ICICI Prudential Retirement Fund Pure Debt Direct Growth
Hybrid
Direct
Retirement
NAV as on 06-01-2025
₹ 15.66
Inception Returns
7.9%
/yr
About ICICI Prudential Retirement Fund Pure Debt Direct Growth
ICICI Prudential Retirement Fund Pure Debt Direct Growth is a hybrid fund. This fund was started on 28 February, 2019. The fund is managed by . This fund gives you the benefit of diversification.
Key Parameters
- ICICI Prudential Retirement Fund Pure Debt Direct Growth has ₹111 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 1.2.
Returns
ICICI Prudential Retirement Fund Pure Debt Direct Growth has given a CAGR return of 7.94% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.35%, 6.37% and 7.08% respectively.
Holdings
ICICI Prudential Retirement Fund Pure Debt Direct Growth has allocated its funds majorly in Government, Corporate, Cash Equivalent.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitGains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of ICICI Prudential Retirement Fund Pure Debt Direct Growth
To generate income through investing in a range of debt and money market instruments of various duration while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the plan would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. There is a lock in period for ICICI Prudential Retirement Fund Pure Debt Direct Growth of 5 Years
Historical NAV & Returns
ICICI Prudential Retirement Fund Pure Debt Direct Growth Overview
| Expense ratio | 1.19% |
Benchmark | Nifty Composite Debt Index TR INR |
| AUM | ₹111 Cr |
| Inception Date | 28 February, 2019 |
| Min Lumpsum/SIP | ₹5000/₹100 |
| Exit Load | 0% |
| Lock In | 5 Years |
TurnOver | 56.83% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderate Risk |
Trailing Returns
as on (06-Jan-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 114.7 Cr as of Nov'24
- AUM decreased by 1.2 Cr between Nov'24 and Oct'24
Top 2 Sectors in November were Government, Corporate
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 7.1% Govt Stock 2034 | 21.09% | 15% | |
7.53% Govt Stock 2034 | 15.32% | -10.3% | |
7.18% Govt Stock 2033 | 9.2% | -33.3% | |
Nirma Limited | 7.25% | 0% | |
Power Finance Corporation Limited | 6.29% | 0% |
Mutual Fund Insights
ICICI Prudential Retirement Fund Pure Debt Direct Growth Highlights
Moderate Risk
About the fund
AUM size ₹111 Cr
Expense Ratio 1.19%
Frequently Asked Questions for ICICI Prudential Retirement Fund Pure Debt Direct Growth
ICICI Prudential Retirement Fund Pure Debt Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.31% | 0.31% |
6 Month Returns | 4.1% | 4.1% |
1 Year Returns | 8.35% | 8.35% |
3 Years Returns | 20.34% | 6.37% |
5 Years Returns | 40.79% | 7.08% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 75.88 |
AA | 19.58 |
A | 4.55 |