2024
The Beta for ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth | 1.24 | 1.24 | 0.97 |
As on November 2024
The sharpe ratio for ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth | 13.55 | 11.47 | 15.09 |
As on November 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 2.14 as on November 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.35 as on November 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
Sankaran Naren, Priyanka Khandelwal are the fund managers of ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth
The Exit load of ICICI Prudential Bharat Consumption Fund Cumulative Direct Growth is 1%