Invesco India Credit Risk Fund Direct Growth
Debt
Direct
Credit Risk
NAV as on 12-03-2025
₹ 2080.29
▲0.1%
1D
Inception Returns
7.2%
/yr
About Invesco India Credit Risk Fund Direct Growth
Invesco India Credit Risk Fund Direct Growth is a debt fund. This fund was started on 4 September, 2014. The fund is managed by Krishna Cheemalapati, Vikas Garg. This fund is suitable to keep your money safe.
Key Parameters
- Invesco India Credit Risk Fund Direct Growth has ₹140 Cr worth of assets under management (AUM) as on Jan 2025 and is less than category average.
- The fund has an expense ratio 0.3.
Returns
Invesco India Credit Risk Fund Direct Growth has given a CAGR return of 7.21% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.27%, 9.30% and 7.99% respectively.
Holdings
Invesco India Credit Risk Fund Direct Growth has allocated its funds majorly in Consumer Cyclical, Corporate, Government, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2033, Ongc Petro Additions Ltd., JSW Steel Limited, 7.18% Govt Stock 2037, Aadhar Housing Finance Ltd. 8.65%
Taxation
As it is a credit risk mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.
Investment objective of Invesco India Credit Risk Fund Direct Growth
To generate accrual income and capital appreciation by investing in debt securities of varying maturities across the credit spectrum.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 1000.00. Invesco India Credit Risk Fund Direct Growth has no lock in period.
Historical NAV & Returns
Invesco India Credit Risk Fund Direct Growth Overview
| Expense ratio | 0.28% |
Benchmark | CRISIL Short Term Bond Fund TR INR |
| AUM | ₹140 Cr |
| Inception Date | 4 September, 2014 |
| Min Lumpsum/SIP | ₹1000/₹1000 |
Exit Load | 4.0% |
| Lock In | No Lock-in |
TurnOver | 153.25% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderately High risk |
Trailing Returns
as on (12-Mar-25)
Fund Distribution
as on (31-Jan-25)
- AUM of the fund stands at 141.9 Cr as of Jan'25
- AUM increased by 0.5 Cr between Jan'25 and Dec'24
Top 3 Sectors in January were Consumer Cyclical, Government & Corporate
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 7.18% Govt Stock 2033 | 14.6% | 0% | |
Ongc Petro Additions Ltd. | 8.58% | 0% | |
JSW Steel Limited | 8.57% | 0% | |
7.18% Govt Stock 2037 | 7.28% | -33.3% | |
Aadhar Housing Finance Ltd. 8.65% | 7.18% | 0% |
Mutual Fund Insights
Invesco India Credit Risk Fund Direct Growth Highlights
Moderately High risk
About the fund
Fund Allocations
AUM size ₹140 Cr
Expense Ratio 0.28%
Frequently Asked Questions for Invesco India Credit Risk Fund Direct Growth
Invesco India Credit Risk Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 2.53% | 2.53% |
6 Month Returns | 5.83% | 5.83% |
1 Year Returns | 10.27% | 10.27% |
3 Years Returns | 30.58% | 9.3% |
5 Years Returns | 46.84% | 7.99% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AA | 58.21 |
AAA | 41.79 |