Hybrid
Direct
Conservative Allocation
NAV as on 06-09-2024
₹ 78.36
1D
Inception Returns
11.1%
/yr
ICICI Prudential Regular Savings Fund is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Ritesh Lunawat, Manish Banthia. This fund gives you the benefit of diversification.
ICICI Prudential Regular Savings Fund has given a CAGR return of 11.09% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 16.02%, 10.62% and 11.49% respectively.
ICICI Prudential Regular Savings Fund has allocated its funds majorly in Corporate, Financial Services, Government, Health, Consumer Cyclical, Cash Equivalent, Communication, Consumer Defensive, Basic Materials, Utilities, Industrial, Tech, Securitize.
As it is a conservative allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitGains up to Rs 1 lakh are exempt from taxation (more than 12 months).
To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. ICICI Prudential Regular Savings Fund has no lock in period.
Expense ratio | 0.91% |
Benchmark | CRISIL Hybrid 85+15 - ConservativeTR INR |
AUM | ₹3357 Cr |
Inception Date | 1 January, 2013 |
Min Lumpsum/SIP | ₹5000/₹100 |
Exit Load | 1.0% |
Lock In | No Lock-in |
TurnOver | 63.56% |
STCG | Selling within 36 months, gains taxed at slab rates. |
LTCG | Holding over 3 years, gains taxed at 12.5% without indexation. |
Risk | High Risk |
as on (06-Sep-24)
as on (31-Jul-24)
Top 3 Sectors in July were Corporate, Financial Services & Government
ICICI Prudential Regular Savings Fund | Absolute Returns | CAGR Returns |
1 Month Returns | 1.82% | 1.82% |
6 Month Returns | 8.39% | 8.39% |
1 Year Returns | 16.02% | 16.02% |
3 Years Returns | 35.37% | 10.62% |
5 Years Returns | 72.26% | 11.49% |
AAA | 52.12 |
AA | 37.92 |
A | 9.95 |