ICICI Prudential Regular Savings Fund
Hybrid
Direct
Conservative Allocation
NAV as on 21-11-2024
₹ 78.1
1D
Inception Returns
10.9%
/yr
About ICICI Prudential Regular Savings Fund
ICICI Prudential Regular Savings Fund is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Manish Banthia, Ritesh Lunawat. This fund gives you the benefit of diversification.
Key Parameters
- ICICI Prudential Regular Savings Fund has ₹3220 Cr worth of assets under management (AUM) as on Oct 2024 and is more than category average.
- The fund has an expense ratio 0.9.
Returns
ICICI Prudential Regular Savings Fund has given a CAGR return of 10.86% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 13.70%, 9.64% and 10.53% respectively.
Holdings
ICICI Prudential Regular Savings Fund has allocated its funds majorly in Corporate, Financial Services, Government, Cash Equivalent, Health, Consumer Cyclical, Basic Materials, Communication, Consumer Defensive, Tech, Utilities, Industrial, Securitize.
Taxation
As it is a conservative allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitGains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of ICICI Prudential Regular Savings Fund
To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. ICICI Prudential Regular Savings Fund has no lock in period.
Historical NAV & Returns
INDmoney Rank for ICICI Prudential Regular Savings Fund
ICICI Prudential Regular Savings Fund Overview
| Expense ratio | 0.91% |
Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
| AUM | ₹3220 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5000/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 63.56% |
| STCG | Selling within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   High Risk |
Trailing Returns
as on (21-Nov-24)
Fund Distribution
as on (31-Oct-24)
- AUM of the fund stands at 3.2K Cr as of Oct'24
- AUM decreased by 82.8 Cr between Oct'24 and Sep'24
Top 3 Sectors in October were Corporate, Financial Services & Government
Mutual Fund Insights
ICICI Prudential Regular Savings Fund Highlights
High Risk
About the fund
Fund Allocations
AUM size ₹3220 Cr
Expense Ratio 0.91%
Frequently Asked Questions for ICICI Prudential Regular Savings Fund
ICICI Prudential Regular Savings Fund | Absolute Returns | CAGR Returns |
1 Month Returns | -0.77% | -0.77% |
6 Month Returns | 5.37% | 5.37% |
1 Year Returns | 13.7% | 13.7% |
3 Years Returns | 31.78% | 9.64% |
5 Years Returns | 64.98% | 10.53% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 53.99 |
AA | 35.41 |
A | 10.61 |